Home Bancorp (Home Bancorp) Risk Assessment

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What is Home Bancorp Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of Home Bancorp is: Moderate Risk: Sensitive, better choose undervalued stock.

Competitive Comparison of Home Bancorp's Risk Assessment

For the Banks - Regional subindustry, Home Bancorp's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Home Bancorp's Risk Assessment Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Home Bancorp's Risk Assessment distribution charts can be found below:

* The bar in red indicates where Home Bancorp's Risk Assessment falls into.

Home Bancorp (NAS:HBCP) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.

Home Bancorp Risk Assessment Related Terms

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Home Bancorp (Home Bancorp) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Home Bancorp Inc (NAS:HBCP) » Definitions » Risk Assessment

Comparable Companies

Traded in Other Exchanges

N/A

Address

503 Kaliste Saloom Road, Lafayette, LA, USA, 70508

Website

https://www.home24bank.com

Home Bancorp Inc is engaged in attracting deposits from the public and using those funds to invest in loans and securities. The principal sources of funds are customer deposits, repayments of loans, repayments of investments and funds borrowed from outside sources such as the Federal Home Loan Bank of Dallas. These funds are primarily used for the origination of loans, including one-to-four-family first mortgage loans, home equity loans, and lines, commercial real estate loans, construction and land loans, multi-family residential loans, commercial and industrial loans, and consumer loans. Its primary expenses are interest expense on deposits and borrowings and general operating expenses.

Executives

David T. Kirkley	officer: EVP & Chief Financial Officer	503 KALISTE SALOOM ROAD, LAFAYETTE LA 70508
Chris P Rader	director	503 KALISTE SALOOM ROAD, LAFAYETTE LA 70508
Donald W Washington	director	503 KALISTE SALOOM ROAD, LAFAYETTE LA 70508
John Scott Ballard	director	503 KALISTE SALOOM ROAD, LAFAYETTE LA 70508
Daniel G Guidry	director	HOME BANCORP, INC., 503 KALISTE SALOOM ROAD, LAFAYETTE LA 70508
Ann Forte Trappey	director	503 KALISTE SALOOM ROAD, LAFAYETTE LA 70508
Michael P. Maraist	director	HOME BANCORP, INC., 503 KALISTE SALOOM ROAD, LAFAYETTE LA 70598
Jason Freyou	officer: EVP/Chief Operations Officer	503 KALISTE SALOOM ROAD, LAFAYETTE LA 70508
Joseph B Zanco	officer: Executive Vice President & CFO	200 WEST CONGRESS STREET, LAFAYETTE LA 70501
John W. Bordelon	director, officer: President and CEO	HOME BANCORP, INC., 503 KALISTE SALOOM ROAD, LAFAYETTE LA 70508
Darren E. Guidry	officer: Executive Vice President	HOME BANCORP, INC., 503 KALISTE SALOOM ROAD, LAFAYETTE LA 70508
Blanchet Paul J. Iii	director	HOME BANCORP, INC., 503 KALISTE SALOOM ROAD, LAFAYETTE LA 70508
Kathy J Bobbs	director	503 KALISTE SALOOM ROAD, LAFAYETTE LA 70508
Mark M Cole	director	HOME BANCORP, INC., 503 KALISTE SALOOM ROAD, LAFAYETTE LA 70508
Marc W Judice	director	HOME BANCORP INC, 503 KALISTE SALOOM ROAD, LAFAYETTE LA 70598