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CIG Pannonia Life Insurance OJSC (BUD:CIGPANNONIA) Return-on-Tangible-Equity : 15.15% (As of Mar. 2025)


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What is CIG Pannonia Life Insurance OJSC Return-on-Tangible-Equity?

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. CIG Pannonia Life Insurance OJSC's annualized net income for the quarter that ended in Mar. 2025 was Ft3,220 Mil. CIG Pannonia Life Insurance OJSC's average shareholder tangible equity for the quarter that ended in Mar. 2025 was Ft21,259 Mil. Therefore, CIG Pannonia Life Insurance OJSC's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2025 was 15.15%.

The historical rank and industry rank for CIG Pannonia Life Insurance OJSC's Return-on-Tangible-Equity or its related term are showing as below:

BUD:CIGPANNONIA' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -4.39   Med: 12.26   Max: 50.58
Current: 7.38

During the past 13 years, CIG Pannonia Life Insurance OJSC's highest Return-on-Tangible-Equity was 50.58%. The lowest was -4.39%. And the median was 12.26%.

BUD:CIGPANNONIA's Return-on-Tangible-Equity is ranked worse than
68.66% of 485 companies
in the Insurance industry
Industry Median: 12.74 vs BUD:CIGPANNONIA: 7.38

CIG Pannonia Life Insurance OJSC Return-on-Tangible-Equity Historical Data

The historical data trend for CIG Pannonia Life Insurance OJSC's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

CIG Pannonia Life Insurance OJSC Return-on-Tangible-Equity Chart

CIG Pannonia Life Insurance OJSC Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.08 10.18 8.22 14.34 5.92

CIG Pannonia Life Insurance OJSC Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.43 28.87 18.50 -32.64 15.15

Competitive Comparison of CIG Pannonia Life Insurance OJSC's Return-on-Tangible-Equity

For the Insurance - Life subindustry, CIG Pannonia Life Insurance OJSC's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CIG Pannonia Life Insurance OJSC's Return-on-Tangible-Equity Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, CIG Pannonia Life Insurance OJSC's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where CIG Pannonia Life Insurance OJSC's Return-on-Tangible-Equity falls into.


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CIG Pannonia Life Insurance OJSC Return-on-Tangible-Equity Calculation

CIG Pannonia Life Insurance OJSC's annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2024 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2024 )  (A: Dec. 2023 )(A: Dec. 2024 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2024 )  (A: Dec. 2023 )(A: Dec. 2024 )
=1279/( (22329.517+20899 )/ 2 )
=1279/21614.2585
=5.92 %

CIG Pannonia Life Insurance OJSC's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Mar. 2025 )  (Q: Dec. 2024 )(Q: Mar. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Mar. 2025 )  (Q: Dec. 2024 )(Q: Mar. 2025 )
=3220/( (20899+21618)/ 2 )
=3220/21258.5
=15.15 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2025) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.


CIG Pannonia Life Insurance OJSC  (BUD:CIGPANNONIA) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


CIG Pannonia Life Insurance OJSC Return-on-Tangible-Equity Related Terms

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CIG Pannonia Life Insurance OJSC Business Description

Traded in Other Exchanges
N/A
Address
11 Konyves Kalman Korut, Building B, Nepliget Center Business Center, Budapest, HUN, 1097
CIG Pannonia Life Insurance OJSC is an insurance company. The company mainly sells various insurance products including unit-linked life insurance, term life insurance, endowment insurance, health insurance, casco, freight liability and suretyship insurance and also offers investment fund management and portfolio management. The company carries its activities in Hungary, Romania, Slovakia, and Italy. In addition, the company sells riders and non-life insurance products.

CIG Pannonia Life Insurance OJSC Headlines

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