Grupo Financiero Multiva S A BMEX:GFMULTIO 56 Return-on-Tangible-Equity is 12.14% as of Mar. 2026, which is 44% above its 10-year median of 8.42. GuruFocus rates MEX:GFMULTIO with a GF Score™ of 56/100 and a GF Value™ of MXN10.50 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 489 Diversified Financial Services companies, Grupo Financiero Multiva S A B ranks better than 92.43% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Grupo Financiero Multiva S A B's annualized net income for the quarter that ended in Mar. 2026 was MXN1,352 Mil. Grupo Financiero Multiva S A B's average shareholder tangible equity for the quarter that ended in Mar. 2026 was MXN11,136 Mil. Therefore, Grupo Financiero Multiva S A B's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 12.14%.
The historical rank and industry rank for Grupo Financiero Multiva S A B's Return-on-Tangible-Equity or its related term are showing as below:
MEX:GFMULTIO'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 1.67 Med: 8.42 Max: 14.27
Current: 13.74
During the past 13 years, Grupo Financiero Multiva S A B's highest Return-on-Tangible-Equity was 14.27%. The lowest was 1.67%. And the median was 8.42%.
MEX:GFMULTIO's Return-on-Tangible-Equity is ranked better than 92.43% of 489
companies
in the Diversified Financial Services industry
Industry Median: 1.65
vs MEX:GFMULTIO: 13.74
Grupo Financiero Multiva S A B (MEX:GFMULTIO) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Grupo Financiero Multiva S A B Return-on-Tangible-Equity Related Terms
Grupo Financiero Multiva S A B Return-on-Tangible-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Grupo Financiero Multiva S A B Return-on-Tangible-Equity Chart
MEX:GFMULTIO vs VOYA, FRHC: Return-on-Tangible-Equity Comparison
For the Financial Conglomerates subindustry, Grupo Financiero Multiva S A B's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Grupo Financiero Multiva S A B Return-on-Tangible-Equity vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, Grupo Financiero Multiva S A B's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Grupo Financiero Multiva S A B's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 12.14% mean?
Grupo Financiero Multiva S A B (MEX:GFMULTIO) has a Return-on-Tangible-Equity of 12.14% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Grupo Financiero Multiva S A B and its competitors. This is 44% above median its historical median of 8.42. Over the past decade, Grupo Financiero Multiva S A B's Return-on-Tangible-Equity has ranged from 1.67 to 14.27. According to the industry distribution chart, Grupo Financiero Multiva S A B ranks #37 out of 489 companies in the Diversified Financial Services industry, placing it in the top 7.6%.
Is Grupo Financiero Multiva S A B's Return-on-Tangible-Equity too high?
Grupo Financiero Multiva S A B's current Return-on-Tangible-Equity of 12.14% is 44% above median its 10-year median of 8.42. Over the past 10 years, this metric has ranged from a low of 1.67 to a high of 14.27. The Diversified Financial Services industry median Return-on-Tangible-Equity is 1.65. Grupo Financiero Multiva S A B's value of 12.14% is 635.8% above this industry median. Based on the distribution chart, Grupo Financiero Multiva S A B ranks #37 out of 489 companies in the Diversified Financial Services industry, which is in the top quartile — a strong position relative to peers. Overall, Grupo Financiero Multiva S A B has a GF Score™ of 56/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Grupo Financiero Multiva S A B's Return-on-Tangible-Equity compare to VOYA and FRHC?
According to the Diversified Financial Services industry distribution chart, Grupo Financiero Multiva S A B ranks #37 out of 489 companies for Return-on-Tangible-Equity. This places Grupo Financiero Multiva S A B in the top 8% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 1.65. Grupo Financiero Multiva S A B's value of 12.14% is 635.8% above this benchmark. Historically, Grupo Financiero Multiva S A B's own Return-on-Tangible-Equity has ranged from 1.67 to 14.27 over the past decade. While the company's 10-year median is 8.42 vs. the industry median of 1.65, Grupo Financiero Multiva S A B has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Diversified Financial Services company?
The median Return-on-Tangible-Equity among Diversified Financial Services companies is 1.65, based on 489 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grupo Financiero Multiva S A B's current Return-on-Tangible-Equity of 12.14% is 635.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Grupo Financiero Multiva S A B and its competitors. For the Diversified Financial Services industry, the median Return-on-Tangible-Equity is 1.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo Financiero Multiva S A B's current Return-on-Tangible-Equity is 12.14%, which is 44% above median its own 10-year median of 8.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo Financiero Multiva S A B stock overvalued right now?
Based on GuruFocus' analysis, Grupo Financiero Multiva S A B (MEX:GFMULTIO) is currently considered Modestly Undervalued. The stock's GF Value™ is MXN10.50, compared to a current price of MXN8.00 — trading 23.8% below its estimated fair value. The current Return-on-Tangible-Equity is 12.14%, which is 44% above median its 10-year median of 8.42 and 635.8% above the Diversified Financial Services industry median of 1.65. Grupo Financiero Multiva S A B's overall GF Score™ is 56/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Grupo Financiero Multiva S A B (MEX:GFMULTIO), the current Return-on-Tangible-Equity is 12.14% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Grupo Financiero Multiva S A B (MEX:GFMULTIO) Overvalued in 2026?
Based on GuruFocus' analysis, Grupo Financiero Multiva S A B stock appears to be undervalued.
The current stock price of MXN8.00 is trading 23.8% below its estimated GF Value™ of MXN10.50.
GuruFocus considers Grupo Financiero Multiva S A B to be Modestly Undervalued.
Key valuation signals for MEX:GFMULTIO:
Return-on-Tangible-Equity: 12.14% (44% above median its 10-year median of 8.42)
GF Value™: MXN10.50 vs. price of MXN8.00 (23.8% below fair value)
Industry Position: 635.8% above the Diversified Financial Services median (#37 of 489)
No single metric tells the full story. See the MEX:GFMULTIO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Grupo Financiero Multiva S A B Business Description
Grupo Financiero Multiva S A B is a Mexican holding company active in the financial sectors. The company owns subsidiaries that include multiple banking institutions, brokerage house and entity engaged in the provision of administrative services.
56GF Score
Get the complete analysis for MEX:GFMULTIO
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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