XL Holdings BhdXKLS:7121 -0.60%54 Interest Coverage is 12.97 as of Apr. 2026, which is 64% below its 10-year median of 36.00. GuruFocus rates XKLS:7121 with a GF Score™ of 54/100 and a GF Value™ of RM0.56 (Significantly Overvalued). The stock has 11 warning signs investors should review. Among 1,511 Consumer Packaged Goods companies, XL Holdings Bhd ranks better than 64.46% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. XL Holdings Bhd's
Operating Income
for the
three
months ended in Apr. 2026 was RM4.7 Mil. XL Holdings Bhd's Interest Expense for the
three
months ended in Apr. 2026 was RM-0.4 Mil.
XL Holdings Bhd's interest coverage for the quarter that ended in Apr. 2026 was 12.97.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for XL Holdings Bhd's Interest Coverage or its related term are showing as below:
XKLS:7121'
s Interest Coverage Range Over the Past 10 Years
Min: 5.35 Med: 36 Max: No Debt
Current: 19.75
XKLS:7121's Interest Coverage is ranked better than 64.46% of 1511
companies
in the Consumer Packaged Goods industry
Industry Median: 8.61
vs XKLS:7121: 19.75
XL Holdings Bhd (XKLS:7121) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
XL Holdings Bhd Interest Coverage Related Terms
XL Holdings Bhd Interest Coverage Historical Data
* Premium members only.
The historical data trend for XL Holdings Bhd's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
XKLS:7121 vs ADM, BG, TSN: Interest Coverage Comparison
For the Farm Products subindustry, XL Holdings Bhd's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
XL Holdings Bhd Interest Coverage vs Consumer Packaged Goods Industry
For the Consumer Packaged Goods industry and Consumer Defensive sector, XL Holdings Bhd's Interest Coverage distribution charts can be found below:
* The bar in red indicates where XL Holdings Bhd's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XL Holdings Bhd (XKLS:7121) has a Interest Coverage of 12.97 as of Apr. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on XL Holdings Bhd and its competitors. This is 64% below median its historical median of 36.00. Over the past decade, XL Holdings Bhd's Interest Coverage has ranged from 5.35 to 10,000.00. According to the industry distribution chart, XL Holdings Bhd ranks #537 out of 1511 companies in the Consumer Packaged Goods industry, placing it in the top 35.5%.
Is XL Holdings Bhd's Interest Coverage too high?
XL Holdings Bhd's current Interest Coverage of 12.97 is 64% below median its 10-year median of 36.00. Over the past 10 years, this metric has ranged from a low of 5.35 to a high of 10,000.00. The Consumer Packaged Goods industry median Interest Coverage is 8.61. XL Holdings Bhd's value of 12.97 is 50.6% above this industry median. Based on the distribution chart, XL Holdings Bhd ranks #537 out of 1511 companies in the Consumer Packaged Goods industry, which is above the industry midpoint. Overall, XL Holdings Bhd has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does XL Holdings Bhd's Interest Coverage compare to ADM and BG?
According to the Consumer Packaged Goods industry distribution chart, XL Holdings Bhd ranks #537 out of 1511 companies for Interest Coverage. This puts XL Holdings Bhd in the upper half of its industry. The industry median Interest Coverage is 8.61. XL Holdings Bhd's value of 12.97 is 50.6% above this benchmark. Historically, XL Holdings Bhd's own Interest Coverage has ranged from 5.35 to 10,000.00 over the past decade. While the company's 10-year median is 36.00 vs. the industry median of 8.61, XL Holdings Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Consumer Packaged Goods company?
The median Interest Coverage among Consumer Packaged Goods companies is 8.61, based on 1,511 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. XL Holdings Bhd's current Interest Coverage of 12.97 is 50.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on XL Holdings Bhd and its competitors. For the Consumer Packaged Goods industry, the median Interest Coverage is 8.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. XL Holdings Bhd's current Interest Coverage is 12.97, which is 64% below median its own 10-year median of 36.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is XL Holdings Bhd stock overvalued right now?
Based on GuruFocus' analysis, XL Holdings Bhd (XKLS:7121) is currently considered Significantly Overvalued. The stock's GF Value™ is RM0.56, compared to a current price of RM0.84 — trading 49.1% above its estimated fair value. The current Interest Coverage is 12.97, which is 64% below median its 10-year median of 36.00 and 50.6% above the Consumer Packaged Goods industry median of 8.61. XL Holdings Bhd's overall GF Score™ is 54/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For XL Holdings Bhd (XKLS:7121), the current Interest Coverage is 12.97 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is XL Holdings Bhd (XKLS:7121) Overvalued in 2026?
Based on GuruFocus' analysis, XL Holdings Bhd stock appears to be overvalued.
The current stock price of RM0.84 is trading 49.1% above its estimated GF Value™ of RM0.56.
GuruFocus considers XL Holdings Bhd to be Significantly Overvalued.
Key valuation signals for XKLS:7121:
Interest Coverage: 12.97 (64% below median its 10-year median of 36.00)
GF Value™: RM0.56 vs. price of RM0.84 (49.1% above fair value)
Industry Position: 50.6% above the Consumer Packaged Goods median (#537 of 1511)
No single metric tells the full story. See the XKLS:7121 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
XL Holdings Bhd is an investment company that engages in the provision of management services. The company's operating segment includes Fish farming, Merchandise, Edible bird nest, Foods, Investment holding, and Growing crop. The Foods segment, which is into the Manufacturing and trading of edible foods, generates the majority of its revenue. Fish farming is into Breeding and rearing of fishery livestock. Merchandise segment in into trading of fish, consumables, and aquarium accessories. The edible bird nest segment is into the trading and distribution of edible bird nest. Growing crop: Growing a crop of pineapple.
54GF Score
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