Grupo Financiero Multiva S A B (MEX:GFMULTIO) Return-on-Tangible-Asset: 1.04% (As of Jun. 2026) — 108% Above Median

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MEX:GFMULTIO Grupo Financiero Multiva S A B MEX:GFMULTIO
54 GF Score
Price MXN8.00
GF Value MXN11.26
Valuation Modestly Undervalued
! 2 Warning Signs
View Full Analysis

What is Grupo Financiero Multiva S A B Return-on-Tangible-Asset?

Grupo Financiero Multiva S A B MEX:GFMULTIO 54 Return-on-Tangible-Asset is 1.04% as of Jun. 2026, which is 108% above its 10-year median of 0.50. GuruFocus rates MEX:GFMULTIO with a GF Score™ of 54/100 and a GF Value™ of MXN11.26 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 538 Diversified Financial Services companies, Grupo Financiero Multiva S A B ranks worse than 50.74% on this metric.

Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Grupo Financiero Multiva S A B's annualized Net Income for the quarter that ended in Jun. 2026 was MXN2,190 Mil. Grupo Financiero Multiva S A B's average total tangible assets for the quarter that ended in Jun. 2026 was MXN209,862 Mil. Therefore, Grupo Financiero Multiva S A B's annualized Return-on-Tangible-Asset for the quarter that ended in Jun. 2026 was 1.04%.

The historical rank and industry rank for Grupo Financiero Multiva S A B's Return-on-Tangible-Asset or its related term are showing as below:

MEX:GFMULTIO' s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 0.1   Med: 0.5   Max: 0.82
Current: 0.82

During the past 13 years, Grupo Financiero Multiva S A B's highest Return-on-Tangible-Asset was 0.82%. The lowest was 0.10%. And the median was 0.50%.

MEX:GFMULTIO's Return-on-Tangible-Asset is ranked worse than
50.74% of 538 companies
in the Diversified Financial Services industry
Industry Median: 0.905 vs MEX:GFMULTIO: 0.82

Grupo Financiero Multiva S A B  (MEX:GFMULTIO) Return-on-Tangible-Asset Explanation

Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.


Be Aware

Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the company’s earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a company’s tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.


Grupo Financiero Multiva S A B Return-on-Tangible-Asset Related Terms


Grupo Financiero Multiva S A B Return-on-Tangible-Asset Historical Data

* Premium members only.

The historical data trend for Grupo Financiero Multiva S A B's Return-on-Tangible-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grupo Financiero Multiva S A B Return-on-Tangible-Asset Chart

Grupo Financiero Multiva S A B Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.27 0.52 0.48 0.68 0.82

Grupo Financiero Multiva S A B Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Return-on-Tangible-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.64 0.61 0.97 0.65 1.04

MEX:GFMULTIO vs FRHC, VOYA, HTH: Return-on-Tangible-Asset Comparison

For the Financial Conglomerates subindustry, Grupo Financiero Multiva S A B's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Grupo Financiero Multiva S A B Return-on-Tangible-Asset vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, Grupo Financiero Multiva S A B's Return-on-Tangible-Asset distribution charts can be found below:

* The bar in red indicates where Grupo Financiero Multiva S A B's Return-on-Tangible-Asset falls into.


MEX:GFMULTIO
54GF Score
Grupo Financiero Multiva S A B MEX:GFMULTIO
Return-on-Tangible-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Grupo Financiero Multiva S A B Return-on-Tangible-Asset Calculation

Grupo Financiero Multiva S A B's annualized Return-on-Tangible-Asset for the fiscal year that ended in Dec. 2025 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=1455.87/( (155274+198532.187)/ 2 )
=1455.87/176903.0935
=0.82 %

Grupo Financiero Multiva S A B's annualized Return-on-Tangible-Asset for the quarter that ended in Jun. 2026 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(Q: Jun. 2026 )  (Q: Mar. 2026 )(Q: Jun. 2026 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(Q: Jun. 2026 )  (Q: Mar. 2026 )(Q: Jun. 2026 )
=2190.048/( (216668.575+203054.883)/ 2 )
=2190.048/209861.729
=1.04 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Jun. 2026) net income data.

