Capital One Financial (FRA:CFX) ROC %: % (As of Mar. 2026)


FRA:CFX Capital One Financial Corp FRA:CFX
80 GF Score
Price €171.70
GF Value €138.48
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Capital One Financial ROC %?

Capital One Financial FRA:CFX -0.72% 80 ROC % is % as of Mar. 2026. GuruFocus rates FRA:CFX with a GF Score™ of 80/100 and a GF Value™ of €138.48 (Modestly Overvalued). The stock has 3 warning signs investors should review.

ROC %does not apply to banks.

FRA:CFX
80GF Score
Capital One Financial Corp FRA:CFX
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Capital One Financial (FRA:CFX) has a ROC % of % as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Capital One Financial and its competitors.
Is Capital One Financial's ROC % too high?
Capital One Financial's current ROC % is %. Overall, Capital One Financial has a GF Score™ of 80/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Capital One Financial's ROC % compare to PYPL and AFRM?
Capital One Financial's ROC % of % can be compared against companies in the Credit Services industry. The industry median ROC % is 1.98. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Credit Services company?
The median ROC % among Credit Services companies is 1.98, based on 417 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Capital One Financial and its competitors. For the Credit Services industry, the median ROC % is 1.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Capital One Financial's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capital One Financial stock overvalued right now?
Based on GuruFocus' analysis, Capital One Financial (FRA:CFX) is currently considered Modestly Overvalued. The stock's GF Value™ is €138.48, compared to a current price of €171.70 — trading 24% above its estimated fair value. The current ROC % is %. Capital One Financial's overall GF Score™ is 80/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Capital One Financial (FRA:CFX), the current ROC % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Capital One Financial (FRA:CFX) Overvalued in 2026?

Based on GuruFocus' analysis, Capital One Financial stock appears to be overvalued. The current stock price of €171.70 is trading 24% above its estimated GF Value™ of €138.48. GuruFocus considers Capital One Financial to be Modestly Overvalued.

Key valuation signals for FRA:CFX:

  • ROC %: %
  • GF Value™: €138.48 vs. price of €171.70 (24% above fair value)
  • GF Score™: 80/100 with 3 warning signs

No single metric tells the full story. See the FRA:CFX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Capital One Financial Business Description

Address 1680 Capital One Drive, McLean, VA, USA, 22102
Capital One Financial is a diversified financial-services holding company headquartered in McLean, Virginia. Originally a spinoff of Signet Financial's credit card division in 1994, the company is now primarily involved in credit card lending, auto loans, and commercial lending. Following the acquisition of Discover in 2025, the firm also has a modest personal loan business, though credit card lending provides the majority of the bank's revenue.
80GF Score

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ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€171.70
Price
€138.48
GF Value