Grupo Financiero Multiva S A B (MEX:GFMULTIO) ROA %: 0.65% (As of Mar. 2026) — 30% Above Median


MEX:GFMULTIO Grupo Financiero Multiva S A B MEX:GFMULTIO
56 GF Score
Price MXN8.00
GF Value MXN10.50
Valuation Modestly Undervalued
! 2 Warning Signs
View Full Analysis

What is Grupo Financiero Multiva S A B ROA %?

Grupo Financiero Multiva S A B MEX:GFMULTIO 56 ROA % is 0.65% as of Mar. 2026, which is 30% above its 10-year median of 0.50. GuruFocus rates MEX:GFMULTIO with a GF Score™ of 56/100 and a GF Value™ of MXN10.50 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 567 Diversified Financial Services companies, Grupo Financiero Multiva S A B ranks worse than 50.79% on this metric.

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Grupo Financiero Multiva S A B's annualized Net Income for the quarter that ended in Mar. 2026 was MXN1,352 Mil. Grupo Financiero Multiva S A B's average Total Assets over the quarter that ended in Mar. 2026 was MXN207,828 Mil. Therefore, Grupo Financiero Multiva S A B's annualized ROA % for the quarter that ended in Mar. 2026 was 0.65%.

The historical rank and industry rank for Grupo Financiero Multiva S A B's ROA % or its related term are showing as below:

MEX:GFMULTIO' s ROA % Range Over the Past 10 Years
Min: 0.1   Med: 0.5   Max: 0.82
Current: 0.72

During the past 13 years, Grupo Financiero Multiva S A B's highest ROA % was 0.82%. The lowest was 0.10%. And the median was 0.50%.

MEX:GFMULTIO's ROA % is ranked worse than
50.79% of 567 companies
in the Diversified Financial Services industry
Industry Median: 0.82 vs MEX:GFMULTIO: 0.72

Grupo Financiero Multiva S A B  (MEX:GFMULTIO) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

ROA %(Q: Mar. 2026 )
=Net Income/Total Assets
=1352.288/207828.2435
=(Net Income / Revenue)*(Revenue / Total Assets)
=(1352.288 / 7519.592)*(7519.592 / 207828.2435)
=Net Margin %*Asset Turnover
=17.98 %*0.0362
=0.65 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


Grupo Financiero Multiva S A B ROA % Related Terms


Grupo Financiero Multiva S A B ROA % Historical Data

* Premium members only.

The historical data trend for Grupo Financiero Multiva S A B's ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grupo Financiero Multiva S A B ROA % Chart

Grupo Financiero Multiva S A B Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROA %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.27 0.52 0.48 0.68 0.82

Grupo Financiero Multiva S A B Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROA % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.81 0.64 0.61 0.97 0.65

MEX:GFMULTIO vs VOYA, FRHC: ROA % Comparison

For the Financial Conglomerates subindustry, Grupo Financiero Multiva S A B's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Grupo Financiero Multiva S A B ROA % vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, Grupo Financiero Multiva S A B's ROA % distribution charts can be found below:

* The bar in red indicates where Grupo Financiero Multiva S A B's ROA % falls into.


MEX:GFMULTIO
56GF Score
Grupo Financiero Multiva S A B MEX:GFMULTIO
ROA % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Grupo Financiero Multiva S A B ROA % Calculation

Grupo Financiero Multiva S A B's annualized ROA % for the fiscal year that ended in Dec. 2025 is calculated as:

ROA %=Net Income (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=1455.87/( (155574+198761.113)/ 2 )
=1455.87/177167.5565
=0.82 %

Grupo Financiero Multiva S A B's annualized ROA % for the quarter that ended in Mar. 2026 is calculated as:

