Westamerica Bancorp (FRA:WB1) Tariff Resilience Score: 9/10 (As of Jul. 11, 2026)


FRA:WB1 Westamerica Bancorp FRA:WB1
65 GF Score
Price €49.60
GF Value €38.62
! 8 Warning Signs
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What is Westamerica Bancorp Tariff Resilience Score?

Westamerica Bancorp FRA:WB1 +1.22% 65 Tariff Resilience Score is 9 as of Jul. 11, 2026. GuruFocus rates FRA:WB1 with a GF Score™ of 65/100 and a GF Value™ of €38.62. The stock has 8 warning signs investors should review. Among 1,604 Banks companies, Westamerica Bancorp ranks better than 99.25% on this metric.

Westamerica Bancorp has the Tariff Resilience Score of 9, which implies that the company might have Highly Resilient.

Westamerica Bancorp has As a regional bank, Westamerica Bancorp has minimal direct exposure to international trade tariffs. Its operations are primarily domestic, with limited reliance on global supply chains or international markets.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Westamerica Bancorp might have Highly Resilient.

Westamerica Bancorp  (FRA:WB1) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Westamerica Bancorp Tariff Resilience Score Related Terms

FRA:WB1 vs PEBO, AMAL, TMP: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, Westamerica Bancorp's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Westamerica Bancorp Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, Westamerica Bancorp's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Westamerica Bancorp's Tariff Resilience Score falls into.


FRA:WB1
65GF Score
Westamerica Bancorp FRA:WB1
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 9 mean?
Westamerica Bancorp (FRA:WB1) has a Tariff Resilience Score of 9 as of Jul. 11, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Westamerica Bancorp ranks #12 out of 1604 companies in the Banks industry, placing it in the top 0.7%.
Is Westamerica Bancorp's Tariff Resilience Score too high?
Westamerica Bancorp's current Tariff Resilience Score is 9. Based on the distribution chart, Westamerica Bancorp ranks #12 out of 1604 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Westamerica Bancorp has a GF Score™ of 65/100, reflecting its overall financial health beyond just this single metric.
How does Westamerica Bancorp's Tariff Resilience Score compare to PEBO and AMAL?
According to the Banks industry distribution chart, Westamerica Bancorp ranks #12 out of 1604 companies for Tariff Resilience Score. This places Westamerica Bancorp in the top 1% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Westamerica Bancorp's current Tariff Resilience Score is 9. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Westamerica Bancorp stock overvalued right now?
Westamerica Bancorp (FRA:WB1) has a current Tariff Resilience Score of 9. The stock's GF Value™ is €38.62, compared to a current price of €49.60 — trading 28.4% above its estimated fair value. The current Tariff Resilience Score is 9. Westamerica Bancorp's overall GF Score™ is 65/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Westamerica Bancorp (FRA:WB1), the current Tariff Resilience Score is 9 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Westamerica Bancorp (FRA:WB1) Overvalued in 2026?

Based on GuruFocus' analysis, Westamerica Bancorp stock appears to be overvalued. The current stock price of €49.60 is trading 28.4% above its estimated GF Value™ of €38.62.

Key valuation signals for FRA:WB1:

  • Tariff Resilience Score: 9
  • GF Value™: €38.62 vs. price of €49.60 (28.4% above fair value)
  • GF Score™: 65/100 with 8 warning signs

No single metric tells the full story. See the FRA:WB1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Westamerica Bancorp Business Description

Other Exchanges WABC:USA
Address 1108 Fifth Avenue, San Rafael, CA, USA, 94901
Westamerica Bancorp provides a full range of banking services to individual and commercial customers in Northern and Central California through its subsidiary bank. The Bank is a California-chartered commercial bank whose deposits are insured by the Federal Deposit Insurance Corporation (the FDIC) up to applicable limits. The principal communities served are located in Northern and Central California, from Mendocino, Lake and Nevada Counties in the north to Kern County in the south. The Company's strategic focus is on the banking needs of small businesses.
65GF Score

Get the complete analysis for FRA:WB1

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€49.60
Price
€38.62
GF Value