ORBN (Oregon Bancorp) Cyclically Adjusted Book per Share: $25.43 (As of Mar. 2026)

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ORBN Oregon Bancorp Inc ORBN
43 GF Score
Price $40.49
GF Value $16.28
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Oregon Bancorp Cyclically Adjusted Book per Share?

Oregon Bancorp ORBN +1.17% 43 Cyclically Adjusted Book per Share is $25.43 as of Mar. 2026. GuruFocus rates ORBN with a GF Score™ of 43/100 and a GF Value™ of $16.28 (Significantly Overvalued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Oregon Bancorp's adjusted book value per share for the three months ended in Mar. 2026 was $30.738. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $25.43 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Oregon Bancorp's average Cyclically Adjusted Book Growth Rate was 15.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

As of today (2026-07-23), Oregon Bancorp's current stock price is $40.49. Oregon Bancorp's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was $25.43. Oregon Bancorp's Cyclically Adjusted PB Ratio of today is 1.59.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Oregon Bancorp was 1.13. The lowest was 0.80. And the median was 1.03.


Oregon Bancorp  (OTCPK:ORBN) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Oregon Bancorp's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=40.49/25.43
=1.59

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Oregon Bancorp was 1.13. The lowest was 0.80. And the median was 1.03.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Oregon Bancorp Cyclically Adjusted Book per Share Related Terms


Oregon Bancorp Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Oregon Bancorp's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Oregon Bancorp Cyclically Adjusted Book per Share Chart

Oregon Bancorp Annual Data
Trend Dec06 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 21.21 24.34

Oregon Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 22.12 22.95 23.75 24.34 25.43

ORBN vs MNMB, NSTS, ASRV: Cyclically Adjusted Book per Share Comparison

For the Banks - Regional subindustry, Oregon Bancorp's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Oregon Bancorp Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Oregon Bancorp's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Oregon Bancorp's Cyclically Adjusted PB Ratio falls into.


ORBN
43GF Score
Oregon Bancorp Inc ORBN
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Oregon Bancorp Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Oregon Bancorp's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=30.738/330.2130*330.2130
=30.738

Current CPI (Mar. 2026) = 330.2130.

Oregon Bancorp Quarterly Data

Book Value per Share CPI Adj_Book
200506 4.482 194.500 7.609
200509 4.605 198.800 7.649
200512 6.251 196.800 10.489
200603 7.733 199.800 12.780
200606 7.846 202.900 12.769
200609 8.027 202.900 13.064
200612 8.200 201.800 13.418
200703 8.377 205.352 13.471
200706 8.978 208.352 14.229
200709 9.073 208.490 14.370
201712 9.686 246.524 12.974
201812 12.148 251.233 15.967
201906 0.000 256.143 0.000
201909 0.000 256.759 0.000
201912 15.879 256.974 20.405
202003 0.000 258.115 0.000
202006 18.528 257.797 23.733
202009 22.828 260.280 28.962
202012 25.943 260.474 32.889
202103 25.954 264.877 32.356
202106 28.153 271.696 34.217
202109 30.072 274.310 36.201
202112 31.246 278.802 37.008
202203 30.133 287.504 34.609
202206 30.083 296.311 33.525
202209 30.161 296.808 33.556
202212 30.244 296.797 33.649
202303 30.212 301.836 33.052
202306 30.134 305.109 32.613
202309 29.794 307.789 31.965
202312 29.948 306.746 32.239
202403 29.920 312.332 31.633
202406 29.764 314.175 31.283
202409 30.059 315.301 31.481
202412 29.930 315.605 31.315
202503 30.121 319.799 31.102
202506 30.290 322.561 31.009
202509 30.521 324.800 31.030
202512 30.923 324.054 31.511
202603 30.738 330.213 30.738

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of $25.43 mean?
Oregon Bancorp (ORBN) has a Cyclically Adjusted Book per Share of $25.43 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Oregon Bancorp and its competitors.
Is Oregon Bancorp's Cyclically Adjusted Book per Share too high?
Oregon Bancorp's current Cyclically Adjusted Book per Share is $25.43. Overall, Oregon Bancorp has a GF Score™ of 43/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Oregon Bancorp's Cyclically Adjusted Book per Share compare to MNMB and NSTS?
Oregon Bancorp's Cyclically Adjusted Book per Share of $25.43 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Oregon Bancorp and its competitors. Oregon Bancorp's current Cyclically Adjusted Book per Share is $25.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oregon Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Oregon Bancorp (ORBN) is currently considered Significantly Overvalued. The stock's GF Value™ is $16.28, compared to a current price of $40.49 — trading 148.7% above its estimated fair value. The current Cyclically Adjusted Book per Share is $25.43. Oregon Bancorp's overall GF Score™ is 43/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Oregon Bancorp (ORBN), the current Cyclically Adjusted Book per Share is $25.43 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Oregon Bancorp (ORBN) Overvalued in 2026?

Based on GuruFocus' analysis, Oregon Bancorp stock appears to be overvalued. The current stock price of $40.49 is trading 148.7% above its estimated GF Value™ of $16.28. GuruFocus considers Oregon Bancorp to be Significantly Overvalued.

Key valuation signals for ORBN:

  • Cyclically Adjusted Book per Share: $25.43
  • GF Value™: $16.28 vs. price of $40.49 (148.7% above fair value)
  • GF Score™: 43/100 with 6 warning signs

No single metric tells the full story. See the ORBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Oregon Bancorp Business Description

Address 101 High Street North East, Salem, OR, USA, 97301
Oregon Bancorp Inc is a bank holding company. It offers retail and commercial banking services such as checking, savings, loans, mobile banking, online banking, wire transfer, ACH services, debit card, automated teller machines, and safe deposit boxes, among others. It has two segments: Community Banking and Home Mortgage Lending. The bank generates its revenue in the form of interest income.
43GF Score

Get the complete analysis for ORBN

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$40.49
Price
$16.28
GF Value