What does a Return-on-Tangible-Asset of 1.04% mean?
Grupo Financiero Multiva S A B (MEX:GFMULTIO) has a Return-on-Tangible-Asset of 1.04% as of Jun. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Grupo Financiero Multiva S A B and its competitors. This is 108% above median its historical median of 0.50. Over the past decade, Grupo Financiero Multiva S A B's Return-on-Tangible-Asset has ranged from 0.10 to 0.82. According to the industry distribution chart, Grupo Financiero Multiva S A B ranks #273 out of 538 companies in the Diversified Financial Services industry, placing it in the top 50.7%.
Is Grupo Financiero Multiva S A B's Return-on-Tangible-Asset too high?
Grupo Financiero Multiva S A B's current Return-on-Tangible-Asset of 1.04% is 108% above median its 10-year median of 0.50. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 0.82. The Diversified Financial Services industry median Return-on-Tangible-Asset is 0.91. Grupo Financiero Multiva S A B's value of 1.04% is 14.9% above this industry median. Based on the distribution chart, Grupo Financiero Multiva S A B ranks #273 out of 538 companies in the Diversified Financial Services industry, which is below the industry midpoint. Overall, Grupo Financiero Multiva S A B has a GF Score™ of 54/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Grupo Financiero Multiva S A B's Return-on-Tangible-Asset compare to FRHC and VOYA?
According to the Diversified Financial Services industry distribution chart, Grupo Financiero Multiva S A B ranks #273 out of 538 companies for Return-on-Tangible-Asset. This places Grupo Financiero Multiva S A B in the lower half of its industry. The industry median Return-on-Tangible-Asset is 0.91. Grupo Financiero Multiva S A B's value of 1.04% is 14.9% above this benchmark. Historically, Grupo Financiero Multiva S A B's own Return-on-Tangible-Asset has ranged from 0.10 to 0.82 over the past decade. While the company's 10-year median is 0.50 vs. the industry median of 0.91, Grupo Financiero Multiva S A B has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Diversified Financial Services company?
The median Return-on-Tangible-Asset among Diversified Financial Services companies is 0.91, based on 538 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grupo Financiero Multiva S A B's current Return-on-Tangible-Asset of 1.04% is 14.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Grupo Financiero Multiva S A B and its competitors. For the Diversified Financial Services industry, the median Return-on-Tangible-Asset is 0.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo Financiero Multiva S A B's current Return-on-Tangible-Asset is 1.04%, which is 108% above median its own 10-year median of 0.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo Financiero Multiva S A B stock overvalued right now?
Based on GuruFocus' analysis, Grupo Financiero Multiva S A B (MEX:GFMULTIO) is currently considered Modestly Undervalued. The stock's GF Value™ is MXN11.26, compared to a current price of MXN8.00 — trading 29% below its estimated fair value. The current Return-on-Tangible-Asset is 1.04%, which is 108% above median its 10-year median of 0.50 and 14.9% above the Diversified Financial Services industry median of 0.91. Grupo Financiero Multiva S A B's overall GF Score™ is 54/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Grupo Financiero Multiva S A B (MEX:GFMULTIO), the current Return-on-Tangible-Asset is 1.04% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grupo Financiero Multiva S A B (MEX:GFMULTIO) Overvalued in 2026?

Based on GuruFocus' analysis, Grupo Financiero Multiva S A B stock appears to be undervalued. The current stock price of MXN8.00 is trading 29% below its estimated GF Value™ of MXN11.26. GuruFocus considers Grupo Financiero Multiva S A B to be Modestly Undervalued.

Key valuation signals for MEX:GFMULTIO:

  • Return-on-Tangible-Asset: 1.04% (108% above median its 10-year median of 0.50)
  • GF Value™: MXN11.26 vs. price of MXN8.00 (29% below fair value)
  • GF Score™: 54/100 with 2 warning signs
  • Industry Position: 14.9% above the Diversified Financial Services median (#273 of 538)

No single metric tells the full story. See the MEX:GFMULTIO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Grupo Financiero Multiva S A B Business Description

Address Cerrada Tecamachalco 45, Col. Reforma Social, Mexico, DF, MEX, 11650
Grupo Financiero Multiva S A B is a Mexican holding company active in the financial sectors. The company owns subsidiaries that include multiple banking institutions, brokerage house and entity engaged in the provision of administrative services.
54GF Score

Get the complete analysis for MEX:GFMULTIO

Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN8.00
Price
MXN11.26
GF Value