UVE (Universal Insurance Holdings) Cyclically Adjusted Revenue per Share: $43.29 (As of Jun. 2026)

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UVE Universal Insurance Holdings Inc UVE
64 GF Score
Price $43.43
GF Value $37.59
Valuation Modestly Overvalued
! 8 Warning Signs
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What is Universal Insurance Holdings Cyclically Adjusted Revenue per Share?

Universal Insurance Holdings UVE +0.14% 64 Cyclically Adjusted Revenue per Share is $43.29 as of Jun. 2026. GuruFocus rates UVE with a GF Score™ of 64/100 and a GF Value™ of $37.59 (Modestly Overvalued). The stock has 8 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

Universal Insurance Holdings's adjusted revenue per share for the three months ended in Jun. 2026 was $14.703. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is $43.29 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Universal Insurance Holdings's average Cyclically Adjusted Revenue Growth Rate was 11.70% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 14.80% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was 17.60% per year. During the past 10 years, the average Cyclically Adjusted Revenue Growth Rate was 19.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of Universal Insurance Holdings was 52.20% per year. The lowest was 14.80% per year. And the median was 21.80% per year.

As of today (2026-08-29), Universal Insurance Holdings's current stock price is $43.43. Universal Insurance Holdings's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was $43.29. Universal Insurance Holdings's Cyclically Adjusted PS Ratio of today is 1.00.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Universal Insurance Holdings was 4.11. The lowest was 0.33. And the median was 0.83.


Universal Insurance Holdings  (NYSE:UVE) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Universal Insurance Holdings's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=43.43/43.29
=1.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Universal Insurance Holdings was 4.11. The lowest was 0.33. And the median was 0.83.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


Universal Insurance Holdings Cyclically Adjusted Revenue per Share Related Terms


Universal Insurance Holdings Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for Universal Insurance Holdings's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Universal Insurance Holdings Cyclically Adjusted Revenue per Share Chart

Universal Insurance Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 22.22 26.80 31.29 36.06 40.51

Universal Insurance Holdings Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 38.75 39.82 40.51 42.00 43.29

UVE vs ASIC, HGTY, TRUP: Cyclically Adjusted Revenue per Share Comparison

For the Insurance - Property & Casualty subindustry, Universal Insurance Holdings's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Universal Insurance Holdings Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Universal Insurance Holdings's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Universal Insurance Holdings's Cyclically Adjusted PS Ratio falls into.


UVE
64GF Score
Universal Insurance Holdings Inc UVE
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Universal Insurance Holdings Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Universal Insurance Holdings's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=14.703/333.9520*333.9520
=14.703

Current CPI (Jun. 2026) = 333.9520.

Universal Insurance Holdings Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 4.827 241.428 6.677
201612 4.986 241.432 6.897
201703 4.833 243.801 6.620
201706 5.158 244.955 7.032
201709 5.342 246.819 7.228
201712 5.673 246.524 7.685
201803 5.370 249.554 7.186
201806 5.895 251.989 7.812
201809 5.739 252.439 7.592
201812 6.030 251.233 8.015
201903 6.720 254.202 8.828
201906 6.753 256.143 8.804
201909 6.768 256.759 8.803
201912 7.203 256.974 9.361
202003 7.188 258.115 9.300
202006 7.855 257.797 10.175
202009 9.844 260.280 12.630
202012 8.731 260.474 11.194
202103 8.401 264.877 10.592
202106 8.917 271.696 10.960
202109 9.167 274.310 11.160
202112 9.344 278.802 11.192
202203 9.206 287.504 10.693
202206 9.455 296.311 10.656
202209 10.221 296.808 11.500
202212 10.856 296.797 12.215
202303 10.335 301.836 11.435
202306 11.076 305.109 12.123
202309 12.157 307.789 13.190
202312 12.747 306.746 13.878
202403 12.514 312.332 13.380
202406 12.973 314.175 13.790
202409 13.668 315.301 14.477
202412 13.203 315.605 13.971
202503 13.721 319.799 14.328
202506 13.764 322.561 14.250
202509 13.919 324.800 14.311
202512 14.011 324.054 14.439
202603 13.651 330.213 13.806
202606 14.703 333.952 14.703

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of $43.29 mean?
Universal Insurance Holdings (UVE) has a Cyclically Adjusted Revenue per Share of $43.29 as of Jun. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Universal Insurance Holdings and its competitors.
Is Universal Insurance Holdings' Cyclically Adjusted Revenue per Share too high?
Universal Insurance Holdings' current Cyclically Adjusted Revenue per Share is $43.29. Overall, Universal Insurance Holdings has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Universal Insurance Holdings' Cyclically Adjusted Revenue per Share compare to ASIC and HGTY?
Universal Insurance Holdings' Cyclically Adjusted Revenue per Share of $43.29 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for an Insurance company?
A good Cyclically Adjusted Revenue per Share depends on the Insurance industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Universal Insurance Holdings and its competitors. Universal Insurance Holdings's current Cyclically Adjusted Revenue per Share is $43.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Universal Insurance Holdings stock overvalued right now?
Based on GuruFocus' analysis, Universal Insurance Holdings (UVE) is currently considered Modestly Overvalued. The stock's GF Value™ is $37.59, compared to a current price of $43.43 — trading 15.5% above its estimated fair value. The current Cyclically Adjusted Revenue per Share is $43.29. Universal Insurance Holdings' overall GF Score™ is 64/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For Universal Insurance Holdings (UVE), the current Cyclically Adjusted Revenue per Share is $43.29 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Universal Insurance Holdings (UVE) Overvalued in 2026?

Based on GuruFocus' analysis, Universal Insurance Holdings stock appears to be overvalued. The current stock price of $43.43 is trading 15.5% above its estimated GF Value™ of $37.59. GuruFocus considers Universal Insurance Holdings to be Modestly Overvalued.

Key valuation signals for UVE:

  • Cyclically Adjusted Revenue per Share: $43.29
  • GF Value™: $37.59 vs. price of $43.43 (15.5% above fair value)
  • GF Score™: 64/100 with 8 warning signs

No single metric tells the full story. See the UVE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Universal Insurance Holdings Business Description

Other Exchanges 5UI:Germany
Address 1110 W. Commercial Boulevard, Fort Lauderdale, FL, USA, 33309
Universal Insurance Holdings Inc is an insurance holding company. Through its subsidiaries, the company mainly offers property and casualty insurance and value-added insurance services. It develops, markets, and underwrites insurance products for consumers predominantly in the personal residential homeowners lines of business and performs all other insurance-related services for its primary insurance entities, including risk management, claims management, and distribution. The group offers the following types of personal residential insurance: homeowners, renters/tenants, condo unit owners, and dwelling/fire, through an independent agent network and online distribution channels across multiple states in the United States of America.
64GF Score

Get the complete analysis for UVE

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$43.43
Price
$37.59
GF Value