XL Holdings BhdXKLS:7121 +0.67%55 Piotroski F-Score is 3 as of Jun. 27, 2026, which is 40% below its 10-year median of 5.00. GuruFocus rates XKLS:7121 with a GF Score™ of 55/100 and a GF Value™ of RM0.46 (Significantly Overvalued). The stock has 10 warning signs investors should review. Among 1,911 Consumer Packaged Goods companies, XL Holdings Bhd ranks worse than 84.82% on this metric.
Warning Sign:
Piotroski F-Score of 3 is low, which usually implies poor business operation.
The zones of discrimination were as such:
Good or high score = 7, 8, 9
Bad or low score = 0, 1, 2, 3
XL Holdings Bhd has an F-score of 3. It is a bad or low score, which usually implies poor business operation.
The historical rank and industry rank for XL Holdings Bhd's Piotroski F-Score or its related term are showing as below:
XKLS:7121'
s Piotroski F-Score Range Over the Past 10 Years
Min: 2 Med: 5 Max: 8
Current: 3
During the past 13 years, the highest Piotroski F-Score of XL Holdings Bhd was 8. The lowest was 2. And the median was 5.
XL Holdings Bhd (XKLS:7121) Piotroski F-Score Explanation
The developer of the system is Joseph D. Piotroski is relatively unknown accounting professor who shuns publicity and rarely gives interviews.
He graduated from the University of Illinois with a B.S. in accounting in 1989, received an M.B.A. from Indiana University in 1994. Five years later, in 1999, after earning a Ph.D. in accounting from the University of Michigan, he became an associate professor of accounting at the University of Chicago.
He wanted to see if he can develop a system (using a simple nine-point scoring system) that can increase the returns of a strategy of investing in low price to book (referred to in the paper as high book to market) value companies.
What he found was something that exceeded his most optimistic expectations.
Buying only those companies that scored highest (8 or 9) on his nine-point scale, or F-Score as he called it, over the 20 year period from 1976 to 1996 led to an average out-performance over the market of 13.4%.
Even more impressive were the results of a strategy of investing in the highest F-Score companies (8 or 9) and shorting companies with the lowest F-Score (0 or 1).
Over the same period from 1976 to 1996 (20 years) this strategy led to an average yearly return of 23%, substantially outperforming the average S&P 500 index return of 15.83% over the same period.
XL Holdings Bhd Piotroski F-Score Related Terms
XL Holdings Bhd Piotroski F-Score Historical Data
* Premium members only.
The historical data trend for XL Holdings Bhd's Piotroski F-Score can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XKLS:7121 vs ADM, BG, TSN: Piotroski F-Score Comparison
For the Farm Products subindustry, XL Holdings Bhd's Piotroski F-Score, along with its competitors' market caps and Piotroski F-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
XL Holdings Bhd Piotroski F-Score vs Consumer Packaged Goods Industry
For the Consumer Packaged Goods industry and Consumer Defensive sector, XL Holdings Bhd's Piotroski F-Score distribution charts can be found below:
* The bar in red indicates where XL Holdings Bhd's Piotroski F-Score falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
*Note: If the latest quarterly/semi-annual/annual total assets data is 0, then we will use previous quarterly/semi-annual/annual data for all the items in the balance sheet.
Profitability
Question 1. Return on Assets (ROA)
Net income before extraordinary items for the year divided by Total Assets at the beginning of the year.
Score 1 if positive, 0 if negative.
XL Holdings Bhd's current Net Income (TTM) was 8.7.
==> Positive ==> Score 1.
Question 2. Cash Flow Return on Assets (CFROA)
Net cash flow from operating activities (operating cash flow) divided by Total Assets at the beginning of the year.
XL Holdings Bhd's return on assets of this year was 0.04188027. XL Holdings Bhd's return on assets of last year was 0.06437677.
==> Last year is higher ==> Score 0.
Question 4. Quality of Earnings (Accrual)
Compare Cash flow return on assets (2) to return on assets (1)
XL Holdings Bhd's gearing of this year was 0.00887633. XL Holdings Bhd's gearing of last year was 0.01346205.
==> This year is lower or equal to last year. ==> Score 1.
Question 6. Change in Working Capital (Liquidity)
Compare this year's current ratio (current assets divided by current liabilities) to last year's current ratio.
Score 1 if this year's current ratio is higher, 0 if it's lower
XL Holdings Bhd's current ratio of this year was 19.25525068. XL Holdings Bhd's current ratio of last year was 22.15195721.
==> Last year's current ratio is higher ==> Score 0.
Question 7. Change in Shares in Issue
Compare the number of shares in issue this year, to the number in issue last year.
Score 0 if there is larger number of shares in issue this year, 1 otherwise.
XL Holdings Bhd's number of shares in issue this year was 449.663. XL Holdings Bhd's number of shares in issue last year was 444.582.
==> There is larger number of shares in issue this year. ==> Score 0.
Efficiency
Question 8. Change in Gross Margin
Compare this year's gross margin (Gross Profit divided by sales) to last year's.
Score 1 if this year's gross margin is higher, 0 if it's lower.
XL Holdings Bhd's gross margin of this year was 0.22493796. XL Holdings Bhd's gross margin of last year was 0.2327453.
