Grupo Financiero Multiva S A B (MEX:GFMULTIO) ROE %: 11.90% (As of Mar. 2026) — 51% Above Median


MEX:GFMULTIO Grupo Financiero Multiva S A B MEX:GFMULTIO
56 GF Score
Price MXN8.00
GF Value MXN10.50
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Grupo Financiero Multiva S A B ROE %?

Grupo Financiero Multiva S A B MEX:GFMULTIO 56 ROE % is 11.90% as of Mar. 2026, which is 51% above its 10-year median of 7.89. GuruFocus rates MEX:GFMULTIO with a GF Score™ of 56/100 and a GF Value™ of MXN10.50 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 493 Diversified Financial Services companies, Grupo Financiero Multiva S A B ranks better than 93.31% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Grupo Financiero Multiva S A B's annualized net income for the quarter that ended in Mar. 2026 was MXN1,352 Mil. Grupo Financiero Multiva S A B's average Total Stockholders Equity over the quarter that ended in Mar. 2026 was MXN11,364 Mil. Therefore, Grupo Financiero Multiva S A B's annualized ROE % for the quarter that ended in Mar. 2026 was 11.90%.

The historical rank and industry rank for Grupo Financiero Multiva S A B's ROE % or its related term are showing as below:

MEX:GFMULTIO' s ROE % Range Over the Past 10 Years
Min: 1.56   Med: 7.89   Max: 13.91
Current: 13.41

During the past 13 years, Grupo Financiero Multiva S A B's highest ROE % was 13.91%. The lowest was 1.56%. And the median was 7.89%.

MEX:GFMULTIO's ROE % is ranked better than
93.31% of 493 companies
in the Diversified Financial Services industry
Industry Median: 1.65 vs MEX:GFMULTIO: 13.41

Grupo Financiero Multiva S A B  (MEX:GFMULTIO) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=1352.288/11364.315
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(1352.288 / 7519.592)*(7519.592 / 207828.2435)*(207828.2435 / 11364.315)
=Net Margin %*Asset Turnover*Equity Multiplier
=17.98 %*0.0362*18.2878
=ROA %*Equity Multiplier
=0.65 %*18.2878
=11.90 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=1352.288/11364.315
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (1352.288 / 1916.084) * (1916.084 / 7519.592) * (7519.592 / 207828.2435) * (207828.2435 / 11364.315)
= Tax Burden * Pretax Margin % * Asset Turnover * Equity Multiplier
= 0.7058 * 25.48 % * 0.0362 * 18.2878
=11.90 %

Note: The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Grupo Financiero Multiva S A B ROE % Related Terms


Grupo Financiero Multiva S A B ROE % Historical Data

* Premium members only.

The historical data trend for Grupo Financiero Multiva S A B's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grupo Financiero Multiva S A B ROE % Chart

Grupo Financiero Multiva S A B Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.63 7.89 7.87 10.81 13.91

Grupo Financiero Multiva S A B Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.04 12.03 11.70 17.95 11.90

MEX:GFMULTIO vs VOYA, FRHC: ROE % Comparison

For the Financial Conglomerates subindustry, Grupo Financiero Multiva S A B's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Grupo Financiero Multiva S A B ROE % vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, Grupo Financiero Multiva S A B's ROE % distribution charts can be found below:

* The bar in red indicates where Grupo Financiero Multiva S A B's ROE % falls into.


MEX:GFMULTIO
56GF Score
Grupo Financiero Multiva S A B MEX:GFMULTIO
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Grupo Financiero Multiva S A B ROE % Calculation

Grupo Financiero Multiva S A B's annualized ROE % for the fiscal year that ended in Dec. 2025 is calculated as

ROE %=Net Income (A: Dec. 2025 )/( (Total Stockholders Equity (A: Dec. 2024 )+Total Stockholders Equity (A: Dec. 2025 ))/ count )
=1455.87/( (9737+11195.02)/ 2 )
=1455.87/10466.01
=13.91 %

Grupo Financiero Multiva S A B's annualized ROE % for the quarter that ended in Mar. 2026 is calculated as

