HBCP (Home Bancorp) Cyclically Adjusted PS Ratio: (As of Aug. 04, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

HBCP Home Bancorp Inc HBCP
68 GF Score
Price $72.62
GF Value $52.72
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Home Bancorp Cyclically Adjusted PS Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Home Bancorp  (NAS:HBCP) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Home Bancorp Cyclically Adjusted PS Ratio Related Terms


Home Bancorp Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Home Bancorp's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Home Bancorp Cyclically Adjusted PS Ratio Chart

Home Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.67 3.13 3.00 3.09 3.61

Home Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.31 3.41 3.61 3.68 0.00

HBCP vs BSRR, FBIZ, GCBC: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, Home Bancorp's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Home Bancorp Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Home Bancorp's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Home Bancorp's Cyclically Adjusted PS Ratio falls into.


HBCP
68GF Score
Home Bancorp Inc HBCP
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Home Bancorp Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Home Bancorp's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Home Bancorp's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=5.058/333.9520*333.9520
=5.058

Current CPI (Jun. 2026) = 333.9520.

Home Bancorp Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 2.534 241.428 3.505
201612 2.545 241.432 3.520
201703 2.608 243.801 3.572
201706 2.497 244.955 3.404
201709 2.506 246.819 3.391
201712 2.897 246.524 3.924
201803 2.804 249.554 3.752
201806 2.869 251.989 3.802
201809 2.881 252.439 3.811
201812 2.787 251.233 3.705
201903 2.689 254.202 3.533
201906 2.699 256.143 3.519
201909 2.846 256.759 3.702
201912 2.746 256.974 3.569
202003 2.765 258.115 3.577
202006 2.923 257.797 3.786
202009 3.129 260.280 4.015
202012 3.437 260.474 4.407
202103 3.440 264.877 4.337
202106 3.224 271.696 3.963
202109 3.868 274.310 4.709
202112 3.383 278.802 4.052
202203 3.252 287.504 3.777
202206 4.022 296.311 4.533
202209 4.356 296.808 4.901
202212 4.511 296.797 5.076
202303 4.290 301.836 4.746
202306 4.178 305.109 4.573
202309 4.218 307.789 4.577
202312 4.091 306.746 4.454
202403 4.037 312.332 4.316
202406 4.134 314.175 4.394
202409 4.277 315.301 4.530
202412 4.404 315.605 4.660
202503 4.455 319.799 4.652
202506 4.764 322.561 4.932
202509 4.862 324.800 4.999
202512 4.881 324.054 5.030
202603 4.883 330.213 4.938
202606 5.058 333.952 5.058

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Home Bancorp (HBCP) Overvalued in 2026?

Based on GuruFocus' analysis, Home Bancorp stock appears to be overvalued. The current stock price of $72.62 is trading 37.7% above its estimated GF Value™ of $52.72. GuruFocus considers Home Bancorp to be Significantly Overvalued.

Key valuation signals for HBCP:

  • Cyclically Adjusted PS Ratio:
  • GF Value™: $52.72 vs. price of $72.62 (37.7% above fair value)
  • GF Score™: 68/100 with 7 warning signs

No single metric tells the full story. See the HBCP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Home Bancorp Business Description

Address 503 Kaliste Saloom Road, Lafayette, LA, USA, 70508
Home Bancorp Inc is engaged in attracting deposits from the public and using those funds to invest in loans and securities.It is holding company for Home Bank, N.A. The principal sources of funds are customer deposits, repayments of loans, repayments of investments, and funds borrowed from outside sources such as the Federal Home Loan Bank of Dallas. These funds are used for the origination of loans, including one-to-four-family first mortgage loans, home equity loans, and lines, commercial real estate loans, construction and land loans, multi-family residential loans, commercial and industrial loans, and consumer loans.
68GF Score

Get the complete analysis for HBCP

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$72.62
Price
$52.72
GF Value