TSBK (Timberland Bancorp) Tariff Resilience Score: 8/10 (As of Jul. 02, 2026)


TSBK Timberland Bancorp Inc TSBK
68 GF Score
Price $45.00
GF Value $35.46
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Timberland Bancorp Tariff Resilience Score?

Timberland Bancorp TSBK -0.79% 68 Tariff Resilience Score is 8 as of Jul. 02, 2026. GuruFocus rates TSBK with a GF Score™ of 68/100 and a GF Value™ of $35.46 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,608 Banks companies, Timberland Bancorp ranks better than 78.73% on this metric.

Timberland Bancorp has the Tariff Resilience Score of 8, which implies that the company might have Highly Resilient.

Timberland Bancorp has As a regional bank, Timberland Bancorp is largely insulated from direct tariff impacts. Its operations are domestically focused, with minimal exposure to international trade, providing high resilience to tariff changes.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Timberland Bancorp might have Highly Resilient.

Timberland Bancorp  (NAS:TSBK) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Timberland Bancorp Tariff Resilience Score Related Terms

TSBK vs NWFL, CZFS, BCML: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, Timberland Bancorp's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Timberland Bancorp Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, Timberland Bancorp's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Timberland Bancorp's Tariff Resilience Score falls into.


TSBK
68GF Score
Timberland Bancorp Inc TSBK
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 8 mean?
Timberland Bancorp (TSBK) has a Tariff Resilience Score of 8 as of Jul. 02, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Timberland Bancorp ranks #342 out of 1608 companies in the Banks industry, placing it in the top 21.3%.
Is Timberland Bancorp's Tariff Resilience Score too high?
Timberland Bancorp's current Tariff Resilience Score is 8. Based on the distribution chart, Timberland Bancorp ranks #342 out of 1608 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Timberland Bancorp has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Timberland Bancorp's Tariff Resilience Score compare to NWFL and CZFS?
According to the Banks industry distribution chart, Timberland Bancorp ranks #342 out of 1608 companies for Tariff Resilience Score. This places Timberland Bancorp in the top 21% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Timberland Bancorp's current Tariff Resilience Score is 8. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Timberland Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Timberland Bancorp (TSBK) is currently considered Modestly Overvalued. The stock's GF Value™ is $35.46, compared to a current price of $45.00 — trading 26.9% above its estimated fair value. The current Tariff Resilience Score is 8. Timberland Bancorp's overall GF Score™ is 68/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Timberland Bancorp (TSBK), the current Tariff Resilience Score is 8 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Timberland Bancorp (TSBK) Overvalued in 2026?

Based on GuruFocus' analysis, Timberland Bancorp stock appears to be overvalued. The current stock price of $45.00 is trading 26.9% above its estimated GF Value™ of $35.46. GuruFocus considers Timberland Bancorp to be Modestly Overvalued.

Key valuation signals for TSBK:

  • Tariff Resilience Score: 8
  • GF Value™: $35.46 vs. price of $45.00 (26.9% above fair value)
  • GF Score™: 68/100 with 7 warning signs

No single metric tells the full story. See the TSBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Timberland Bancorp Business Description

Address 624 Simpson Avenue, Hoquiam, WA, USA, 98550
Timberland Bancorp Inc is a bank holding company for Timberland Bank. The bank offers banking services including personal checking and savings accounts, debit cards, health savings accounts, online and mobile banking, online bill pay, 24-hour phone banking, and Zelle. Business services include business checking accounts, online banking, remote deposit, ACH transactions, Autobooks, and insured cash sweep services. The bank also provides lending services such as personal credit cards, home loans, home equity borrowing, construction loans, and SBA loans. In addition, it offers loans to real estate, including residential and commercial real estate, multi-family construction loans, one- to four-family residential loans, multi-family loans, commercial real estate loans, and land loans.
68GF Score

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Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$45.00
Price
$35.46
GF Value