ROE %=Net Income (Q: Mar. 2026 )/( (Total Stockholders Equity (Q: Dec. 2025 )+Total Stockholders Equity (Q: Mar. 2026 ))/ count )
=1352.288/( (11195.02+11533.61)/ 2 )
=1352.288/11364.315
=11.90 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 11.90% mean?
Grupo Financiero Multiva S A B (MEX:GFMULTIO) has a ROE % of 11.90% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Grupo Financiero Multiva S A B and its competitors. This is 51% above median its historical median of 7.89. Over the past decade, Grupo Financiero Multiva S A B's ROE % has ranged from 1.56 to 13.91. According to the industry distribution chart, Grupo Financiero Multiva S A B ranks #33 out of 493 companies in the Diversified Financial Services industry, placing it in the top 6.7%.
Is Grupo Financiero Multiva S A B's ROE % too high?
Grupo Financiero Multiva S A B's current ROE % of 11.90% is 51% above median its 10-year median of 7.89. Over the past 10 years, this metric has ranged from a low of 1.56 to a high of 13.91. The Diversified Financial Services industry median ROE % is 1.65. Grupo Financiero Multiva S A B's value of 11.90% is 621.2% above this industry median. Based on the distribution chart, Grupo Financiero Multiva S A B ranks #33 out of 493 companies in the Diversified Financial Services industry, which is in the top quartile — a strong position relative to peers. Overall, Grupo Financiero Multiva S A B has a GF Score™ of 56/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Grupo Financiero Multiva S A B's ROE % compare to VOYA and FRHC?
According to the Diversified Financial Services industry distribution chart, Grupo Financiero Multiva S A B ranks #33 out of 493 companies for ROE %. This places Grupo Financiero Multiva S A B in the top 7% of its industry — outperforming the majority of peers. The industry median ROE % is 1.65. Grupo Financiero Multiva S A B's value of 11.90% is 621.2% above this benchmark. Historically, Grupo Financiero Multiva S A B's own ROE % has ranged from 1.56 to 13.91 over the past decade. While the company's 10-year median is 7.89 vs. the industry median of 1.65, Grupo Financiero Multiva S A B has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Diversified Financial Services company?
The median ROE % among Diversified Financial Services companies is 1.65, based on 493 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grupo Financiero Multiva S A B's current ROE % of 11.90% is 621.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Grupo Financiero Multiva S A B and its competitors. For the Diversified Financial Services industry, the median ROE % is 1.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo Financiero Multiva S A B's current ROE % is 11.90%, which is 51% above median its own 10-year median of 7.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo Financiero Multiva S A B stock overvalued right now?
Based on GuruFocus' analysis, Grupo Financiero Multiva S A B (MEX:GFMULTIO) is currently considered Modestly Undervalued. The stock's GF Value™ is MXN10.50, compared to a current price of MXN8.00 — trading 23.8% below its estimated fair value. The current ROE % is 11.90%, which is 51% above median its 10-year median of 7.89 and 621.2% above the Diversified Financial Services industry median of 1.65. Grupo Financiero Multiva S A B's overall GF Score™ is 56/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Grupo Financiero Multiva S A B (MEX:GFMULTIO), the current ROE % is 11.90% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grupo Financiero Multiva S A B (MEX:GFMULTIO) Overvalued in 2026?

Based on GuruFocus' analysis, Grupo Financiero Multiva S A B stock appears to be undervalued. The current stock price of MXN8.00 is trading 23.8% below its estimated GF Value™ of MXN10.50. GuruFocus considers Grupo Financiero Multiva S A B to be Modestly Undervalued.

Key valuation signals for MEX:GFMULTIO:

  • ROE %: 11.90% (51% above median its 10-year median of 7.89)
  • GF Value™: MXN10.50 vs. price of MXN8.00 (23.8% below fair value)
  • GF Score™: 56/100 with 2 warning signs
  • Industry Position: 621.2% above the Diversified Financial Services median (#33 of 493)

No single metric tells the full story. See the MEX:GFMULTIO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Grupo Financiero Multiva S A B Business Description

Address Cerrada Tecamachalco 45, Col. Reforma Social, Mexico, DF, MEX, 11650
Grupo Financiero Multiva S A B is a Mexican holding company active in the financial sectors. The company owns subsidiaries that include multiple banking institutions, brokerage house and entity engaged in the provision of administrative services.
56GF Score

Get the complete analysis for MEX:GFMULTIO

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN8.00
Price
MXN10.50
GF Value