TYFG (Tri County Financial Group) OCF Yield %: -1.07 (As of Jun. 25, 2026)


TYFG Tri County Financial Group Inc TYFG
60 GF Score
Price $63.23
GF Value $54.60
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Tri County Financial Group OCF Yield %?

Tri County Financial Group TYFG 60 OCF Yield % is -1.07 as of Jun. 25, 2026. GuruFocus rates TYFG with a GF Score™ of 60/100 and a GF Value™ of $54.60 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,501 Banks companies, Tri County Financial Group ranks worse than 76.62% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Tri County Financial Group's Trailing 12-Month Cash Flow from Operations is $-1.61 Mil, and Market Cap is $150.39 Mil. Therefore, Tri County Financial Group's OCF Yield % for today is -1.07%.

The historical rank and industry rank for Tri County Financial Group's OCF Yield % or its related term are showing as below:

TYFG' s OCF Yield % Range Over the Past 10 Years
Min: -4.63   Med: -4.04   Max: -1.07
Current: -1.07


During the past 10 years, the highest OCF Yield % of Tri County Financial Group was -1.07%. The lowest was -4.63%. And the median was -4.04%.

TYFG's OCF Yield % is ranked worse than
76.62% of 1501 companies
in the Banks industry
Industry Median: 9.25 vs TYFG: -1.07

Tri County Financial Group's OCF Margin % for the quarter that ended in Mar. 2026 was %.


Tri County Financial Group OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Tri County Financial Group OCF Yield % Related Terms


Tri County Financial Group OCF Yield % Historical Data

* Premium members only.

The historical data trend for Tri County Financial Group's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Tri County Financial Group OCF Yield % Chart

Tri County Financial Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 47.81 20.65 8.24 12.39 9.13

Tri County Financial Group Quarterly Data
Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Dec23 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -17.82 0.00 0.00 0.00 -5.21

TYFG vs INBC, PRMY, RMBI: OCF Yield % Comparison

For the Banks - Regional subindustry, Tri County Financial Group's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Tri County Financial Group OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Tri County Financial Group's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Tri County Financial Group's OCF Yield % falls into.


TYFG
60GF Score
Tri County Financial Group Inc TYFG
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Tri County Financial Group OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Tri County Financial Group's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=10.631 / 116.47
=9.13%

Tri County Financial Group's annualized OCF Yield % for the quarter that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=-1.611 * 4 / 123.7749
=-5.21%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of -1.07 mean?
Tri County Financial Group (TYFG) has a OCF Yield % of -1.07 as of Jun. 25, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Tri County Financial Group and its competitors. According to the industry distribution chart, Tri County Financial Group ranks #1150 out of 1501 companies in the Banks industry, placing it in the top 76.6%.
Is Tri County Financial Group's OCF Yield % too high?
Tri County Financial Group's current OCF Yield % is -1.07. Based on the distribution chart, Tri County Financial Group ranks #1150 out of 1501 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Tri County Financial Group has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Tri County Financial Group's OCF Yield % compare to INBC and PRMY?
According to the Banks industry distribution chart, Tri County Financial Group ranks #1150 out of 1501 companies for OCF Yield %. This places Tri County Financial Group in the lower half of its industry. The industry median OCF Yield % is 9.25. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.25, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Tri County Financial Group and its competitors. For the Banks industry, the median OCF Yield % is 9.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tri County Financial Group's current OCF Yield % is -1.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tri County Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Tri County Financial Group (TYFG) is currently considered Modestly Overvalued. The stock's GF Value™ is $54.60, compared to a current price of $63.23 — trading 15.8% above its estimated fair value. The current OCF Yield % is -1.07. Tri County Financial Group's overall GF Score™ is 60/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Tri County Financial Group (TYFG), the current OCF Yield % is -1.07 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tri County Financial Group (TYFG) Overvalued in 2026?

Based on GuruFocus' analysis, Tri County Financial Group stock appears to be overvalued. The current stock price of $63.23 is trading 15.8% above its estimated GF Value™ of $54.60. GuruFocus considers Tri County Financial Group to be Modestly Overvalued.

Key valuation signals for TYFG:

  • OCF Yield %: -1.07
  • GF Value™: $54.60 vs. price of $63.23 (15.8% above fair value)
  • GF Score™: 60/100 with 5 warning signs

No single metric tells the full story. See the TYFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Tri County Financial Group Business Description

Address 706 Washington Street, Mendota, IL, USA, 61342
Tri County Financial Group Inc is a United States-based bank holding company. Through its subsidiaries, it is engaged in providing comprehensive banking services and other financial products and services mainly in north central Illinois. The group caters to individuals as well as to small and medium-sized businesses, by offering demand, savings, and time deposits, and various types of loans such as industrial loans, real estate loans, one-to-four family residential mortgage loans, agricultural loans, etc. Additionally, it offers home, auto, motorcycle, farm, crop hail, multi-peril, health, and life insurance products. The group has two reportable segments: Commercial Banking, which generates the maximum revenue, and Mortgage Banking.
60GF Score

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OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$63.23
Price
$54.60
GF Value