OAKC (Oakworth Capital) Interest Expense: $-47.11 Mil (TTM As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OAKC Oakworth Capital Inc OAKC
69 GF Score
Price $40.40
GF Value $39.95
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is Oakworth Capital Interest Expense?

Oakworth Capital OAKC +0.12% 69 Interest Expense is $-47.11 Mil as of Jun. 2026. GuruFocus rates OAKC with a GF Score™ of 69/100 and a GF Value™ of $39.95 (Fairly Valued). The stock has 2 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Oakworth Capital's interest expense for the three months ended in Jun. 2026 was $ -11.54 Mil. Its interest expense for the trailing twelve months (TTM) ended in Jun. 2026 was $-47.11 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Oakworth Capital's Operating Income for the three months ended in Jun. 2026 was $ Mil. Oakworth Capital's Interest Expense for the three months ended in Jun. 2026 was $ Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Oakworth Capital Interest Expense Historical Data

* Premium members only.

The historical data trend for Oakworth Capital's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Oakworth Capital Interest Expense Chart

Oakworth Capital Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial -1.00 -6.49 -36.52 -50.37 -48.41

Oakworth Capital Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -12.07 -12.47 -11.97 -11.14 -11.54
OAKC
69GF Score
Oakworth Capital Inc OAKC
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Oakworth Capital Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-47.11 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of $-47.11 Mil mean?
Oakworth Capital (OAKC) has a Interest Expense of $-47.11 Mil as of Jun. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on Oakworth Capital and its competitors.
Is Oakworth Capital's Interest Expense too high?
Oakworth Capital's current Interest Expense is $-47.11 Mil. Overall, Oakworth Capital has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Oakworth Capital's Interest Expense compare to BVFL and EBMT?
Oakworth Capital's Interest Expense of $-47.11 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Oakworth Capital and its competitors. Oakworth Capital's current Interest Expense is $-47.11 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oakworth Capital stock overvalued right now?
Based on GuruFocus' analysis, Oakworth Capital (OAKC) is currently considered Fairly Valued. The stock's GF Value™ is $39.95, compared to a current price of $40.40 — trading 1.1% above its estimated fair value. The current Interest Expense is $-47.11 Mil. Oakworth Capital's overall GF Score™ is 69/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Oakworth Capital (OAKC), the current Interest Expense is $-47.11 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Oakworth Capital (OAKC) Overvalued in 2026?

Based on GuruFocus' analysis, Oakworth Capital stock appears to be overvalued. The current stock price of $40.40 is trading 1.1% above its estimated GF Value™ of $39.95. GuruFocus considers Oakworth Capital to be Fairly Valued.

Key valuation signals for OAKC:

  • Interest Expense: $-47.11 Mil
  • GF Value™: $39.95 vs. price of $40.40 (1.1% above fair value)
  • GF Score™: 69/100 with 2 warning signs

No single metric tells the full story. See the OAKC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Oakworth Capital Business Description

Address 850 Shades Creek Parkway, Suite 200, Mountain Brook, Birmingham, AL, USA, 35209
Oakworth Capital Inc is a bank holding company. Through its banking subsidiary, it provides a full range of banking services in its primary market areas of Jefferson and Mobile Counties, Alabama, Davidson and Williamson Counties, Tennessee, and Mecklenburg County, North Carolina, as well as the surrounding areas. Additionally, the group also offers wealth management and advisory services related to retirement planning, philanthropic strategies, risk assessment, and generational planning.
69GF Score

Get the complete analysis for OAKC

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$40.40
Price
$39.95
GF Value