HBCP (Home Bancorp) Dividend Payout Ratio: 0.21 (As of Mar. 2026) — Near Median

What is Home Bancorp Dividend Payout Ratio?

Home Bancorp HBCP +2.53% 68 Dividend Payout Ratio is 0.21 as of Mar. 2026, which is 5% above its 10-year median of 0.20. GuruFocus rates HBCP with a GF Score™ of 68/100 and a GF Value™ of $52.62 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,172 Banks companies, Home Bancorp ranks better than 78.58% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Home Bancorp's Dividend Payout Ratio for the months ended in Mar. 2026 was 0.21.

The historical rank and industry rank for Home Bancorp's Dividend Payout Ratio or its related term are showing as below:

HBCP' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.16 Med: 0.2 Max: 0.31
Current: 0.2

During the past 13 years, the highest Dividend Payout Ratio of Home Bancorp was 0.31. The lowest was 0.16. And the median was 0.20.

HBCP's Dividend Payout Ratio is ranked better than
78.58% of 1172 companies
in the Banks industry
Industry Median: 0.32 vs HBCP: 0.20

As of today (2026-06-28), the Dividend Yield % of Home Bancorp is 1.76%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Home Bancorp was 4.15%. The lowest was 0.94%. And the median was 2.16%.

Home Bancorp's Dividends per Share for the months ended in Mar. 2026 was $0.31.

During the past 12 months, Home Bancorp's average Dividends Per Share Growth Rate was 14.60% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 7.00% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 4.90% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 12.20% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Home Bancorp was 98.80% per year. The lowest was 3.50% per year. And the median was 8.60% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Home Bancorp (NAS:HBCP) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Home Bancorp Dividend Payout Ratio Related Terms

Home Bancorp Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Home Bancorp's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Home Bancorp Dividend Payout Ratio Chart

Home Bancorp Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

Dividend Payout Ratio

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0.16

0.22

0.20

0.22

0.19

Home Bancorp Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
Dividend Payout Ratio	Get a 7-Day Free Trial															0.20	0.19	0.18	0.21	0.21

HBCP vs BSRR, KRNY, CBNK: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, Home Bancorp's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Home Bancorp Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Home Bancorp's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Home Bancorp's Dividend Payout Ratio falls into.

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68GF Score

Home Bancorp Inc HBCP

Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.

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Home Bancorp Dividend Payout Ratio Calculation

Home Bancorp's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio	=	Dividends per Share (A: Dec. 2025 )	/	EPS without NRI (A: Dec. 2025 )
	=	1.14	/	5.87
	=	0.19

Home Bancorp's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio	=	Dividends per Share (Q: Mar. 2026 )	/	EPS without NRI (Q: Mar. 2026 )
	=	0.31	/	1.45
	=	0.21

Frequently Asked Questions Learn more about Dividend Payout Ratio →

What does a Dividend Payout Ratio of 0.21 mean?

Home Bancorp (HBCP) has a Dividend Payout Ratio of 0.21 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Home Bancorp and its competitors. This is near median its historical median of 0.20. Over the past decade, Home Bancorp's Dividend Payout Ratio has ranged from 0.16 to 0.31. According to the industry distribution chart, Home Bancorp ranks #251 out of 1172 companies in the Banks industry, placing it in the top 21.4%.

Is Home Bancorp's Dividend Payout Ratio too high?

Home Bancorp's current Dividend Payout Ratio of 0.21 is near median its 10-year median of 0.20. Over the past 10 years, this metric has ranged from a low of 0.16 to a high of 0.31. The Banks industry median Dividend Payout Ratio is 0.32. Home Bancorp's value of 0.21 is 34.4% below this industry median. Based on the distribution chart, Home Bancorp ranks #251 out of 1172 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Home Bancorp has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Home Bancorp's Dividend Payout Ratio compare to BSRR and KRNY?

According to the Banks industry distribution chart, Home Bancorp ranks #251 out of 1172 companies for Dividend Payout Ratio. This places Home Bancorp in the top 21% of its industry — outperforming the majority of peers. The industry median Dividend Payout Ratio is 0.32. Home Bancorp's value of 0.21 is 34.4% below this benchmark. Historically, Home Bancorp's own Dividend Payout Ratio has ranged from 0.16 to 0.31 over the past decade. While the company's 10-year median is 0.20 vs. the industry median of 0.32, Home Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Dividend Payout Ratio for a Banks company?

The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,172 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Home Bancorp's current Dividend Payout Ratio of 0.21 is 34.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Dividend Payout Ratio mean?

A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Home Bancorp and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Home Bancorp's current Dividend Payout Ratio is 0.21, which is near median its own 10-year median of 0.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Home Bancorp stock overvalued right now?

Based on GuruFocus' analysis, Home Bancorp (HBCP) is currently considered Significantly Overvalued. The stock's GF Value™ is $52.62, compared to a current price of $69.40 — trading 31.9% above its estimated fair value. The current Dividend Payout Ratio is 0.21, which is near median its 10-year median of 0.20 and 34.4% below the Banks industry median of 0.32. Home Bancorp's overall GF Score™ is 68/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Dividend Payout Ratio calculated?

Dividend Payout Ratio is calculated from a company's financial statements. For Home Bancorp (HBCP), the current Dividend Payout Ratio is 0.21 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Home Bancorp (HBCP) Overvalued in 2026?

Based on GuruFocus' analysis, Home Bancorp stock appears to be overvalued. The current stock price of $69.40 is trading 31.9% above its estimated GF Value™ of $52.62. GuruFocus considers Home Bancorp to be Significantly Overvalued.

Key valuation signals for HBCP:

Dividend Payout Ratio: 0.21 (near median its 10-year median of 0.20)
GF Value™: $52.62 vs. price of $69.40 (31.9% above fair value)
GF Score™: 68/100 with 7 warning signs
Industry Position: 34.4% below the Banks median (#251 of 1172)

No single metric tells the full story. See the HBCP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Home Bancorp Business Description

Industry Financial Services Banks

Comparable Companies BSRR KRNY CBNK DBIN BWB FBIZ WCCB FFMR COFS CIVB SHSE:600036 SGX:D05 MIL:UCG NSE:HDFCBANK XPAR:BNP MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK XMAD:CABK

Address 503 Kaliste Saloom Road, Lafayette, LA, USA, 70508

Website https://www.home24bank.com

Home Bancorp Inc is engaged in attracting deposits from the public and using those funds to invest in loans and securities.It is holding company for Home Bank, N.A. The principal sources of funds are customer deposits, repayments of loans, repayments of investments, and funds borrowed from outside sources such as the Federal Home Loan Bank of Dallas. These funds are used for the origination of loans, including one-to-four-family first mortgage loans, home equity loans, and lines, commercial real estate loans, construction and land loans, multi-family residential loans, commercial and industrial loans, and consumer loans.

68GF Score

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Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$69.40

Price

$52.62

GF Value

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