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Timberland BancorpTSBK +0.28%67 3-Year Share Buyback Ratio is 1.40 as of Jun. 2026, which is 211% above its 10-year median of 0.45. GuruFocus rates TSBK with a GF Score™ of 67/100 and a GF Value™ of $36.36 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,042 Banks companies, Timberland Bancorp ranks better than 83.3% on this metric.
Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.
3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. Timberland Bancorp's current 3-Year Share Buyback Ratio was 1.40%.
The historical rank and industry rank for Timberland Bancorp's 3-Year Share Buyback Ratio or its related term are showing as below:
TSBK'
s 3-Year Share Buyback Ratio Range Over the Past 10 Years
Min: -6.2 Med: 0.45 Max: 13.9
Current: 1.4
During the past 13 years, Timberland Bancorp's highest 3-Year Share Buyback Ratio was 13.90%. The lowest was -6.20%. And the median was 0.45%.
TSBK's 3-Year Share Buyback Ratio is ranked better than 83.3% of 1042
companies
in the Banks industry
Industry Median: -0.2
vs TSBK: 1.40
Timberland Bancorp (NAS:TSBK) 3-Year Share Buyback Ratio Explanation
A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.
Be Aware
Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.
Timberland Bancorp 3-Year Share Buyback Ratio Related Terms
TSBK vs MSBC, BCML, MFGI: 3-Year Share Buyback Ratio Comparison
For the Banks - Regional subindustry, Timberland Bancorp's 3-Year Share Buyback Ratio, along with its competitors' market caps and 3-Year Share Buyback Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Timberland Bancorp 3-Year Share Buyback Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Timberland Bancorp's 3-Year Share Buyback Ratio distribution charts can be found below:
* The bar in red indicates where Timberland Bancorp's 3-Year Share Buyback Ratio falls into.
Timberland Bancorp 3-Year Share Buyback Ratio Calculation
This is the annualized percentage change in shares outstanding from three years ago to the current year. The annualized percentage change is calculated with expontential compound based on the latest four years of annual data on Shares Outstanding (EOP).
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Share Buyback Ratio of 1.40 mean?
Timberland Bancorp (TSBK) has a 3-Year Share Buyback Ratio of 1.40 as of Jun. 2026. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Timberland Bancorp and its competitors. This is 211% above median its historical median of 0.45. According to the industry distribution chart, Timberland Bancorp ranks #174 out of 1042 companies in the Banks industry, placing it in the top 16.7%.
Is Timberland Bancorp's 3-Year Share Buyback Ratio too high?
Timberland Bancorp's current 3-Year Share Buyback Ratio of 1.40 is 211% above median its 10-year median of 0.45. Based on the distribution chart, Timberland Bancorp ranks #174 out of 1042 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Timberland Bancorp has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Timberland Bancorp's 3-Year Share Buyback Ratio compare to MSBC and BCML?
According to the Banks industry distribution chart, Timberland Bancorp ranks #174 out of 1042 companies for 3-Year Share Buyback Ratio. This places Timberland Bancorp in the top 17% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Share Buyback Ratio for a Banks company?
A good 3-Year Share Buyback Ratio depends on the Banks industry context. However, 3-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Share Buyback Ratio mean?
A high 3-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Timberland Bancorp and its competitors. Timberland Bancorp's current 3-Year Share Buyback Ratio is 1.40, which is 211% above median its own 10-year median of 0.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Timberland Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Timberland Bancorp (TSBK) is currently considered Modestly Overvalued. The stock's GF Value™ is $36.36, compared to a current price of $46.11 — trading 26.8% above its estimated fair value. The current 3-Year Share Buyback Ratio is 1.40, which is 211% above median its 10-year median of 0.45. Timberland Bancorp's overall GF Score™ is 67/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Share Buyback Ratio calculated?
3-Year Share Buyback Ratio is calculated from a company's financial statements. For Timberland Bancorp (TSBK), the current 3-Year Share Buyback Ratio is 1.40 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Timberland Bancorp (TSBK) Overvalued in 2026?
Based on GuruFocus' analysis, Timberland Bancorp stock appears to be overvalued.
The current stock price of $46.11 is trading 26.8% above its estimated GF Value™ of $36.36.
GuruFocus considers Timberland Bancorp to be Modestly Overvalued.
Key valuation signals for TSBK:
3-Year Share Buyback Ratio: 1.40 (211% above median its 10-year median of 0.45)
GF Value™: $36.36 vs. price of $46.11 (26.8% above fair value)
No single metric tells the full story. See the TSBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Timberland Bancorp Inc is a bank holding company for Timberland Bank. The bank offers banking services including personal checking and savings accounts, debit cards, health savings accounts, online and mobile banking, online bill pay, 24-hour phone banking, and Zelle. Business services include business checking accounts, online banking, remote deposit, ACH transactions, Autobooks, and insured cash sweep services. The bank also provides lending services such as personal credit cards, home loans, home equity borrowing, construction loans, and SBA loans. In addition, it offers loans to real estate, including residential and commercial real estate, multi-family construction loans, one- to four-family residential loans, multi-family loans, commercial real estate loans, and land loans.
67GF Score
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