HBCP (Home Bancorp) Long-Term Debt: $54.7 Mil (As of Mar. 2026)


HBCP Home Bancorp Inc HBCP
68 GF Score
Price $67.07
GF Value $52.69
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Home Bancorp Long-Term Debt?

Home Bancorp HBCP -2.13% 68 Long-Term Debt is $54.7 Mil as of Mar. 2026. GuruFocus rates HBCP with a GF Score™ of 68/100 and a GF Value™ of $52.69 (Modestly Overvalued). The stock has 7 warning signs investors should review.

Home Bancorp's Long-Term Debt for the quarter that ended in Mar. 2026 was $54.7 Mil.

Home Bancorp's quarterly Long-Term Debt declined from Sep. 2025 ($63.2 Mil) to Dec. 2025 ($57.7 Mil) and declined from Dec. 2025 ($57.7 Mil) to Mar. 2026 ($54.7 Mil).

Home Bancorp's annual Long-Term Debt declined from Dec. 2023 ($102.5 Mil) to Dec. 2024 ($98.3 Mil) and declined from Dec. 2024 ($98.3 Mil) to Dec. 2025 ($57.7 Mil).

Home Bancorp  (NAS:HBCP) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Home Bancorp Long-Term Debt Related Terms

Home Bancorp Long-Term Debt Historical Data

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The historical data trend for Home Bancorp's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Home Bancorp Long-Term Debt Chart

Home Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 31.59 80.77 102.49 98.32 57.70

Home Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 73.31 73.30 63.22 57.70 54.73
HBCP
68GF Score
Home Bancorp Inc HBCP
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of $54.7 Mil mean?
Home Bancorp (HBCP) has a Long-Term Debt of $54.7 Mil as of Mar. 2026.
Is Home Bancorp's Long-Term Debt too high?
Home Bancorp's current Long-Term Debt is $54.7 Mil. Overall, Home Bancorp has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Home Bancorp's Long-Term Debt compare to BSRR and GCBC?
Home Bancorp's Long-Term Debt of $54.7 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Banks company?
A good Long-Term Debt depends on the Banks industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Home Bancorp's current Long-Term Debt is $54.7 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Home Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Home Bancorp (HBCP) is currently considered Modestly Overvalued. The stock's GF Value™ is $52.69, compared to a current price of $67.07 — trading 27.3% above its estimated fair value. The current Long-Term Debt is $54.7 Mil. Home Bancorp's overall GF Score™ is 68/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Home Bancorp (HBCP), the current Long-Term Debt is $54.7 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Home Bancorp (HBCP) Overvalued in 2026?

Based on GuruFocus' analysis, Home Bancorp stock appears to be overvalued. The current stock price of $67.07 is trading 27.3% above its estimated GF Value™ of $52.69. GuruFocus considers Home Bancorp to be Modestly Overvalued.

Key valuation signals for HBCP:

  • Long-Term Debt: $54.7 Mil
  • GF Value™: $52.69 vs. price of $67.07 (27.3% above fair value)
  • GF Score™: 68/100 with 7 warning signs

No single metric tells the full story. See the HBCP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Home Bancorp Business Description

Address 503 Kaliste Saloom Road, Lafayette, LA, USA, 70508
Home Bancorp Inc is engaged in attracting deposits from the public and using those funds to invest in loans and securities.It is holding company for Home Bank, N.A. The principal sources of funds are customer deposits, repayments of loans, repayments of investments, and funds borrowed from outside sources such as the Federal Home Loan Bank of Dallas. These funds are used for the origination of loans, including one-to-four-family first mortgage loans, home equity loans, and lines, commercial real estate loans, construction and land loans, multi-family residential loans, commercial and industrial loans, and consumer loans.
68GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$67.07
Price
$52.69
GF Value