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The historical rank and industry rank for Tri County Financial Group's EV-to-OCF or its related term are showing as below:
TYFG'
s EV-to-OCF Range Over the Past 10 Years
Min: -115.04 Med: -35.07 Max: -21.62
Current: -114.2
During the past 10 years, the highest EV-to-OCF of Tri County Financial Group was -21.62. The lowest was -115.04. And the median was -35.07.
TYFG's EV-to-OCF is ranked better than 98.87% of 1498
companies
in the Banks industry
Industry Median: 4.04
vs TYFG: -114.20
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Tri County Financial Group (OTCPK:TYFG) EV-to-OCF Explanation
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Tri County Financial Group's PE Ratio (TTM) for today is calculated as:
Tri County Financial Group's share price for today is $69.80.
Tri County Financial Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $6.478.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Tri County Financial Group EV-to-OCF Related Terms
Tri County Financial Group EV-to-OCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Tri County Financial Group's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Tri County Financial Group EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, Tri County Financial Group's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Tri County Financial Group's EV-to-OCF falls into.
Tri County Financial Group's current Enterprise Value is $183.98 Mil.
Tri County Financial Group's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-1.61 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Tri County Financial Group (TYFG) has a EV-to-OCF of -114.20 as of Aug. 09, 2026. According to the industry distribution chart, Tri County Financial Group ranks #17 out of 1498 companies in the Banks industry, placing it in the top 1.1%.
Is Tri County Financial Group's EV-to-OCF too high?
Tri County Financial Group's current EV-to-OCF is -114.20. Based on the distribution chart, Tri County Financial Group ranks #17 out of 1498 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Tri County Financial Group has a GF Score™ of 55/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Tri County Financial Group's EV-to-OCF compare to FSRL and BKUT?
According to the Banks industry distribution chart, Tri County Financial Group ranks #17 out of 1498 companies for EV-to-OCF. This places Tri County Financial Group in the top 1% of its industry — outperforming the majority of peers. The industry median EV-to-OCF is 4.04. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 4.04, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 4.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tri County Financial Group's current EV-to-OCF is -114.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tri County Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Tri County Financial Group (TYFG) is currently considered Modestly Overvalued. The stock's GF Value™ is $54.98, compared to a current price of $69.80 — trading 27% above its estimated fair value. The current EV-to-OCF is -114.20. Tri County Financial Group's overall GF Score™ is 55/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Tri County Financial Group (TYFG), the current EV-to-OCF is -114.20 as of Aug. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Tri County Financial Group (TYFG) Overvalued in 2026?
Based on GuruFocus' analysis, Tri County Financial Group stock appears to be overvalued.
The current stock price of $69.80 is trading 27% above its estimated GF Value™ of $54.98.
GuruFocus considers Tri County Financial Group to be Modestly Overvalued.
Key valuation signals for TYFG:
EV-to-OCF: -114.20
GF Value™: $54.98 vs. price of $69.80 (27% above fair value)
No single metric tells the full story. See the TYFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Tri County Financial Group Inc is a United States-based bank holding company. Through its subsidiaries, it is engaged in providing comprehensive banking services and other financial products and services mainly in north central Illinois. The group caters to individuals as well as to small and medium-sized businesses, by offering demand, savings, and time deposits, and various types of loans such as industrial loans, real estate loans, one-to-four family residential mortgage loans, agricultural loans, etc. Additionally, it offers home, auto, motorcycle, farm, crop hail, multi-peril, health, and life insurance products. The group has two reportable segments: Commercial Banking, which generates the maximum revenue, and Mortgage Banking.
55GF Score
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EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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