OAKC (Oakworth Capital) ROC %: % (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OAKC Oakworth Capital Inc OAKC
75 GF Score
Price $40.00
GF Value $40.59
Valuation Fairly Valued
! 2 Warning Signs
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What is Oakworth Capital ROC %?

Oakworth Capital OAKC 75 ROC % is % as of Mar. 2026. GuruFocus rates OAKC with a GF Score™ of 75/100 and a GF Value™ of $40.59 (Fairly Valued). The stock has 2 warning signs investors should review.

ROC %does not apply to banks.

OAKC
75GF Score
Oakworth Capital Inc OAKC
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Oakworth Capital (OAKC) has a ROC % of % as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Oakworth Capital and its competitors.
Is Oakworth Capital's ROC % too high?
Oakworth Capital's current ROC % is %. Overall, Oakworth Capital has a GF Score™ of 75/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Oakworth Capital's ROC % compare to BVFL and EBMT?
Oakworth Capital's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.85. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.85, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Oakworth Capital and its competitors. For the Banks industry, the median ROC % is 1.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Oakworth Capital's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oakworth Capital stock overvalued right now?
Based on GuruFocus' analysis, Oakworth Capital (OAKC) is currently considered Fairly Valued. The stock's GF Value™ is $40.59, compared to a current price of $40.00 — trading 1.5% below its estimated fair value. The current ROC % is %. Oakworth Capital's overall GF Score™ is 75/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Oakworth Capital (OAKC), the current ROC % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Oakworth Capital (OAKC) Overvalued in 2026?

Based on GuruFocus' analysis, Oakworth Capital stock appears to be undervalued. The current stock price of $40.00 is trading 1.5% below its estimated GF Value™ of $40.59. GuruFocus considers Oakworth Capital to be Fairly Valued.

Key valuation signals for OAKC:

  • ROC %: %
  • GF Value™: $40.59 vs. price of $40.00 (1.5% below fair value)
  • GF Score™: 75/100 with 2 warning signs

No single metric tells the full story. See the OAKC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Oakworth Capital Business Description

Address 850 Shades Creek Parkway, Suite 200, Mountain Brook, Birmingham, AL, USA, 35209
Oakworth Capital Inc is a bank holding company. Through its banking subsidiary, it provides a full range of banking services in its primary market areas of Jefferson and Mobile Counties, Alabama, Davidson and Williamson Counties, Tennessee, and Mecklenburg County, North Carolina, as well as the surrounding areas. Additionally, the group also offers wealth management and advisory services related to retirement planning, philanthropic strategies, risk assessment, and generational planning.
75GF Score

Get the complete analysis for OAKC

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$40.00
Price
$40.59
GF Value