Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
XL Holdings BhdXKLS:7121 -0.60%50 Return-on-Tangible-Asset is 6.09% as of Apr. 2026, which is 770% above its 10-year median of 0.70. GuruFocus rates XKLS:7121 with a GF Score™ of 50/100 and a GF Value™ of RM0.56 (Significantly Overvalued). The stock has 11 warning signs investors should review. Among 1,994 Consumer Packaged Goods companies, XL Holdings Bhd ranks better than 55.17% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. XL Holdings Bhd's annualizedNet Income for the quarter that ended in Apr. 2026 was RM14.2 Mil. XL Holdings Bhd's average total tangible assets for the quarter that ended in Apr. 2026 was RM234.0 Mil. Therefore, XL Holdings Bhd's annualized Return-on-Tangible-Asset for the quarter that ended in Apr. 2026 was 6.09%.
The historical rank and industry rank for XL Holdings Bhd's Return-on-Tangible-Asset or its related term are showing as below:
XKLS:7121'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -8.18 Med: 0.7 Max: 5.08
Current: 4.37
During the past 13 years, XL Holdings Bhd's highest Return-on-Tangible-Asset was 5.08%. The lowest was -8.18%. And the median was 0.70%.
XKLS:7121's Return-on-Tangible-Asset is ranked better than 55.17% of 1994
companies
in the Consumer Packaged Goods industry
Industry Median: 3.45
vs XKLS:7121: 4.37
XL Holdings Bhd (XKLS:7121) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
XL Holdings Bhd Return-on-Tangible-Asset Related Terms
XL Holdings Bhd Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for XL Holdings Bhd's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XKLS:7121 vs ADM, BG, TSN: Return-on-Tangible-Asset Comparison
For the Farm Products subindustry, XL Holdings Bhd's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
XL Holdings Bhd Return-on-Tangible-Asset vs Consumer Packaged Goods Industry
For the Consumer Packaged Goods industry and Consumer Defensive sector, XL Holdings Bhd's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where XL Holdings Bhd's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Apr. 2026) net income data.
What does a Return-on-Tangible-Asset of 6.09% mean?
XL Holdings Bhd (XKLS:7121) has a Return-on-Tangible-Asset of 6.09% as of Apr. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on XL Holdings Bhd and its competitors. This is 770% above median its historical median of 0.70. According to the industry distribution chart, XL Holdings Bhd ranks #894 out of 1994 companies in the Consumer Packaged Goods industry, placing it in the top 44.8%.
Is XL Holdings Bhd's Return-on-Tangible-Asset too high?
XL Holdings Bhd's current Return-on-Tangible-Asset of 6.09% is 770% above median its 10-year median of 0.70. The Consumer Packaged Goods industry median Return-on-Tangible-Asset is 3.45. XL Holdings Bhd's value of 6.09% is 76.5% above this industry median. Based on the distribution chart, XL Holdings Bhd ranks #894 out of 1994 companies in the Consumer Packaged Goods industry, which is above the industry midpoint. Overall, XL Holdings Bhd has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does XL Holdings Bhd's Return-on-Tangible-Asset compare to ADM and BG?
According to the Consumer Packaged Goods industry distribution chart, XL Holdings Bhd ranks #894 out of 1994 companies for Return-on-Tangible-Asset. This puts XL Holdings Bhd in the upper half of its industry. The industry median Return-on-Tangible-Asset is 3.45. XL Holdings Bhd's value of 6.09% is 76.5% above this benchmark. While the company's 10-year median is 0.70 vs. the industry median of 3.45, XL Holdings Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Consumer Packaged Goods company?
The median Return-on-Tangible-Asset among Consumer Packaged Goods companies is 3.45, based on 1,994 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. XL Holdings Bhd's current Return-on-Tangible-Asset of 6.09% is 76.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on XL Holdings Bhd and its competitors. For the Consumer Packaged Goods industry, the median Return-on-Tangible-Asset is 3.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. XL Holdings Bhd's current Return-on-Tangible-Asset is 6.09%, which is 770% above median its own 10-year median of 0.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is XL Holdings Bhd stock overvalued right now?
Based on GuruFocus' analysis, XL Holdings Bhd (XKLS:7121) is currently considered Significantly Overvalued. The stock's GF Value™ is RM0.56, compared to a current price of RM0.82 — trading 46.4% above its estimated fair value. The current Return-on-Tangible-Asset is 6.09%, which is 770% above median its 10-year median of 0.70 and 76.5% above the Consumer Packaged Goods industry median of 3.45. XL Holdings Bhd's overall GF Score™ is 50/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For XL Holdings Bhd (XKLS:7121), the current Return-on-Tangible-Asset is 6.09% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is XL Holdings Bhd (XKLS:7121) Overvalued in 2026?
Based on GuruFocus' analysis, XL Holdings Bhd stock appears to be overvalued.
The current stock price of RM0.82 is trading 46.4% above its estimated GF Value™ of RM0.56.
GuruFocus considers XL Holdings Bhd to be Significantly Overvalued.
Key valuation signals for XKLS:7121:
Return-on-Tangible-Asset: 6.09% (770% above median its 10-year median of 0.70)
GF Value™: RM0.56 vs. price of RM0.82 (46.4% above fair value)
Industry Position: 76.5% above the Consumer Packaged Goods median (#894 of 1994)
No single metric tells the full story. See the XKLS:7121 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
XL Holdings Bhd is an investment company that engages in the provision of management services. The company's operating segment includes Fish farming, Merchandise, Edible bird nest, Foods, Investment holding, and Growing crop. The Foods segment, which is into the Manufacturing and trading of edible foods, generates the majority of its revenue. Fish farming is into Breeding and rearing of fishery livestock. Merchandise segment in into trading of fish, consumables, and aquarium accessories. The edible bird nest segment is into the trading and distribution of edible bird nest. Growing crop: Growing a crop of pineapple.
50GF Score
Get the complete analysis for XKLS:7121
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XKLS:7121 has been successfully added to your 
