TSBK (Timberland Bancorp) ROE % Adjusted to Book Value: 9.27% (As of Mar. 2026)


TSBK Timberland Bancorp Inc TSBK
68 GF Score
Price $44.72
GF Value $35.49
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Timberland Bancorp ROE % Adjusted to Book Value?

Timberland Bancorp TSBK +0.12% 68 ROE % Adjusted to Book Value is 9.27% as of Mar. 2026. GuruFocus rates TSBK with a GF Score™ of 68/100 and a GF Value™ of $35.49 (Modestly Overvalued). The stock has 7 warning signs investors should review.

Timberland Bancorp's ROE % for the quarter that ended in Mar. 2026 was 10.57%. Timberland Bancorp's PB Ratio for the quarter that ended in Mar. 2026 was 1.14. Timberland Bancorp's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 9.27%.


Timberland Bancorp ROE % Adjusted to Book Value Related Terms


Timberland Bancorp ROE % Adjusted to Book Value Historical Data

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The historical data trend for Timberland Bancorp's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Timberland Bancorp ROE % Adjusted to Book Value Chart

Timberland Bancorp Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.95 10.66 12.78 10.36 11.48

Timberland Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.46 11.63 13.01 11.79 9.27

TSBK vs NWFL, CZFS, BCML: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, Timberland Bancorp's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Timberland Bancorp ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Timberland Bancorp's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Timberland Bancorp's ROE % Adjusted to Book Value falls into.


TSBK
68GF Score
Timberland Bancorp Inc TSBK
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Timberland Bancorp ROE % Adjusted to Book Value Calculation

Timberland Bancorp's ROE % Adjusted to Book Value for the fiscal year that ended in Sep. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=11.48% / 1.00
=11.48%

Timberland Bancorp's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=10.57% / 1.14
=9.27%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 9.27% mean?
Timberland Bancorp (TSBK) has a ROE % Adjusted to Book Value of 9.27% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Timberland Bancorp and its competitors.
Is Timberland Bancorp's ROE % Adjusted to Book Value too high?
Timberland Bancorp's current ROE % Adjusted to Book Value is 9.27%. Overall, Timberland Bancorp has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Timberland Bancorp's ROE % Adjusted to Book Value compare to NWFL and CZFS?
Timberland Bancorp's ROE % Adjusted to Book Value of 9.27% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Timberland Bancorp and its competitors. Timberland Bancorp's current ROE % Adjusted to Book Value is 9.27%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Timberland Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Timberland Bancorp (TSBK) is currently considered Modestly Overvalued. The stock's GF Value™ is $35.49, compared to a current price of $44.72 — trading 26% above its estimated fair value. The current ROE % Adjusted to Book Value is 9.27%. Timberland Bancorp's overall GF Score™ is 68/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Timberland Bancorp (TSBK), the current ROE % Adjusted to Book Value is 9.27% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Timberland Bancorp (TSBK) Overvalued in 2026?

Based on GuruFocus' analysis, Timberland Bancorp stock appears to be overvalued. The current stock price of $44.72 is trading 26% above its estimated GF Value™ of $35.49. GuruFocus considers Timberland Bancorp to be Modestly Overvalued.

Key valuation signals for TSBK:

  • ROE % Adjusted to Book Value: 9.27%
  • GF Value™: $35.49 vs. price of $44.72 (26% above fair value)
  • GF Score™: 68/100 with 7 warning signs

No single metric tells the full story. See the TSBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Timberland Bancorp Business Description

Address 624 Simpson Avenue, Hoquiam, WA, USA, 98550
Timberland Bancorp Inc is a bank holding company for Timberland Bank. The bank offers banking services including personal checking and savings accounts, debit cards, health savings accounts, online and mobile banking, online bill pay, 24-hour phone banking, and Zelle. Business services include business checking accounts, online banking, remote deposit, ACH transactions, Autobooks, and insured cash sweep services. The bank also provides lending services such as personal credit cards, home loans, home equity borrowing, construction loans, and SBA loans. In addition, it offers loans to real estate, including residential and commercial real estate, multi-family construction loans, one- to four-family residential loans, multi-family loans, commercial real estate loans, and land loans.
68GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$44.72
Price
$35.49
GF Value