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UVE (Universal Insurance Holdings) Shiller PE Ratio : 10.69 (As of Apr. 26, 2025)


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What is Universal Insurance Holdings Shiller PE Ratio?

As of today (2025-04-26), Universal Insurance Holdings's current share price is $23.63. Universal Insurance Holdings's E10 for the quarter that ended in Dec. 2024 was $2.21. Universal Insurance Holdings's Shiller PE Ratio for today is 10.69.

The historical rank and industry rank for Universal Insurance Holdings's Shiller PE Ratio or its related term are showing as below:

UVE' s Shiller PE Ratio Range Over the Past 10 Years
Min: 4.14   Med: 9.98   Max: 30.02
Current: 10.68

During the past years, Universal Insurance Holdings's highest Shiller PE Ratio was 30.02. The lowest was 4.14. And the median was 9.98.

UVE's Shiller PE Ratio is ranked better than
73.74% of 358 companies
in the Insurance industry
Industry Median: 14.195 vs UVE: 10.68

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Universal Insurance Holdings's adjusted earnings per share data for the three months ended in Dec. 2024 was $0.210. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $2.21 for the trailing ten years ended in Dec. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


Universal Insurance Holdings Shiller PE Ratio Historical Data

The historical data trend for Universal Insurance Holdings's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Universal Insurance Holdings Shiller PE Ratio Chart

Universal Insurance Holdings Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.51 7.85 4.96 7.18 9.52

Universal Insurance Holdings Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.18 8.72 7.82 9.76 9.52

Competitive Comparison of Universal Insurance Holdings's Shiller PE Ratio

For the Insurance - Property & Casualty subindustry, Universal Insurance Holdings's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Universal Insurance Holdings's Shiller PE Ratio Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Universal Insurance Holdings's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Universal Insurance Holdings's Shiller PE Ratio falls into.


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Universal Insurance Holdings Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Universal Insurance Holdings's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=23.63/2.21
=10.69

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Universal Insurance Holdings's E10 for the quarter that ended in Dec. 2024 is calculated as:

For example, Universal Insurance Holdings's adjusted earnings per share data for the three months ended in Dec. 2024 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Dec. 2024 (Change)*Current CPI (Dec. 2024)
=0.21/133.1571*133.1571
=0.210

Current CPI (Dec. 2024) = 133.1571.

Universal Insurance Holdings Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201503 0.620 99.621 0.829
201506 0.690 100.684 0.913
201509 0.840 100.392 1.114
201512 0.820 99.792 1.094
201603 0.710 100.470 0.941
201606 0.940 101.688 1.231
201609 0.750 101.861 0.980
201612 0.380 101.863 0.497
201703 0.860 102.862 1.113
201706 0.820 103.349 1.057
201709 0.280 104.136 0.358
201712 1.030 104.011 1.319
201803 1.120 105.290 1.416
201806 1.290 106.317 1.616
201809 1.040 106.507 1.300
201812 -0.190 105.998 -0.239
201903 1.140 107.251 1.415
201906 1.080 108.070 1.331
201909 0.590 108.329 0.725
201912 -1.550 108.420 -1.904
202003 0.610 108.902 0.746
202006 0.620 108.767 0.759
202009 -0.100 109.815 -0.121
202012 -0.570 109.897 -0.691
202103 0.840 111.754 1.001
202106 0.700 114.631 0.813
202109 0.640 115.734 0.736
202112 -1.540 117.630 -1.743
202203 0.560 121.301 0.615
202206 0.240 125.017 0.256
202209 -2.360 125.227 -2.509
202212 0.820 125.222 0.872
202303 0.790 127.348 0.826
202306 0.930 128.729 0.962
202309 -0.200 129.860 -0.205
202312 0.680 129.419 0.700
202403 1.140 131.776 1.152
202406 1.210 132.554 1.216
202409 -0.570 133.029 -0.571
202412 0.210 133.157 0.210

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Universal Insurance Holdings  (NYSE:UVE) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Universal Insurance Holdings Shiller PE Ratio Related Terms

Thank you for viewing the detailed overview of Universal Insurance Holdings's Shiller PE Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Universal Insurance Holdings Business Description

Traded in Other Exchanges
Address
1110 West Commercial Boulevard, Fort Lauderdale, FL, USA, 33309
Universal Insurance Holdings Inc is a private personal residential homeowner insurance company. The company develops, markets, and underwrites insurance products for consumers predominantly in the personal residential homeowners' lines of business and performs substantially all other insurance-related services for its primary insurance entities, including risk management, claims management, and distribution. The company generates revenue from the collection of premiums, earned net interest and dividend income from the investment portfolio, the collection of reinsurance recoverable and financing fees. The company's primary insurance subsidiaries, (UPCIC) and (APPCIC) provide insurance for personal residential: homeowners, renters/tenants, condo unit owners, and other related coverages.
Executives
Sean P Downes director 2875 N.E. 191ST, SUITE 300, MIAMI FL 33180
Jon Springer director, officer: President and CRO UNIVERSAL INSURANCE HOLDINGS INC., 1110 WEST COMMERCIAL BOULEVARD, FORT LAUDERDALE FL 33309
Michael Pietrangelo director 6410 POPLAR AVE, STE 190, MIMPHIS TN 38119
Stephen Donaghy director, officer: CEO UNIVERSAL INSURANCE HOLDINGS INC., 1110 WEST COMMERCIAL BOULEVARD, FORT LAUDERDALE FL 33309
Gary Lloyd Ropiecki officer: Principal Accounting Officer 1110 W. COMMERCIAL BLVD., FORT LAUDERDALE FL 33309
Shannon A Brown director 1001 TILLMAN STREET, MEMPHIS TN 38112
Mccahill Francis Xavier Iii director 1314 SOUTH RAMONA AVENUE, INDIALANTIC FL 32903
Scott P. Callahan director 1110 W. COMMERCIAL BLVD., SUITE 100, FORT LAUDERDALE FL 33309
Joel Wilentz director 5811 SW 33RD TERR, FORT LAUDERDALE FL 33312
Ozzie A Schindler director 1451 STILLWATER DRIVE, MIAMI BEACH FL 33141-1031
Richard D Peterson director 1110 WEST COMMERCIAL BOULEVARD, FORT LAUDERDALE FL 33309
Marlene Gordon director C/O FRESH DEL MONTE PRODUCE INC.,, PO BOX 149222, CORAL GABLES FL 33134
Frank Wilcox officer: CFO, Principal Acct. Officer 1110 W. COMMERCIAL BLVD., SUITE 100, FORT LAUDERDALE FL 33309
Kimberly D Campos director, officer: CIO & CAO 1110 WEST COMMERCIAL BOULEVARD, SUITE 100, FORT LAUDERDALE FL 33309
Ralph J. Palmieri director 1110 WEST COMMERCIAL BOULEVARD, FORT LAUDERDALE FL 33309