ROA %=Net Income (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=1352.288/( (198761.113+216895.374)/ 2 )
=1352.288/207828.2435
=0.65 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Mar. 2026) net income data. ROA % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROA % →
What does a ROA % of 0.65% mean?
Grupo Financiero Multiva S A B (MEX:GFMULTIO) has a ROA % of 0.65% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Grupo Financiero Multiva S A B and its competitors. This is 30% above median its historical median of 0.50. Over the past decade, Grupo Financiero Multiva S A B's ROA % has ranged from 0.10 to 0.82. According to the industry distribution chart, Grupo Financiero Multiva S A B ranks #288 out of 567 companies in the Diversified Financial Services industry, placing it in the top 50.8%.
Is Grupo Financiero Multiva S A B's ROA % too high?
Grupo Financiero Multiva S A B's current ROA % of 0.65% is 30% above median its 10-year median of 0.50. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 0.82. The Diversified Financial Services industry median ROA % is 0.82. Grupo Financiero Multiva S A B's value of 0.65% is 20.7% below this industry median. Based on the distribution chart, Grupo Financiero Multiva S A B ranks #288 out of 567 companies in the Diversified Financial Services industry, which is below the industry midpoint. Overall, Grupo Financiero Multiva S A B has a GF Score™ of 56/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Grupo Financiero Multiva S A B's ROA % compare to VOYA and FRHC?
According to the Diversified Financial Services industry distribution chart, Grupo Financiero Multiva S A B ranks #288 out of 567 companies for ROA %. This places Grupo Financiero Multiva S A B in the lower half of its industry. The industry median ROA % is 0.82. Grupo Financiero Multiva S A B's value of 0.65% is 20.7% below this benchmark. Historically, Grupo Financiero Multiva S A B's own ROA % has ranged from 0.10 to 0.82 over the past decade. While the company's 10-year median is 0.50 vs. the industry median of 0.82, Grupo Financiero Multiva S A B has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Diversified Financial Services company?
The median ROA % among Diversified Financial Services companies is 0.82, based on 567 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grupo Financiero Multiva S A B's current ROA % of 0.65% is 20.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Grupo Financiero Multiva S A B and its competitors. For the Diversified Financial Services industry, the median ROA % is 0.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo Financiero Multiva S A B's current ROA % is 0.65%, which is 30% above median its own 10-year median of 0.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo Financiero Multiva S A B stock overvalued right now?
Based on GuruFocus' analysis, Grupo Financiero Multiva S A B (MEX:GFMULTIO) is currently considered Modestly Undervalued. The stock's GF Value™ is MXN10.50, compared to a current price of MXN8.00 — trading 23.8% below its estimated fair value. The current ROA % is 0.65%, which is 30% above median its 10-year median of 0.50 and 20.7% below the Diversified Financial Services industry median of 0.82. Grupo Financiero Multiva S A B's overall GF Score™ is 56/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Grupo Financiero Multiva S A B (MEX:GFMULTIO), the current ROA % is 0.65% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grupo Financiero Multiva S A B (MEX:GFMULTIO) Overvalued in 2026?

Based on GuruFocus' analysis, Grupo Financiero Multiva S A B stock appears to be undervalued. The current stock price of MXN8.00 is trading 23.8% below its estimated GF Value™ of MXN10.50. GuruFocus considers Grupo Financiero Multiva S A B to be Modestly Undervalued.

Key valuation signals for MEX:GFMULTIO:

  • ROA %: 0.65% (30% above median its 10-year median of 0.50)
  • GF Value™: MXN10.50 vs. price of MXN8.00 (23.8% below fair value)
  • GF Score™: 56/100 with 2 warning signs
  • Industry Position: 20.7% below the Diversified Financial Services median (#288 of 567)

No single metric tells the full story. See the MEX:GFMULTIO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Grupo Financiero Multiva S A B Business Description

Address Cerrada Tecamachalco 45, Col. Reforma Social, Mexico, DF, MEX, 11650
Grupo Financiero Multiva S A B is a Mexican holding company active in the financial sectors. The company owns subsidiaries that include multiple banking institutions, brokerage house and entity engaged in the provision of administrative services.
56GF Score

Get the complete analysis for MEX:GFMULTIO

ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN8.00
Price
MXN10.50
GF Value