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Oregon BancorpORBN +1.17%43 5-Year Yield-on-Cost % is 1.84 as of Jul. 23, 2026, which is 49% below its 10-year median of 3.63. GuruFocus rates ORBN with a GF Score™ of 43/100 and a GF Value™ of $16.28 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,251 Banks companies, Oregon Bancorp ranks worse than 84.01% on this metric.
Oregon Bancorp's yield on cost for the quarter that ended in Mar. 2026 was 1.84.
The historical rank and industry rank for Oregon Bancorp's 5-Year Yield-on-Cost % or its related term are showing as below:
ORBN'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.38 Med: 3.63 Max: 8.56
Current: 1.84
During the past 13 years, Oregon Bancorp's highest Yield on Cost was 8.56. The lowest was 0.38. And the median was 3.63.
ORBN's 5-Year Yield-on-Cost % is ranked worse than 84.01% of 1251
companies
in the Banks industry
Industry Median: 3.9
vs ORBN: 1.84
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Oregon Bancorp 5-Year Yield-on-Cost % Related Terms
ORBN vs MNMB, NSTS, ASRV: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Oregon Bancorp's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Oregon Bancorp 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Oregon Bancorp's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Oregon Bancorp's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of Oregon Bancorp is calculated as
Oregon Bancorp (ORBN) has a 5-Year Yield-on-Cost % of 1.84 as of Jul. 23, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Oregon Bancorp and its competitors. This is 49% below median its historical median of 3.63. Over the past decade, Oregon Bancorp's 5-Year Yield-on-Cost % has ranged from 0.38 to 8.56. According to the industry distribution chart, Oregon Bancorp ranks #1051 out of 1251 companies in the Banks industry, placing it in the top 84%.
Is Oregon Bancorp's 5-Year Yield-on-Cost % too high?
Oregon Bancorp's current 5-Year Yield-on-Cost % of 1.84 is 49% below median its 10-year median of 3.63. Over the past 10 years, this metric has ranged from a low of 0.38 to a high of 8.56. The Banks industry median 5-Year Yield-on-Cost % is 3.90. Oregon Bancorp's value of 1.84 is 52.8% below this industry median. Based on the distribution chart, Oregon Bancorp ranks #1051 out of 1251 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Oregon Bancorp has a GF Score™ of 43/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Oregon Bancorp's 5-Year Yield-on-Cost % compare to MNMB and NSTS?
According to the Banks industry distribution chart, Oregon Bancorp ranks #1051 out of 1251 companies for 5-Year Yield-on-Cost %. This places Oregon Bancorp in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.90. Oregon Bancorp's value of 1.84 is 52.8% below this benchmark. Historically, Oregon Bancorp's own 5-Year Yield-on-Cost % has ranged from 0.38 to 8.56 over the past decade. While the company's 10-year median is 3.63 vs. the industry median of 3.90, Oregon Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.90, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Oregon Bancorp's current 5-Year Yield-on-Cost % of 1.84 is 52.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Oregon Bancorp and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Oregon Bancorp's current 5-Year Yield-on-Cost % is 1.84, which is 49% below median its own 10-year median of 3.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oregon Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Oregon Bancorp (ORBN) is currently considered Significantly Overvalued. The stock's GF Value™ is $16.28, compared to a current price of $40.49 — trading 148.7% above its estimated fair value. The current 5-Year Yield-on-Cost % is 1.84, which is 49% below median its 10-year median of 3.63 and 52.8% below the Banks industry median of 3.90. Oregon Bancorp's overall GF Score™ is 43/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Oregon Bancorp (ORBN), the current 5-Year Yield-on-Cost % is 1.84 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Oregon Bancorp (ORBN) Overvalued in 2026?
Based on GuruFocus' analysis, Oregon Bancorp stock appears to be overvalued.
The current stock price of $40.49 is trading 148.7% above its estimated GF Value™ of $16.28.
GuruFocus considers Oregon Bancorp to be Significantly Overvalued.
Key valuation signals for ORBN:
5-Year Yield-on-Cost %: 1.84 (49% below median its 10-year median of 3.63)
GF Value™: $16.28 vs. price of $40.49 (148.7% above fair value)
Industry Position: 52.8% below the Banks median (#1051 of 1251)
No single metric tells the full story. See the ORBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Oregon Bancorp Inc is a bank holding company. It offers retail and commercial banking services such as checking, savings, loans, mobile banking, online banking, wire transfer, ACH services, debit card, automated teller machines, and safe deposit boxes, among others. It has two segments: Community Banking and Home Mortgage Lending. The bank generates its revenue in the form of interest income.
43GF Score
Get the complete analysis for ORBN
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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