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Hagar hfOISE:HAGA -0.41%82 Return-on-Tangible-Equity is 30.17% as of Feb. 2026, which is 7% above its 10-year median of 28.09. GuruFocus rates OISE:HAGA with a GF Score™ of 82/100 and a GF Value™ of kr88.70 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 297 Retail - Defensive companies, Hagar hf ranks better than 78.79% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Hagar hf's annualized net income for the quarter that ended in Feb. 2026 was kr7,924 Mil. Hagar hf's average shareholder tangible equity for the quarter that ended in Feb. 2026 was kr26,263 Mil. Therefore, Hagar hf's annualized Return-on-Tangible-Equity for the quarter that ended in Feb. 2026 was 30.17%.
The historical rank and industry rank for Hagar hf's Return-on-Tangible-Equity or its related term are showing as below:
OISE:HAGA'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 17.58 Med: 28.09 Max: 44.59
Current: 29.94
During the past 13 years, Hagar hf's highest Return-on-Tangible-Equity was 44.59%. The lowest was 17.58%. And the median was 28.09%.
OISE:HAGA's Return-on-Tangible-Equity is ranked better than 78.79% of 297
companies
in the Retail - Defensive industry
Industry Median: 10.87
vs OISE:HAGA: 29.94
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Hagar hf Return-on-Tangible-Equity Related Terms
Hagar hf Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Hagar hf's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OISE:HAGA vs KR, SFM, ACI: Return-on-Tangible-Equity Comparison
For the Grocery Stores subindustry, Hagar hf's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hagar hf Return-on-Tangible-Equity vs Retail - Defensive Industry
For the Retail - Defensive industry and Consumer Defensive sector, Hagar hf's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Hagar hf's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Feb. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 30.17% mean?
Hagar hf (OISE:HAGA) has a Return-on-Tangible-Equity of 30.17% as of Feb. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Hagar hf and its competitors. This is near median its historical median of 28.09. Over the past decade, Hagar hf's Return-on-Tangible-Equity has ranged from 17.58 to 44.59. According to the industry distribution chart, Hagar hf ranks #63 out of 297 companies in the Retail - Defensive industry, placing it in the top 21.2%.
Is Hagar hf's Return-on-Tangible-Equity too high?
Hagar hf's current Return-on-Tangible-Equity of 30.17% is near median its 10-year median of 28.09. Over the past 10 years, this metric has ranged from a low of 17.58 to a high of 44.59. The Retail - Defensive industry median Return-on-Tangible-Equity is 10.87. Hagar hf's value of 30.17% is 177.6% above this industry median. Based on the distribution chart, Hagar hf ranks #63 out of 297 companies in the Retail - Defensive industry, which is in the top quartile — a strong position relative to peers. Overall, Hagar hf has a GF Score™ of 82/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hagar hf's Return-on-Tangible-Equity compare to KR and SFM?
According to the Retail - Defensive industry distribution chart, Hagar hf ranks #63 out of 297 companies for Return-on-Tangible-Equity. This places Hagar hf in the top 21% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 10.87. Hagar hf's value of 30.17% is 177.6% above this benchmark. Historically, Hagar hf's own Return-on-Tangible-Equity has ranged from 17.58 to 44.59 over the past decade. While the company's 10-year median is 28.09 vs. the industry median of 10.87, Hagar hf has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Retail - Defensive company?
The median Return-on-Tangible-Equity among Retail - Defensive companies is 10.87, based on 297 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hagar hf's current Return-on-Tangible-Equity of 30.17% is 177.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Hagar hf and its competitors. For the Retail - Defensive industry, the median Return-on-Tangible-Equity is 10.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hagar hf's current Return-on-Tangible-Equity is 30.17%, which is near median its own 10-year median of 28.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hagar hf stock overvalued right now?
Based on GuruFocus' analysis, Hagar hf (OISE:HAGA) is currently considered Significantly Overvalued. The stock's GF Value™ is kr88.70, compared to a current price of kr122.50 — trading 38.1% above its estimated fair value. The current Return-on-Tangible-Equity is 30.17%, which is near median its 10-year median of 28.09 and 177.6% above the Retail - Defensive industry median of 10.87. Hagar hf's overall GF Score™ is 82/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Hagar hf (OISE:HAGA), the current Return-on-Tangible-Equity is 30.17% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hagar hf (OISE:HAGA) Overvalued in 2026?
Based on GuruFocus' analysis, Hagar hf stock appears to be overvalued.
The current stock price of kr122.50 is trading 38.1% above its estimated GF Value™ of kr88.70.
GuruFocus considers Hagar hf to be Significantly Overvalued.
Key valuation signals for OISE:HAGA:
Return-on-Tangible-Equity: 30.17% (near median its 10-year median of 28.09)
GF Value™: kr88.70 vs. price of kr122.50 (38.1% above fair value)
Industry Position: 177.6% above the Retail - Defensive median (#63 of 297)
No single metric tells the full story. See the OISE:HAGA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hagar hf is a retail company with operations in Iceland, the Faroe Islands, and the Netherlands, mainly in the grocery and fuel markets. It operates grocery stores, Olis service stations, OB stations, warehouses, one production facility, one online store with packaged food, one supply store, and one specialty store. The group's core business in Iceland is in the grocery and related warehouse sectors, as well as fuel sales. In the Faroe Islands, it operates the SMS retail company, which operates, among other things, various grocery stores, restaurants, and specialty stores. In the Netherlands, Hagar operates one online store with alcohol. The group's operating segments are stores and warehouses in Iceland, which generate maximum revenue, stores and warehouses in the Faroe Islands, and Olis.
82GF Score
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