Aifinyo AG (HAM:EBEN) 1-Year Sortino Ratio: -1.60 (As of Sep. 22, 2026)

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HAM:EBEN Aifinyo AG HAM:EBEN
25 GF Score
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What is Aifinyo AG 1-Year Sortino Ratio?

Aifinyo AG HAM:EBEN -2.00% 25 1-Year Sortino Ratio is -1.60 as of Sep. 22, 2026. GuruFocus rates HAM:EBEN with a GF Score™ of 25/100.

The 1-Year Sortino Ratio measures the additional return that an investor receives per unit of the downside risk over the past year. As of today (2026-09-22), Aifinyo AG's 1-Year Sortino Ratio is -1.60.

Aifinyo AG  (HAM:EBEN) 1-Year Sortino Ratio Explanation

The 1-Year Sortino Ratio inidicates the risk-adjusted return of an investment over the past year. It is calculated as the annualized result of the average monthly excess return divided by the standard deviation of negative returns over the past year. The monthly excess return is the monthly investment return minus the monthly risk-free rate (typically the 10-year Treasury Constant Maturity Rate). If the risk-free rate for a specific region is not available, U.S. data is used by default.

Differnt from the Sharpe Ratio that penalizes both upside and downside volatility equally, the Sortino Ratio penalizes only those returns falling below a user-specified target or required rate of return. The expected returns here is set to the risk-free rate as well.

Aifinyo AG 1-Year Sortino Ratio Related Terms

HAM:EBEN vs V, MA, AXP: 1-Year Sortino Ratio Comparison

For the Credit Services subindustry, Aifinyo AG's 1-Year Sortino Ratio, along with its competitors' market caps and 1-Year Sortino Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Aifinyo AG 1-Year Sortino Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Aifinyo AG's 1-Year Sortino Ratio distribution charts can be found below:

* The bar in red indicates where Aifinyo AG's 1-Year Sortino Ratio falls into.


HAM:EBEN
25GF Score
Aifinyo AG HAM:EBEN
1-Year Sortino Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Aifinyo AG 1-Year Sortino Ratio Calculation

The 1-Year Sortino Ratio measures the risk-adjusted return of an investment asset or portfolio over the past year, focusing specifically on downside risk rather than total risk. A stock / portfolio's 1-Year Sortino Ratio can be calculated by dividing the difference between the one-year returns of the investment and the risk-free rate, by the standard deviation of the downside risks over one year.

A downside risk is a potential loss from the asset or investment. The Downside risk here is measured by the downside deviation, which is the standard deviation of negative returns.

Frequently Asked Questions Learn more about 1-Year Sortino Ratio →
What does a 1-Year Sortino Ratio of -1.60 mean?
Aifinyo AG (HAM:EBEN) has a 1-Year Sortino Ratio of -1.60 as of Sep. 22, 2026. 1-Year Sortino Ratio measures the additional return that an investor receives per unit of the downside risk. View historical data for Aifinyo AG and its competitors.
Is Aifinyo AG's 1-Year Sortino Ratio too high?
Aifinyo AG's current 1-Year Sortino Ratio is -1.60. Overall, Aifinyo AG has a GF Score™ of 25/100, reflecting its overall financial health beyond just this single metric.
How does Aifinyo AG's 1-Year Sortino Ratio compare to V and MA?
Aifinyo AG's 1-Year Sortino Ratio of -1.60 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Sortino Ratio for a Credit Services company?
A good 1-Year Sortino Ratio depends on the Credit Services industry context. However, 1-Year Sortino Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Sortino Ratio mean?
A high 1-Year Sortino Ratio can signal that a stock is expensive relative to its fundamentals. 1-Year Sortino Ratio measures the additional return that an investor receives per unit of the downside risk. View historical data for Aifinyo AG and its competitors. Aifinyo AG's current 1-Year Sortino Ratio is -1.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aifinyo AG stock overvalued right now?
Aifinyo AG (HAM:EBEN) has a current 1-Year Sortino Ratio of -1.60. The current 1-Year Sortino Ratio is -1.60. Aifinyo AG's overall GF Score™ is 25/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Sortino Ratio calculated?
1-Year Sortino Ratio is calculated from a company's financial statements. For Aifinyo AG (HAM:EBEN), the current 1-Year Sortino Ratio is -1.60 as of Sep. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Aifinyo AG Business Description

Address Tiergartenstrasse 8, Dresden, SN, DEU, 01219
Aifinyo AG is a German financial services provider that offers integrated financing and payment solutions, primarily to small and medium-sized enterprises. Its core business is factoring, through which it purchases clients' receivables and provides immediate liquidity, alongside related services such as debt collection, leasing, and financing arrangements. The company also operates a digital platform that bundles invoicing, liquidity management, and financing tools, allowing business customers to manage cash flow and access working capital. Aifinyo serves a broad range of industries across Germany, with a focus on freelancers, startups, and mid-sized companies. Revenue is generated mainly from factoring fees, financing interest, and service charges tied to its financing and receivables products. The company is headquartered in Germany and distributes its services both directly and through partner channels.
25GF Score

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1-Year Sortino Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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