XL Holdings BhdXKLS:7121 +0.67%55 ROA % is 3.75% as of Jan. 2026, which is 436% above its 10-year median of 0.70. GuruFocus rates XKLS:7121 with a GF Score™ of 55/100 and a GF Value™ of RM0.46 (Significantly Overvalued). The stock has 10 warning signs investors should review. Among 1,990 Consumer Packaged Goods companies, XL Holdings Bhd ranks better than 55.28% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. XL Holdings Bhd's annualizedNet Income for the quarter that ended in Jan. 2026 was RM8.2 Mil.
XL Holdings Bhd's average Total Assets over the quarter that ended in Jan. 2026 was RM218.9 Mil. Therefore, XL Holdings Bhd's annualized ROA % for the quarter that ended in Jan. 2026 was 3.75%.
The historical rank and industry rank for XL Holdings Bhd's ROA % or its related term are showing as below:
XKLS:7121'
s ROA % Range Over the Past 10 Years
Min: -8.18 Med: 0.7 Max: 4.95
Current: 4.07
During the past 13 years, XL Holdings Bhd's highest ROA % was 4.95%. The lowest was -8.18%. And the median was 0.70%.
XKLS:7121's ROA % is ranked better than 55.28% of 1990
companies
in the Consumer Packaged Goods industry
Industry Median: 3.245
vs XKLS:7121: 4.07
XL Holdings Bhd (XKLS:7121) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Jan. 2026) net income data. The Revenue data used here is four times the quarterly (Jan. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
XL Holdings Bhd ROA % Related Terms
XL Holdings Bhd ROA % Historical Data
* Premium members only.
The historical data trend for XL Holdings Bhd's ROA % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Farm Products subindustry, XL Holdings Bhd's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
XL Holdings Bhd ROA % vs Consumer Packaged Goods Industry
For the Consumer Packaged Goods industry and Consumer Defensive sector, XL Holdings Bhd's ROA % distribution charts can be found below:
* The bar in red indicates where XL Holdings Bhd's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Jan. 2026) net income data.
ROA % is displayed in the 30-year financial page.
XL Holdings Bhd (XKLS:7121) has a ROA % of 3.75% as of Jan. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on XL Holdings Bhd and its competitors. This is 436% above median its historical median of 0.70. According to the industry distribution chart, XL Holdings Bhd ranks #890 out of 1990 companies in the Consumer Packaged Goods industry, placing it in the top 44.7%.
Is XL Holdings Bhd's ROA % too high?
XL Holdings Bhd's current ROA % of 3.75% is 436% above median its 10-year median of 0.70. The Consumer Packaged Goods industry median ROA % is 3.25. XL Holdings Bhd's value of 3.75% is 15.6% above this industry median. Based on the distribution chart, XL Holdings Bhd ranks #890 out of 1990 companies in the Consumer Packaged Goods industry, which is above the industry midpoint. Overall, XL Holdings Bhd has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does XL Holdings Bhd's ROA % compare to ADM and BG?
According to the Consumer Packaged Goods industry distribution chart, XL Holdings Bhd ranks #890 out of 1990 companies for ROA %. This puts XL Holdings Bhd in the upper half of its industry. The industry median ROA % is 3.25. XL Holdings Bhd's value of 3.75% is 15.6% above this benchmark. While the company's 10-year median is 0.70 vs. the industry median of 3.25, XL Holdings Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Consumer Packaged Goods company?
The median ROA % among Consumer Packaged Goods companies is 3.25, based on 1,990 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. XL Holdings Bhd's current ROA % of 3.75% is 15.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on XL Holdings Bhd and its competitors. For the Consumer Packaged Goods industry, the median ROA % is 3.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. XL Holdings Bhd's current ROA % is 3.75%, which is 436% above median its own 10-year median of 0.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is XL Holdings Bhd stock overvalued right now?
Based on GuruFocus' analysis, XL Holdings Bhd (XKLS:7121) is currently considered Significantly Overvalued. The stock's GF Value™ is RM0.46, compared to a current price of RM0.75 — trading 63% above its estimated fair value. The current ROA % is 3.75%, which is 436% above median its 10-year median of 0.70 and 15.6% above the Consumer Packaged Goods industry median of 3.25. XL Holdings Bhd's overall GF Score™ is 55/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For XL Holdings Bhd (XKLS:7121), the current ROA % is 3.75% as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is XL Holdings Bhd (XKLS:7121) Overvalued in 2026?
Based on GuruFocus' analysis, XL Holdings Bhd stock appears to be overvalued.
The current stock price of RM0.75 is trading 63% above its estimated GF Value™ of RM0.46.
GuruFocus considers XL Holdings Bhd to be Significantly Overvalued.
Key valuation signals for XKLS:7121:
ROA %: 3.75% (436% above median its 10-year median of 0.70)
GF Value™: RM0.46 vs. price of RM0.75 (63% above fair value)
Industry Position: 15.6% above the Consumer Packaged Goods median (#890 of 1990)
No single metric tells the full story. See the XKLS:7121 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
XL Holdings Bhd is an investment company that engages in the provision of management services. The company's operating segment includes Fish farming, Merchandise, Edible bird nest, Foods, Investment holding, and Growing crop. The Foods segment, which is into the Manufacturing and trading of edible foods, generates the majority of its revenue. Fish farming is into Breeding and rearing of fishery livestock. Merchandise segment in into trading of fish, consumables, and aquarium accessories. The edible bird nest segment is into the trading and distribution of edible bird nest. Growing crop: Growing a crop of pineapple.
55GF Score
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