==> Last year's gross margin is higher ==> Score 0.
Question 9. Change in asset turnover
Compare this year's asset turnover (total sales for the year divided by total assets at the beginning of the year) to last year's asset turnover ratio.
Score 1 if this year's asset turnover ratio is higher, 0 if it's lower
XL Holdings Bhd's asset turnover of this year was 0.5352551. XL Holdings Bhd's asset turnover of last year was 0.64662666.
==> Last year's asset turnover is higher ==> Score 0.
Evaluation
Piotroski F-Score
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Good or high score = 7, 8, 9
Bad or low score = 0, 1, 2, 3
XL Holdings Bhd has an F-score of 3. It is a bad or low score, which usually implies poor business operation.
XL Holdings Bhd (XKLS:7121) has a Piotroski F-Score of 3 as of Jun. 27, 2026. The Piotroski F-score grades a company's business operating strength from 0-9. View historical data on XL Holdings Bhd and its competitors. This is 40% below median its historical median of 5.00. Over the past decade, XL Holdings Bhd's Piotroski F-Score has ranged from 2.00 to 8.00. According to the industry distribution chart, XL Holdings Bhd ranks #1621 out of 1911 companies in the Consumer Packaged Goods industry, placing it in the top 84.8%.
Is XL Holdings Bhd's Piotroski F-Score too high?
XL Holdings Bhd's current Piotroski F-Score of 3 is 40% below median its 10-year median of 5.00. Over the past 10 years, this metric has ranged from a low of 2.00 to a high of 8.00. The Consumer Packaged Goods industry median Piotroski F-Score is 5.00. XL Holdings Bhd's value of 3 is 40% below this industry median. Based on the distribution chart, XL Holdings Bhd ranks #1621 out of 1911 companies in the Consumer Packaged Goods industry, which is in the bottom quartile relative to peers. Overall, XL Holdings Bhd has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does XL Holdings Bhd's Piotroski F-Score compare to ADM and BG?
According to the Consumer Packaged Goods industry distribution chart, XL Holdings Bhd ranks #1621 out of 1911 companies for Piotroski F-Score. This places XL Holdings Bhd in the lower half of its industry. The industry median Piotroski F-Score is 5.00. XL Holdings Bhd's value of 3 is 40% below this benchmark. Historically, XL Holdings Bhd's own Piotroski F-Score has ranged from 2.00 to 8.00 over the past decade. While the company's 10-year median is 5.00 vs. the industry median of 5.00, XL Holdings Bhd has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Piotroski F-Score for a Consumer Packaged Goods company?
The median Piotroski F-Score among Consumer Packaged Goods companies is 5.00, based on 1,911 companies in the industry. Companies in the top quartile (top 25%) have a Piotroski F-Score significantly above this median, while those in the bottom quartile fall well below. However, Piotroski F-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. XL Holdings Bhd's current Piotroski F-Score of 3 is 40% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Piotroski F-Score mean?
A high Piotroski F-Score can signal that a stock is expensive relative to its fundamentals. The Piotroski F-score grades a company's business operating strength from 0-9. View historical data on XL Holdings Bhd and its competitors. For the Consumer Packaged Goods industry, the median Piotroski F-Score is 5.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. XL Holdings Bhd's current Piotroski F-Score is 3, which is 40% below median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is XL Holdings Bhd stock overvalued right now?
Based on GuruFocus' analysis, XL Holdings Bhd (XKLS:7121) is currently considered Significantly Overvalued. The stock's GF Value™ is RM0.46, compared to a current price of RM0.75 — trading 63% above its estimated fair value. The current Piotroski F-Score is 3, which is 40% below median its 10-year median of 5.00 and 40% below the Consumer Packaged Goods industry median of 5.00. XL Holdings Bhd's overall GF Score™ is 55/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Piotroski F-Score calculated?
Piotroski F-Score is calculated from a company's financial statements. For XL Holdings Bhd (XKLS:7121), the current Piotroski F-Score is 3 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is XL Holdings Bhd (XKLS:7121) Overvalued in 2026?
Based on GuruFocus' analysis, XL Holdings Bhd stock appears to be overvalued.
The current stock price of RM0.75 is trading 63% above its estimated GF Value™ of RM0.46.
GuruFocus considers XL Holdings Bhd to be Significantly Overvalued.
Key valuation signals for XKLS:7121:
Piotroski F-Score: 3 (40% below median its 10-year median of 5.00)
GF Value™: RM0.46 vs. price of RM0.75 (63% above fair value)
Industry Position: 40% below the Consumer Packaged Goods median (#1621 of 1911)
No single metric tells the full story. See the XKLS:7121 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
XL Holdings Bhd is an investment company that engages in the provision of management services. The company's operating segment includes Fish farming, Merchandise, Edible bird nest, Foods, Investment holding, and Growing crop. The Foods segment, which is into the Manufacturing and trading of edible foods, generates the majority of its revenue. Fish farming is into Breeding and rearing of fishery livestock. Merchandise segment in into trading of fish, consumables, and aquarium accessories. The edible bird nest segment is into the trading and distribution of edible bird nest. Growing crop: Growing a crop of pineapple.
55GF Score
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Piotroski F-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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