TYFG (Tri County Financial Group) Risk Assessment


TYFG Tri County Financial Group Inc TYFG
60 GF Score
Price $64.87
GF Value $54.66
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Tri County Financial Group Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of Tri County Financial Group is: High Risk: High uncertainty with risk-return tradeoff.

Tri County Financial Group  (OTCPK:TYFG) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.

Tri County Financial Group Risk Assessment Related Terms

TYFG vs PONT, ARBV, SLBK: Risk Assessment Comparison

For the Banks - Regional subindustry, Tri County Financial Group's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Tri County Financial Group Risk Assessment vs Banks Industry

For the Banks industry and Financial Services sector, Tri County Financial Group's Risk Assessment distribution charts can be found below:

* The bar in red indicates where Tri County Financial Group's Risk Assessment falls into.


TYFG
60GF Score
Tri County Financial Group Inc TYFG
Risk Assessment is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Tri County Financial Group (TYFG) Overvalued in 2026?

Based on GuruFocus' analysis, Tri County Financial Group stock appears to be overvalued. The current stock price of $64.87 is trading 18.7% above its estimated GF Value™ of $54.66. GuruFocus considers Tri County Financial Group to be Modestly Overvalued.

Key valuation signals for TYFG:

  • Risk Assessment:
  • GF Value™: $54.66 vs. price of $64.87 (18.7% above fair value)
  • GF Score™: 60/100 with 4 warning signs

No single metric tells the full story. See the TYFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Tri County Financial Group Business Description

Address 706 Washington Street, Mendota, IL, USA, 61342
Tri County Financial Group Inc is a United States-based bank holding company. Through its subsidiaries, it is engaged in providing comprehensive banking services and other financial products and services mainly in north central Illinois. The group caters to individuals as well as to small and medium-sized businesses, by offering demand, savings, and time deposits, and various types of loans such as industrial loans, real estate loans, one-to-four family residential mortgage loans, agricultural loans, etc. Additionally, it offers home, auto, motorcycle, farm, crop hail, multi-peril, health, and life insurance products. The group has two reportable segments: Commercial Banking, which generates the maximum revenue, and Mortgage Banking.
60GF Score

Get the complete analysis for TYFG

Risk Assessment is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$64.87
Price
$54.66
GF Value