TSBK (Timberland Bancorp) ROC (Joel Greenblatt) %: % (As of Mar. 2026)


TSBK Timberland Bancorp Inc TSBK
69 GF Score
Price $43.25
GF Value $35.51
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Timberland Bancorp ROC (Joel Greenblatt) %?

Timberland Bancorp TSBK +0.38% 69 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates TSBK with a GF Score™ of 69/100 and a GF Value™ of $35.51 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 46 Banks companies, Timberland Bancorp ranks worse than 2173910.87% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

TSBK
69GF Score
Timberland Bancorp Inc TSBK
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Timberland Bancorp (TSBK) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Timberland Bancorp and its competitors. According to the industry distribution chart, Timberland Bancorp ranks #999999 out of 46 companies in the Banks industry.
Is Timberland Bancorp's ROC (Joel Greenblatt) % too high?
Timberland Bancorp's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Timberland Bancorp ranks #999999 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Timberland Bancorp has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Timberland Bancorp's ROC (Joel Greenblatt) % compare to NWFL and CZFS?
According to the Banks industry distribution chart, Timberland Bancorp ranks #999999 out of 46 companies for ROC (Joel Greenblatt) %. This places Timberland Bancorp in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 63.63. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 63.63, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Timberland Bancorp and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 63.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Timberland Bancorp's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Timberland Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Timberland Bancorp (TSBK) is currently considered Modestly Overvalued. The stock's GF Value™ is $35.51, compared to a current price of $43.25 — trading 21.8% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. Timberland Bancorp's overall GF Score™ is 69/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Timberland Bancorp (TSBK), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Timberland Bancorp (TSBK) Overvalued in 2026?

Based on GuruFocus' analysis, Timberland Bancorp stock appears to be overvalued. The current stock price of $43.25 is trading 21.8% above its estimated GF Value™ of $35.51. GuruFocus considers Timberland Bancorp to be Modestly Overvalued.

Key valuation signals for TSBK:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: $35.51 vs. price of $43.25 (21.8% above fair value)
  • GF Score™: 69/100 with 7 warning signs

No single metric tells the full story. See the TSBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Timberland Bancorp Business Description

Address 624 Simpson Avenue, Hoquiam, WA, USA, 98550
Timberland Bancorp Inc is a bank holding company for Timberland Bank. The bank offers banking services including personal checking and savings accounts, debit cards, health savings accounts, online and mobile banking, online bill pay, 24-hour phone banking, and Zelle. Business services include business checking accounts, online banking, remote deposit, ACH transactions, Autobooks, and insured cash sweep services. The bank also provides lending services such as personal credit cards, home loans, home equity borrowing, construction loans, and SBA loans. In addition, it offers loans to real estate, including residential and commercial real estate, multi-family construction loans, one- to four-family residential loans, multi-family loans, commercial real estate loans, and land loans.
69GF Score

Get the complete analysis for TSBK

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$43.25
Price
$35.51
GF Value