Tri County Financial GroupTYFG 60 PEG Ratio is 2.12 as of Jun. 25, 2026, which is 33% below its 10-year median of 3.18. GuruFocus rates TYFG with a GF Score™ of 60/100 and a GF Value™ of $54.60 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,229 Banks companies, Tri County Financial Group ranks worse than 62.73% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Tri County Financial Group's PEG Ratio or its related term are showing as below:
TYFG'
s PEG Ratio Range Over the Past 10 Years
Min: 0.59 Med: 3.18 Max: 3.82
Current: 2.12
During the past 10 years, Tri County Financial Group's highest PEG Ratio was 3.82. The lowest was 0.59. And the median was 3.18.
TYFG's PEG Ratio is ranked worse than 62.73% of 1229
companies
in the Banks industry
Industry Median: 1.51
vs TYFG: 2.12
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Tri County Financial Group (OTCPK:TYFG) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Tri County Financial Group PEG Ratio Related Terms
Tri County Financial Group PEG Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Tri County Financial Group's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Tri County Financial Group PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Tri County Financial Group's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Tri County Financial Group's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Tri County Financial Group (TYFG) has a PEG Ratio of 2.12 as of Jun. 25, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Tri County Financial Group and its competitors. This is 33% below median its historical median of 3.18. Over the past decade, Tri County Financial Group's PEG Ratio has ranged from 0.59 to 3.82. According to the industry distribution chart, Tri County Financial Group ranks #771 out of 1229 companies in the Banks industry, placing it in the top 62.7%.
Is Tri County Financial Group's PEG Ratio too high?
Tri County Financial Group's current PEG Ratio of 2.12 is 33% below median its 10-year median of 3.18. Over the past 10 years, this metric has ranged from a low of 0.59 to a high of 3.82. The Banks industry median PEG Ratio is 1.51. Tri County Financial Group's value of 2.12 is 40.4% above this industry median. Based on the distribution chart, Tri County Financial Group ranks #771 out of 1229 companies in the Banks industry, which is below the industry midpoint. Overall, Tri County Financial Group has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Tri County Financial Group's PEG Ratio compare to INBC and PRMY?
According to the Banks industry distribution chart, Tri County Financial Group ranks #771 out of 1229 companies for PEG Ratio. This places Tri County Financial Group in the lower half of its industry. The industry median PEG Ratio is 1.51. Tri County Financial Group's value of 2.12 is 40.4% above this benchmark. Historically, Tri County Financial Group's own PEG Ratio has ranged from 0.59 to 3.82 over the past decade. While the company's 10-year median is 3.18 vs. the industry median of 1.51, Tri County Financial Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.51, based on 1,229 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Tri County Financial Group's current PEG Ratio of 2.12 is 40.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Tri County Financial Group and its competitors. For the Banks industry, the median PEG Ratio is 1.51 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tri County Financial Group's current PEG Ratio is 2.12, which is 33% below median its own 10-year median of 3.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tri County Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Tri County Financial Group (TYFG) is currently considered Modestly Overvalued. The stock's GF Value™ is $54.60, compared to a current price of $63.23 — trading 15.8% above its estimated fair value. The current PEG Ratio is 2.12, which is 33% below median its 10-year median of 3.18 and 40.4% above the Banks industry median of 1.51. Tri County Financial Group's overall GF Score™ is 60/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Tri County Financial Group (TYFG), the current PEG Ratio is 2.12 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Tri County Financial Group (TYFG) Overvalued in 2026?
Based on GuruFocus' analysis, Tri County Financial Group stock appears to be overvalued.
The current stock price of $63.23 is trading 15.8% above its estimated GF Value™ of $54.60.
GuruFocus considers Tri County Financial Group to be Modestly Overvalued.
Key valuation signals for TYFG:
PEG Ratio: 2.12 (33% below median its 10-year median of 3.18)
GF Value™: $54.60 vs. price of $63.23 (15.8% above fair value)
Industry Position: 40.4% above the Banks median (#771 of 1229)
No single metric tells the full story. See the TYFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Tri County Financial Group Inc is a United States-based bank holding company. Through its subsidiaries, it is engaged in providing comprehensive banking services and other financial products and services mainly in north central Illinois. The group caters to individuals as well as to small and medium-sized businesses, by offering demand, savings, and time deposits, and various types of loans such as industrial loans, real estate loans, one-to-four family residential mortgage loans, agricultural loans, etc. Additionally, it offers home, auto, motorcycle, farm, crop hail, multi-peril, health, and life insurance products. The group has two reportable segments: Commercial Banking, which generates the maximum revenue, and Mortgage Banking.
60GF Score
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