Westamerica Bancorp (FRA:WB1) ROC %: % (As of Mar. 2026)


FRA:WB1 Westamerica Bancorp FRA:WB1
65 GF Score
Price €50.50
GF Value €38.52
! 8 Warning Signs
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What is Westamerica Bancorp ROC %?

Westamerica Bancorp FRA:WB1 -1.94% 65 ROC % is % as of Mar. 2026. GuruFocus rates FRA:WB1 with a GF Score™ of 65/100 and a GF Value™ of €38.52. The stock has 8 warning signs investors should review.

ROC %does not apply to banks.

FRA:WB1
65GF Score
Westamerica Bancorp FRA:WB1
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Westamerica Bancorp (FRA:WB1) has a ROC % of % as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Westamerica Bancorp and its competitors.
Is Westamerica Bancorp's ROC % too high?
Westamerica Bancorp's current ROC % is %. Overall, Westamerica Bancorp has a GF Score™ of 65/100, reflecting its overall financial health beyond just this single metric.
How does Westamerica Bancorp's ROC % compare to PEBO and AMAL?
Westamerica Bancorp's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.89. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.89, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Westamerica Bancorp and its competitors. For the Banks industry, the median ROC % is 1.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Westamerica Bancorp's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Westamerica Bancorp stock overvalued right now?
Westamerica Bancorp (FRA:WB1) has a current ROC % of %. The stock's GF Value™ is €38.52, compared to a current price of €50.50 — trading 31.1% above its estimated fair value. The current ROC % is %. Westamerica Bancorp's overall GF Score™ is 65/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Westamerica Bancorp (FRA:WB1), the current ROC % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Westamerica Bancorp (FRA:WB1) Overvalued in 2026?

Based on GuruFocus' analysis, Westamerica Bancorp stock appears to be overvalued. The current stock price of €50.50 is trading 31.1% above its estimated GF Value™ of €38.52.

Key valuation signals for FRA:WB1:

  • ROC %: %
  • GF Value™: €38.52 vs. price of €50.50 (31.1% above fair value)
  • GF Score™: 65/100 with 8 warning signs

No single metric tells the full story. See the FRA:WB1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Westamerica Bancorp Business Description

Other Exchanges WABC:USA
Address 1108 Fifth Avenue, San Rafael, CA, USA, 94901
Westamerica Bancorp provides a full range of banking services to individual and commercial customers in Northern and Central California through its subsidiary bank. The Bank is a California-chartered commercial bank whose deposits are insured by the Federal Deposit Insurance Corporation (the FDIC) up to applicable limits. The principal communities served are located in Northern and Central California, from Mendocino, Lake and Nevada Counties in the north to Kern County in the south. The Company's strategic focus is on the banking needs of small businesses.
65GF Score

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ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€50.50
Price
€38.52
GF Value