XL Holdings Bhd (XKLS:7121) Cyclically Adjusted PB Ratio: 1.53 (As of Jul. 26, 2026) — 47% Above Median

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XKLS:7121 XL Holdings Bhd XKLS:7121
54 GF Score
Price RM0.81
GF Value RM0.56
Valuation Significantly Overvalued
! 11 Warning Signs
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What is XL Holdings Bhd Cyclically Adjusted PB Ratio?

XL Holdings Bhd XKLS:7121 -1.22% 54 Cyclically Adjusted PB Ratio is 1.53 as of Jul. 26, 2026, which is 47% above its 10-year median of 1.04. GuruFocus rates XKLS:7121 with a GF Score™ of 54/100 and a GF Value™ of RM0.56 (Significantly Overvalued). The stock has 11 warning signs investors should review. Among 1,440 Consumer Packaged Goods companies, XL Holdings Bhd ranks worse than 56.88% on this metric.

As of today (2026-07-26), XL Holdings Bhd's current share price is RM0.81. XL Holdings Bhd's Cyclically Adjusted Book per Share for the quarter that ended in Apr. 2026 was RM0.53. XL Holdings Bhd's Cyclically Adjusted PB Ratio for today is 1.53.

The historical rank and industry rank for XL Holdings Bhd's Cyclically Adjusted PB Ratio or its related term are showing as below:

XKLS:7121' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.32   Med: 1.04   Max: 2.32
Current: 1.52

During the past years, XL Holdings Bhd's highest Cyclically Adjusted PB Ratio was 2.32. The lowest was 0.32. And the median was 1.04.

XKLS:7121's Cyclically Adjusted PB Ratio is ranked worse than
56.88% of 1440 companies
in the Consumer Packaged Goods industry
Industry Median: 1.25 vs XKLS:7121: 1.52

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

XL Holdings Bhd's adjusted book value per share data for the three months ended in Apr. 2026 was RM0.478. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is RM0.53 for the trailing ten years ended in Apr. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


XL Holdings Bhd  (XKLS:7121) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


XL Holdings Bhd Cyclically Adjusted PB Ratio Related Terms


XL Holdings Bhd Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for XL Holdings Bhd's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

XL Holdings Bhd Cyclically Adjusted PB Ratio Chart

XL Holdings Bhd Annual Data
Trend Jan16 Jan17 Jan18 Jan19 Jan20 Jan21 Jan22 Apr24 Apr25 Apr26
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.99 0.97 0.97 0.98 1.28

XL Holdings Bhd Quarterly Data
Jan21 Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.98 1.11 1.21 1.37 1.28

XKLS:7121 vs ADM, BG, TSN: Cyclically Adjusted PB Ratio Comparison

For the Farm Products subindustry, XL Holdings Bhd's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


XL Holdings Bhd Cyclically Adjusted PB Ratio vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, XL Holdings Bhd's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where XL Holdings Bhd's Cyclically Adjusted PB Ratio falls into.


XKLS:7121
54GF Score
XL Holdings Bhd XKLS:7121
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

XL Holdings Bhd Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

XL Holdings Bhd's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=0.81/0.53
=1.53

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

XL Holdings Bhd's Cyclically Adjusted Book per Share for the quarter that ended in Apr. 2026 is calculated as:

For example, XL Holdings Bhd's adjusted Book Value per Share data for the three months ended in Apr. 2026 was:

Adj_Book=Book Value per Share/CPI of Apr. 2026 (Change)*Current CPI (Apr. 2026)
=0.478/333.0200*333.0200
=0.478

Current CPI (Apr. 2026) = 333.0200.

XL Holdings Bhd Quarterly Data

Book Value per Share CPI Adj_Book
201601 0.472 236.916 0.663
201604 0.458 239.261 0.637
201607 0.438 240.628 0.606
201610 0.431 241.729 0.594
201701 0.440 242.839 0.603
201704 0.434 244.524 0.591
201707 0.391 244.786 0.532
201710 0.425 246.663 0.574
201801 0.436 247.867 0.586
201804 0.432 250.546 0.574
201807 0.432 252.006 0.571
201810 0.429 252.885 0.565
201901 0.428 251.712 0.566
201904 0.429 255.548 0.559
201907 0.429 256.571 0.557
201910 0.425 257.346 0.550
202001 0.420 257.971 0.542
202004 0.418 256.389 0.543
202007 0.422 259.101 0.542
202010 0.424 260.388 0.542
202101 0.424 261.582 0.540
202104 0.000 267.054 0.000
202107 0.447 273.003 0.545
202110 0.437 276.589 0.526
202201 0.425 281.148 0.503
202204 0.409 289.109 0.471
202207 0.409 296.276 0.460
202210 0.400 298.012 0.447
202307 0.434 305.691 0.473
202310 0.443 307.671 0.479
202401 0.437 308.417 0.472
202404 0.463 313.548 0.492
202407 0.448 314.540 0.474
202410 0.452 315.664 0.477
202501 0.459 317.671 0.481
202504 0.465 320.795 0.483
202507 0.469 323.048 0.483
202510 0.473 0.000
202601 0.482 325.252 0.494
202604 0.478 333.020 0.478

