TYFG (Tri County Financial Group) 1-Year Sharpe Ratio: 3.27 (As of Jul. 13, 2026)


TYFG Tri County Financial Group Inc TYFG
56 GF Score
Price $64.85
GF Value $54.75
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Tri County Financial Group 1-Year Sharpe Ratio?

Tri County Financial Group TYFG -0.03% 56 1-Year Sharpe Ratio is 3.27 as of Jul. 13, 2026. GuruFocus rates TYFG with a GF Score™ of 56/100 and a GF Value™ of $54.75 (Modestly Overvalued). The stock has 4 warning signs investors should review.

The 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk over the past year. As of today (2026-07-13), Tri County Financial Group's 1-Year Sharpe Ratio is 3.27.

Tri County Financial Group  (OTCPK:TYFG) 1-Year Sharpe Ratio Explanation

The 1-Year Sharpe Ratio inidicates the risk-adjusted return of an investment over the past year. It is calculated as the annualized result of the average monthly excess return divided by its standard deviation over the past year. The monthly excess return is the monthly investment return minus the monthly risk-free rate (typically the 10-year Treasury Constant Maturity Rate). If the risk-free rate for a specific region is not available, U.S. data is used by default.

The greater a portfolio's Sharpe Ratio, the better its risk-adjusted performance. A negative Sharpe Ratio means the risk-free rate is greater than the portfolio’s historical or projected return, or else the portfolio's return is expected to be negative.

Tri County Financial Group 1-Year Sharpe Ratio Related Terms

TYFG vs PONT, ARBV, SLBK: 1-Year Sharpe Ratio Comparison

For the Banks - Regional subindustry, Tri County Financial Group's 1-Year Sharpe Ratio, along with its competitors' market caps and 1-Year Sharpe Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Tri County Financial Group 1-Year Sharpe Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Tri County Financial Group's 1-Year Sharpe Ratio distribution charts can be found below:

* The bar in red indicates where Tri County Financial Group's 1-Year Sharpe Ratio falls into.


TYFG
56GF Score
Tri County Financial Group Inc TYFG
1-Year Sharpe Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Tri County Financial Group 1-Year Sharpe Ratio Calculation

The 1-Year Sharpe Ratio measures the performance of an investment such as a stock or portfolio compared to a risk-free asset. A stock / portfolio's 1-Year Sharpe Ratio can be calculated by dividing the difference between the one-year returns of the investment and the risk-free rate, by the standard deviation of the investment returns over one year.

Frequently Asked Questions Learn more about 1-Year Sharpe Ratio →
What does a 1-Year Sharpe Ratio of 3.27 mean?
Tri County Financial Group (TYFG) has a 1-Year Sharpe Ratio of 3.27 as of Jul. 13, 2026. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Tri County Financial Group and its competitors.
Is Tri County Financial Group's 1-Year Sharpe Ratio too high?
Tri County Financial Group's current 1-Year Sharpe Ratio is 3.27. Overall, Tri County Financial Group has a GF Score™ of 56/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Tri County Financial Group's 1-Year Sharpe Ratio compare to PONT and ARBV?
Tri County Financial Group's 1-Year Sharpe Ratio of 3.27 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Sharpe Ratio for a Banks company?
A good 1-Year Sharpe Ratio depends on the Banks industry context. However, 1-Year Sharpe Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Sharpe Ratio mean?
A high 1-Year Sharpe Ratio can signal that a stock is expensive relative to its fundamentals. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Tri County Financial Group and its competitors. Tri County Financial Group's current 1-Year Sharpe Ratio is 3.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tri County Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Tri County Financial Group (TYFG) is currently considered Modestly Overvalued. The stock's GF Value™ is $54.75, compared to a current price of $64.85 — trading 18.4% above its estimated fair value. The current 1-Year Sharpe Ratio is 3.27. Tri County Financial Group's overall GF Score™ is 56/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Sharpe Ratio calculated?
1-Year Sharpe Ratio is calculated from a company's financial statements. For Tri County Financial Group (TYFG), the current 1-Year Sharpe Ratio is 3.27 as of Jul. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tri County Financial Group (TYFG) Overvalued in 2026?

Based on GuruFocus' analysis, Tri County Financial Group stock appears to be overvalued. The current stock price of $64.85 is trading 18.4% above its estimated GF Value™ of $54.75. GuruFocus considers Tri County Financial Group to be Modestly Overvalued.

Key valuation signals for TYFG:

  • 1-Year Sharpe Ratio: 3.27
  • GF Value™: $54.75 vs. price of $64.85 (18.4% above fair value)
  • GF Score™: 56/100 with 4 warning signs

No single metric tells the full story. See the TYFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Tri County Financial Group Business Description

Address 706 Washington Street, Mendota, IL, USA, 61342
Tri County Financial Group Inc is a United States-based bank holding company. Through its subsidiaries, it is engaged in providing comprehensive banking services and other financial products and services mainly in north central Illinois. The group caters to individuals as well as to small and medium-sized businesses, by offering demand, savings, and time deposits, and various types of loans such as industrial loans, real estate loans, one-to-four family residential mortgage loans, agricultural loans, etc. Additionally, it offers home, auto, motorcycle, farm, crop hail, multi-peril, health, and life insurance products. The group has two reportable segments: Commercial Banking, which generates the maximum revenue, and Mortgage Banking.
56GF Score

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1-Year Sharpe Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$64.85
Price
$54.75
GF Value