Aifinyo AG (HAM:EBEN) Return-on-Tangible-Equity: 0.00% (As of Dec. 2024)


HAM:EBEN Aifinyo AG HAM:EBEN
25 GF Score
Price €0.90
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What is Aifinyo AG Return-on-Tangible-Equity?

Aifinyo AG HAM:EBEN 25 Return-on-Tangible-Equity is 0.00% as of Dec. 2024. GuruFocus rates HAM:EBEN with a GF Score™ of 25/100.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Aifinyo AG's annualized net income for the quarter that ended in Dec. 2024 was €0.00 Mil. Aifinyo AG's average shareholder tangible equity for the quarter that ended in Dec. 2024 was €7.96 Mil. Therefore, Aifinyo AG's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2024 was 0.00%.

The historical rank and industry rank for Aifinyo AG's Return-on-Tangible-Equity or its related term are showing as below:

HAM:EBEN's Return-on-Tangible-Equity is not ranked *
in the Credit Services industry.
Industry Median: 7.01
* Ranked among companies with meaningful Return-on-Tangible-Equity only.

Aifinyo AG  (HAM:EBEN) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Aifinyo AG Return-on-Tangible-Equity Related Terms


Aifinyo AG Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for Aifinyo AG's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Aifinyo AG Return-on-Tangible-Equity Chart

Aifinyo AG Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Return-on-Tangible-Equity
Get a 7-Day Free Trial -91.90 0.12 8.23 -1.91 -24.51

Aifinyo AG Quarterly Data
Dec17 Dec18 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Dec24
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.94 0.00 0.00 0.00 0.00

HAM:EBEN vs V, MA, AXP: Return-on-Tangible-Equity Comparison

For the Credit Services subindustry, Aifinyo AG's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Aifinyo AG Return-on-Tangible-Equity vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Aifinyo AG's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Aifinyo AG's Return-on-Tangible-Equity falls into.


HAM:EBEN
25GF Score
Aifinyo AG HAM:EBEN
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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Aifinyo AG Return-on-Tangible-Equity Calculation

Aifinyo AG's annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2024 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2024 )  (A: Dec. 2023 )(A: Dec. 2024 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2024 )  (A: Dec. 2023 )(A: Dec. 2024 )
=-1.95/( (0+7.955 )/ 1 )
=-1.95/7.955
=-24.51 %

Aifinyo AG's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2024 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Dec. 2024 )  (Q: Dec. 2023 )(Q: Dec. 2024 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Dec. 2024 )  (Q: Dec. 2023 )(Q: Dec. 2024 )
=0/( (0+7.955)/ 1 )
=0/7.955
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Dec. 2024) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of 0.00% mean?
Aifinyo AG (HAM:EBEN) has a Return-on-Tangible-Equity of 0.00% as of Dec. 2024. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Aifinyo AG and its competitors.
Is Aifinyo AG's Return-on-Tangible-Equity too high?
Aifinyo AG's current Return-on-Tangible-Equity is 0.00%. Overall, Aifinyo AG has a GF Score™ of 25/100, reflecting its overall financial health beyond just this single metric.
How does Aifinyo AG's Return-on-Tangible-Equity compare to V and MA?
Aifinyo AG's Return-on-Tangible-Equity of 0.00% can be compared against companies in the Credit Services industry. The industry median Return-on-Tangible-Equity is 7.01. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Credit Services company?
The median Return-on-Tangible-Equity among Credit Services companies is 7.01, based on 525 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Aifinyo AG and its competitors. For the Credit Services industry, the median Return-on-Tangible-Equity is 7.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aifinyo AG's current Return-on-Tangible-Equity is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aifinyo AG stock overvalued right now?
Aifinyo AG (HAM:EBEN) has a current Return-on-Tangible-Equity of 0.00%. The current Return-on-Tangible-Equity is 0.00%. Aifinyo AG's overall GF Score™ is 25/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Aifinyo AG (HAM:EBEN), the current Return-on-Tangible-Equity is 0.00% as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Aifinyo AG Business Description

Address Tiergartenstrasse 8, Dresden, SN, DEU, 01219
Aifinyo AG is an independent financial services provider that offers coordinated financing solutions. The company service offerings include factoring, fine trading, leasing, and debt collection among others.
25GF Score

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Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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