UVE (Universal Insurance Holdings) Risk Assessment

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What is Universal Insurance Holdings Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of Universal Insurance Holdings is: Moderate Risk: Sensitive, better choose undervalued stock.

Competitive Comparison of Universal Insurance Holdings's Risk Assessment

For the Insurance - Property & Casualty subindustry, Universal Insurance Holdings's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Universal Insurance Holdings's Risk Assessment Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Universal Insurance Holdings's Risk Assessment distribution charts can be found below:

* The bar in red indicates where Universal Insurance Holdings's Risk Assessment falls into.

Universal Insurance Holdings (NYSE:UVE) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.

Universal Insurance Holdings Risk Assessment Related Terms

Thank you for viewing the detailed overview of Universal Insurance Holdings's Risk Assessment provided by GuruFocus.com. Please click on the following links to see related term pages.

Universal Insurance Holdings Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Insurance » Universal Insurance Holdings Inc (NYSE:UVE) » Definitions » Risk Assessment

Comparable Companies

Traded in Other Exchanges

5UI:Germany

Address

1110 West Commercial Boulevard, Fort Lauderdale, FL, USA, 33309

Website

https://www.universalinsuranceholdings.com

Universal Insurance Holdings Inc is a private personal residential homeowner insurance company. The company develops, markets, and underwrites insurance products for consumers predominantly in the personal residential homeowners' lines of business and performs substantially all other insurance-related services for its primary insurance entities, including risk management, claims management, and distribution. The company generates revenue from the collection of premiums. It operates within Florida and across the United States. The company's primary insurance subsidiaries, (UPCIC) and (APPCIC) provide insurance for personal residential: homeowners, renters/tenants, condo unit owners, and other related coverages.

Executives

Sean P Downes	director	2875 N.E. 191ST, SUITE 300, MIAMI FL 33180
Jon Springer	director, officer: President and CRO	UNIVERSAL INSURANCE HOLDINGS INC., 1110 WEST COMMERCIAL BOULEVARD, FORT LAUDERDALE FL 33309
Michael Pietrangelo	director	6410 POPLAR AVE, STE 190, MIMPHIS TN 38119
Stephen Donaghy	director, officer: CEO	UNIVERSAL INSURANCE HOLDINGS INC., 1110 WEST COMMERCIAL BOULEVARD, FORT LAUDERDALE FL 33309
Gary Lloyd Ropiecki	officer: Principal Accounting Officer	1110 W. COMMERCIAL BLVD., FORT LAUDERDALE FL 33309
Shannon A Brown	director	1001 TILLMAN STREET, MEMPHIS TN 38112
Mccahill Francis Xavier Iii	director	1314 SOUTH RAMONA AVENUE, INDIALANTIC FL 32903
Scott P. Callahan	director	1110 W. COMMERCIAL BLVD., SUITE 100, FORT LAUDERDALE FL 33309
Joel Wilentz	director	5811 SW 33RD TERR, FORT LAUDERDALE FL 33312
Ozzie A Schindler	director	1451 STILLWATER DRIVE, MIAMI BEACH FL 33141-1031
Richard D Peterson	director	1110 WEST COMMERCIAL BOULEVARD, FORT LAUDERDALE FL 33309
Marlene Gordon	director	C/O FRESH DEL MONTE PRODUCE INC.,, PO BOX 149222, CORAL GABLES FL 33134
Frank Wilcox	officer: CFO, Principal Acct. Officer	1110 W. COMMERCIAL BLVD., SUITE 100, FORT LAUDERDALE FL 33309
Kimberly D Campos	director, officer: CIO & CAO	1110 WEST COMMERCIAL BOULEVARD, SUITE 100, FORT LAUDERDALE FL 33309
Ralph J. Palmieri	director	1110 WEST COMMERCIAL BOULEVARD, FORT LAUDERDALE FL 33309