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Everest Bank (XNEP:EBLCP.PFD) Return-on-Tangible-Equity : 18.55% (As of Apr. 2025)


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What is Everest Bank Return-on-Tangible-Equity?

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Everest Bank's annualized net income for the quarter that ended in Apr. 2025 was NPR5,531 Mil. Everest Bank's average shareholder tangible equity for the quarter that ended in Apr. 2025 was NPR29,826 Mil. Therefore, Everest Bank's annualized Return-on-Tangible-Equity for the quarter that ended in Apr. 2025 was 18.55%.

The historical rank and industry rank for Everest Bank's Return-on-Tangible-Equity or its related term are showing as below:

XNEP:EBLCP.PFD' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 9.93   Med: 15.83   Max: 25.57
Current: 15.98

During the past 13 years, Everest Bank's highest Return-on-Tangible-Equity was 25.57%. The lowest was 9.93%. And the median was 15.83%.

XNEP:EBLCP.PFD's Return-on-Tangible-Equity is ranked better than
78.54% of 1580 companies
in the Banks industry
Industry Median: 10.25 vs XNEP:EBLCP.PFD: 15.98

Everest Bank Return-on-Tangible-Equity Historical Data

The historical data trend for Everest Bank's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Everest Bank Return-on-Tangible-Equity Chart

Everest Bank Annual Data
Trend Jul15 Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.91 9.93 11.20 14.04 13.94

Everest Bank Quarterly Data
Jul20 Oct20 Jan21 Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.65 16.09 16.08 13.17 18.55

Competitive Comparison of Everest Bank's Return-on-Tangible-Equity

For the Banks - Regional subindustry, Everest Bank's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Everest Bank's Return-on-Tangible-Equity Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Everest Bank's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Everest Bank's Return-on-Tangible-Equity falls into.


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Everest Bank Return-on-Tangible-Equity Calculation

Everest Bank's annualized Return-on-Tangible-Equity for the fiscal year that ended in Jul. 2024 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Jul. 2024 )  (A: Jul. 2023 )(A: Jul. 2024 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Jul. 2024 )  (A: Jul. 2023 )(A: Jul. 2024 )
=3703.225/( (25346.72+27779.403 )/ 2 )
=3703.225/26563.0615
=13.94 %

Everest Bank's annualized Return-on-Tangible-Equity for the quarter that ended in Apr. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Apr. 2025 )  (Q: Jan. 2025 )(Q: Apr. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Apr. 2025 )  (Q: Jan. 2025 )(Q: Apr. 2025 )
=5531.492/( (29199.776+30452.205)/ 2 )
=5531.492/29825.9905
=18.55 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Apr. 2025) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.


Everest Bank  (XNEP:EBLCP.PFD) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Everest Bank Return-on-Tangible-Equity Related Terms

Thank you for viewing the detailed overview of Everest Bank's Return-on-Tangible-Equity provided by GuruFocus.com. Please click on the following links to see related term pages.


Everest Bank Business Description

Traded in Other Exchanges
Address
EBL House, Lazimpat, P.O.Box 13384, Kathmandu, NPL, 44600
Everest Bank Ltd provides commercial banking services. It is partnered with the Punjab National Bank of India. The bank provides services through the Any Branch Banking System. Its services are deposits, loans, remittances, debit cards, M-banking, and Retail and corporate Internet banking. The bank's services also comprise the current account, savings account, fixed deposit account, recurring deposit account, retirement plan account, call accounts, retail and corporate loans, inward and outward remittances, and others.

Everest Bank Headlines

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