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Oregon Bancorp (Oregon Bancorp) Retained Earnings : $0.62 Mil (As of Sep. 2007)


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What is Oregon Bancorp Retained Earnings?

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Oregon Bancorp's retained earnings for the quarter that ended in Sep. 2007 was $0.62 Mil.

Oregon Bancorp's quarterly retained earnings declined from Mar. 2007 ($1.10 Mil) to Jun. 2007 ($0.51 Mil) but then increased from Jun. 2007 ($0.51 Mil) to Sep. 2007 ($0.62 Mil).

Oregon Bancorp's annual retained earnings increased from Dec. 2004 ($0.01 Mil) to Dec. 2005 ($0.18 Mil) and increased from Dec. 2005 ($0.18 Mil) to Dec. 2006 ($0.91 Mil).


Oregon Bancorp Retained Earnings Historical Data

The historical data trend for Oregon Bancorp's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Oregon Bancorp Retained Earnings Chart

Oregon Bancorp Annual Data
Trend Dec03 Dec04 Dec05 Dec06
Retained Earnings
-0.30 0.01 0.18 0.91

Oregon Bancorp Quarterly Data
Dec03 Mar04 Jun04 Sep04 Dec04 Mar05 Jun05 Sep05 Dec05 Mar06 Jun06 Sep06 Dec06 Mar07 Jun07 Sep07
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.69 0.91 1.10 0.51 0.62

Oregon Bancorp Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.


Oregon Bancorp  (OTCPK:ORBN) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Oregon Bancorp (Oregon Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
101 High Street, North East, P.O. Box 2747, Salem, OR, USA, 97301
Oregon Bancorp Inc is a bank holding company for The Bank of Glen Burnie. It offers retail and commercial banking services such as checking, savings, loans, mobile banking, online banking, wire transfer, ACH services, debit card, automated teller machines, and safe deposit boxes among others. It has two segments Community Banking and Home Mortgage Lending. The bank generates its revenue in the form of interest income. All of the revenues are earned within the United States.

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