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Oregon Bancorp (Oregon Bancorp) Credit Losses Provision : $0.23 Mil (As of Sep. 2007)


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What is Oregon Bancorp Credit Losses Provision?

Oregon Bancorp's credit losses provision for the three months ended in Sep. 2007 was $0.04 Mil. Its credit losses provision for the trailing twelve months (TTM) ended in Sep. 2007 was $0.23 Mil.

Oregon Bancorp's quarterly credit losses provision declined from Mar. 2007 ($0.05 Mil) to Jun. 2007 ($0.03 Mil) but then increased from Jun. 2007 ($0.03 Mil) to Sep. 2007 ($0.04 Mil).

Oregon Bancorp's annual credit losses provision increased from Dec. 2004 ($0.11 Mil) to Dec. 2005 ($0.12 Mil) and increased from Dec. 2005 ($0.12 Mil) to Dec. 2006 ($0.27 Mil).


Oregon Bancorp Credit Losses Provision Historical Data

The historical data trend for Oregon Bancorp's Credit Losses Provision can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Oregon Bancorp Credit Losses Provision Chart

Oregon Bancorp Annual Data
Trend Dec03 Dec04 Dec05 Dec06
Credit Losses Provision
0.10 0.11 0.12 0.27

Oregon Bancorp Quarterly Data
Dec03 Mar04 Jun04 Sep04 Dec04 Mar05 Jun05 Sep05 Dec05 Mar06 Jun06 Sep06 Dec06 Mar07 Jun07 Sep07
Credit Losses Provision Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.06 0.11 0.05 0.03 0.04

Oregon Bancorp Credit Losses Provision Calculation

For each period of operations, banks may reserve a portion of their income to cover the possible non-performing loans. The amount of the Credit Losses Provision is dependent on the management's estimate of the load quality they have. The higher Credit Losses Provision is, the lower banks' reported income in. This does not affect banks' cash flow statement.

Credit Losses Provision for the trailing twelve months (TTM) ended in Sep. 2007 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.23 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Oregon Bancorp (Oregon Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
101 High Street, North East, P.O. Box 2747, Salem, OR, USA, 97301
Oregon Bancorp Inc is a bank holding company for The Bank of Glen Burnie. It offers retail and commercial banking services such as checking, savings, loans, mobile banking, online banking, wire transfer, ACH services, debit card, automated teller machines, and safe deposit boxes among others. It has two segments Community Banking and Home Mortgage Lending. The bank generates its revenue in the form of interest income. All of the revenues are earned within the United States.

Oregon Bancorp (Oregon Bancorp) Headlines