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 1.53 mean?
XL Holdings Bhd (XKLS:7121) has a Cyclically Adjusted PB Ratio of 1.53 as of Jul. 26, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on XL Holdings Bhd and its competitors. This is 47% above median its historical median of 1.04. Over the past decade, XL Holdings Bhd's Cyclically Adjusted PB Ratio has ranged from 0.32 to 2.32. According to the industry distribution chart, XL Holdings Bhd ranks #819 out of 1440 companies in the Consumer Packaged Goods industry, placing it in the top 56.9%.
Is XL Holdings Bhd's Cyclically Adjusted PB Ratio too high?
XL Holdings Bhd's current Cyclically Adjusted PB Ratio of 1.53 is 47% above median its 10-year median of 1.04. Over the past 10 years, this metric has ranged from a low of 0.32 to a high of 2.32. The Consumer Packaged Goods industry median Cyclically Adjusted PB Ratio is 1.25. XL Holdings Bhd's value of 1.53 is 22.4% above this industry median. Based on the distribution chart, XL Holdings Bhd ranks #819 out of 1440 companies in the Consumer Packaged Goods industry, which is below the industry midpoint. Overall, XL Holdings Bhd has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does XL Holdings Bhd's Cyclically Adjusted PB Ratio compare to ADM and BG?
According to the Consumer Packaged Goods industry distribution chart, XL Holdings Bhd ranks #819 out of 1440 companies for Cyclically Adjusted PB Ratio. This places XL Holdings Bhd in the lower half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.25. XL Holdings Bhd's value of 1.53 is 22.4% above this benchmark. Historically, XL Holdings Bhd's own Cyclically Adjusted PB Ratio has ranged from 0.32 to 2.32 over the past decade. While the company's 10-year median is 1.04 vs. the industry median of 1.25, XL Holdings Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Consumer Packaged Goods company?
The median Cyclically Adjusted PB Ratio among Consumer Packaged Goods companies is 1.25, based on 1,440 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. XL Holdings Bhd's current Cyclically Adjusted PB Ratio of 1.53 is 22.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on XL Holdings Bhd and its competitors. For the Consumer Packaged Goods industry, the median Cyclically Adjusted PB Ratio is 1.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. XL Holdings Bhd's current Cyclically Adjusted PB Ratio is 1.53, which is 47% above median its own 10-year median of 1.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is XL Holdings Bhd stock overvalued right now?
Based on GuruFocus' analysis, XL Holdings Bhd (XKLS:7121) is currently considered Significantly Overvalued. The stock's GF Value™ is RM0.56, compared to a current price of RM0.81 — trading 44.6% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 1.53, which is 47% above median its 10-year median of 1.04 and 22.4% above the Consumer Packaged Goods industry median of 1.25. XL Holdings Bhd's overall GF Score™ is 54/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For XL Holdings Bhd (XKLS:7121), the current Cyclically Adjusted PB Ratio is 1.53 as of Jul. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is XL Holdings Bhd (XKLS:7121) Overvalued in 2026?

Based on GuruFocus' analysis, XL Holdings Bhd stock appears to be overvalued. The current stock price of RM0.81 is trading 44.6% above its estimated GF Value™ of RM0.56. GuruFocus considers XL Holdings Bhd to be Significantly Overvalued.

Key valuation signals for XKLS:7121:

  • Cyclically Adjusted PB Ratio: 1.53 (47% above median its 10-year median of 1.04)
  • GF Value™: RM0.56 vs. price of RM0.81 (44.6% above fair value)
  • GF Score™: 54/100 with 11 warning signs
  • Industry Position: 22.4% above the Consumer Packaged Goods median (#819 of 1440)

No single metric tells the full story. See the XKLS:7121 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


XL Holdings Bhd Business Description

Address No. 1, Jalan Desa Kiara, B-09-09, Gateway Corporate Suites Gateway Kiaramas, Mont Kiara, Kuala Lumpur, SGR, MYS, 50480
XL Holdings Bhd is an investment company that engages in the provision of management services. The company's operating segment includes Fish farming, Merchandise, Edible bird nest, Foods, Investment holding, and Growing crop. The Foods segment, which is into the Manufacturing and trading of edible foods, generates the majority of its revenue. Fish farming is into Breeding and rearing of fishery livestock. Merchandise segment in into trading of fish, consumables, and aquarium accessories. The edible bird nest segment is into the trading and distribution of edible bird nest. Growing crop: Growing a crop of pineapple.
54GF Score

Get the complete analysis for XKLS:7121

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM0.81
Price
RM0.56
GF Value