ORBN (Oregon Bancorp) Cyclically Adjusted PS Ratio: 1.93 (As of Jul. 24, 2026) — 65% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ORBN Oregon Bancorp Inc ORBN
43 GF Score
Price $40.49
GF Value $16.28
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Oregon Bancorp Cyclically Adjusted PS Ratio?

Oregon Bancorp ORBN +1.17% 43 Cyclically Adjusted PS Ratio is 1.93 as of Jul. 24, 2026, which is 65% above its 10-year median of 1.17. GuruFocus rates ORBN with a GF Score™ of 43/100 and a GF Value™ of $16.28 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,299 Banks companies, Oregon Bancorp ranks better than 86.61% on this metric.

As of today (2026-07-24), Oregon Bancorp's current share price is $40.49. Oregon Bancorp's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was $20.98. Oregon Bancorp's Cyclically Adjusted PS Ratio for today is 1.93.

The historical rank and industry rank for Oregon Bancorp's Cyclically Adjusted PS Ratio or its related term are showing as below:

ORBN' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.92   Med: 1.17   Max: 1.31
Current: 1.29

During the past years, Oregon Bancorp's highest Cyclically Adjusted PS Ratio was 1.31. The lowest was 0.92. And the median was 1.17.

ORBN's Cyclically Adjusted PS Ratio is ranked better than
86.61% of 1299 companies
in the Banks industry
Industry Median: 3.38 vs ORBN: 1.29

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Oregon Bancorp's adjusted revenue per share data for the three months ended in Mar. 2026 was $2.042. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $20.98 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Oregon Bancorp  (OTCPK:ORBN) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Oregon Bancorp Cyclically Adjusted PS Ratio Related Terms


Oregon Bancorp Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Oregon Bancorp's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Oregon Bancorp Cyclically Adjusted PS Ratio Chart

Oregon Bancorp Annual Data
Trend Dec06 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 1.18 1.28

Oregon Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.99 0.96 0.96 1.28 1.24

ORBN vs MNMB, NSTS, ASRV: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, Oregon Bancorp's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Oregon Bancorp Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Oregon Bancorp's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Oregon Bancorp's Cyclically Adjusted PS Ratio falls into.


ORBN
43GF Score
Oregon Bancorp Inc ORBN
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Oregon Bancorp Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Oregon Bancorp's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=40.49/20.98
=1.93

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Oregon Bancorp's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Oregon Bancorp's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=2.042/330.2130*330.2130
=2.042

Current CPI (Mar. 2026) = 330.2130.

Oregon Bancorp Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
200506 0.596 194.500 1.012
200509 0.692 198.800 1.149
200512 0.679 196.800 1.139
200603 0.656 199.800 1.084
200606 0.844 202.900 1.374
200609 0.986 202.900 1.605
200612 0.968 201.800 1.584
200703 0.985 205.352 1.584
200706 0.986 208.352 1.563
200709 1.093 208.490 1.731
201712 0.000 246.524 0.000
201812 0.000 251.233 0.000
201906 5.852 256.143 7.544
201909 7.012 256.759 9.018
201912 6.385 256.974 8.205
202003 6.096 258.115 7.799
202006 11.040 257.797 14.141
202009 13.717 260.280 17.403
202012 12.182 260.474 15.444
202103 11.191 264.877 13.951
202106 9.441 271.696 11.474
202109 9.259 274.310 11.146
202112 7.663 278.802 9.076
202203 6.171 287.504 7.088
202206 5.126 296.311 5.712
202209 4.420 296.808 4.917
202212 3.446 296.797 3.834
202303 3.544 301.836 3.877
202306 3.660 305.109 3.961
202309 3.099 307.789 3.325
202312 2.874 306.746 3.094
202403 2.825 312.332 2.987
202406 2.792 314.175 2.935
202409 2.864 315.301 2.999
202412 2.773 315.605 2.901
202503 2.414 319.799 2.493
202506 2.640 322.561 2.703
202509 2.729 324.800 2.774
202512 2.581 324.054 2.630
202603 2.042 330.213 2.042

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 1.93 mean?
Oregon Bancorp (ORBN) has a Cyclically Adjusted PS Ratio of 1.93 as of Jul. 24, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Oregon Bancorp and its competitors. This is 65% above median its historical median of 1.17. Over the past decade, Oregon Bancorp's Cyclically Adjusted PS Ratio has ranged from 0.92 to 1.31. According to the industry distribution chart, Oregon Bancorp ranks #174 out of 1299 companies in the Banks industry, placing it in the top 13.4%.
Is Oregon Bancorp's Cyclically Adjusted PS Ratio too high?
Oregon Bancorp's current Cyclically Adjusted PS Ratio of 1.93 is 65% above median its 10-year median of 1.17. Over the past 10 years, this metric has ranged from a low of 0.92 to a high of 1.31. The Banks industry median Cyclically Adjusted PS Ratio is 3.38. Oregon Bancorp's value of 1.93 is 42.9% below this industry median. Based on the distribution chart, Oregon Bancorp ranks #174 out of 1299 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Oregon Bancorp has a GF Score™ of 43/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Oregon Bancorp's Cyclically Adjusted PS Ratio compare to MNMB and NSTS?
According to the Banks industry distribution chart, Oregon Bancorp ranks #174 out of 1299 companies for Cyclically Adjusted PS Ratio. This places Oregon Bancorp in the top 13% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PS Ratio is 3.38. Oregon Bancorp's value of 1.93 is 42.9% below this benchmark. Historically, Oregon Bancorp's own Cyclically Adjusted PS Ratio has ranged from 0.92 to 1.31 over the past decade. While the company's 10-year median is 1.17 vs. the industry median of 3.38, Oregon Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.38, based on 1,299 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Oregon Bancorp's current Cyclically Adjusted PS Ratio of 1.93 is 42.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Oregon Bancorp and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Oregon Bancorp's current Cyclically Adjusted PS Ratio is 1.93, which is 65% above median its own 10-year median of 1.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oregon Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Oregon Bancorp (ORBN) is currently considered Significantly Overvalued. The stock's GF Value™ is $16.28, compared to a current price of $40.49 — trading 148.7% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 1.93, which is 65% above median its 10-year median of 1.17 and 42.9% below the Banks industry median of 3.38. Oregon Bancorp's overall GF Score™ is 43/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Oregon Bancorp (ORBN), the current Cyclically Adjusted PS Ratio is 1.93 as of Jul. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Oregon Bancorp (ORBN) Overvalued in 2026?

Based on GuruFocus' analysis, Oregon Bancorp stock appears to be overvalued. The current stock price of $40.49 is trading 148.7% above its estimated GF Value™ of $16.28. GuruFocus considers Oregon Bancorp to be Significantly Overvalued.

Key valuation signals for ORBN:

  • Cyclically Adjusted PS Ratio: 1.93 (65% above median its 10-year median of 1.17)
  • GF Value™: $16.28 vs. price of $40.49 (148.7% above fair value)
  • GF Score™: 43/100 with 6 warning signs
  • Industry Position: 42.9% below the Banks median (#174 of 1299)

No single metric tells the full story. See the ORBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Oregon Bancorp Business Description

Address 101 High Street North East, Salem, OR, USA, 97301
Oregon Bancorp Inc is a bank holding company. It offers retail and commercial banking services such as checking, savings, loans, mobile banking, online banking, wire transfer, ACH services, debit card, automated teller machines, and safe deposit boxes, among others. It has two segments: Community Banking and Home Mortgage Lending. The bank generates its revenue in the form of interest income.
43GF Score

Get the complete analysis for ORBN

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$40.49
Price
$16.28
GF Value