OAKC (Oakworth Capital) Scaled Net Operating Assets: -0.05 (As of Mar. 2026)

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OAKC Oakworth Capital Inc OAKC
75 GF Score
Price $40.00
GF Value $40.59
Valuation Fairly Valued
! 2 Warning Signs
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What is Oakworth Capital Scaled Net Operating Assets?

Oakworth Capital OAKC 75 Scaled Net Operating Assets is -0.05 as of Mar. 2026. GuruFocus rates OAKC with a GF Score™ of 75/100 and a GF Value™ of $40.59 (Fairly Valued). The stock has 2 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Oakworth Capital's operating assets for the quarter that ended in Mar. 2026 was $1,712.68 Mil. Oakworth Capital's operating liabilities for the quarter that ended in Mar. 2026 was $1,809.18 Mil. Oakworth Capital's Total Assets for the quarter that ended in Dec. 2025 was $2,046.22 Mil. Therefore, Oakworth Capital's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was -0.05.

OAKC
75GF Score
Oakworth Capital Inc OAKC
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Oakworth Capital Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Oakworth Capital's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(1851.278-1847.054)/1788.941
=0.00

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=2046.224 - 194.946
=1851.278

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=1897.561 - 46.063 - 4.444
=1847.054

Oakworth Capital's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(1712.678-1809.175)/2046.224
=-0.05

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=2039.855 - 327.177
=1712.678

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=1887.474 - 78.299 - 0
=1809.175

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of -0.05 mean?
Oakworth Capital (OAKC) has a Scaled Net Operating Assets of -0.05 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Oakworth Capital and its competitors.
Is Oakworth Capital's Scaled Net Operating Assets too high?
Oakworth Capital's current Scaled Net Operating Assets is -0.05. Overall, Oakworth Capital has a GF Score™ of 75/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Oakworth Capital's Scaled Net Operating Assets compare to BVFL and EBMT?
Oakworth Capital's Scaled Net Operating Assets of -0.05 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Oakworth Capital and its competitors. Oakworth Capital's current Scaled Net Operating Assets is -0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oakworth Capital stock overvalued right now?
Based on GuruFocus' analysis, Oakworth Capital (OAKC) is currently considered Fairly Valued. The stock's GF Value™ is $40.59, compared to a current price of $40.00 — trading 1.5% below its estimated fair value. The current Scaled Net Operating Assets is -0.05. Oakworth Capital's overall GF Score™ is 75/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Oakworth Capital (OAKC), the current Scaled Net Operating Assets is -0.05 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Oakworth Capital (OAKC) Overvalued in 2026?

Based on GuruFocus' analysis, Oakworth Capital stock appears to be undervalued. The current stock price of $40.00 is trading 1.5% below its estimated GF Value™ of $40.59. GuruFocus considers Oakworth Capital to be Fairly Valued.

Key valuation signals for OAKC:

  • Scaled Net Operating Assets: -0.05
  • GF Value™: $40.59 vs. price of $40.00 (1.5% below fair value)
  • GF Score™: 75/100 with 2 warning signs

No single metric tells the full story. See the OAKC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Oakworth Capital Business Description

Address 850 Shades Creek Parkway, Suite 200, Mountain Brook, Birmingham, AL, USA, 35209
Oakworth Capital Inc is a bank holding company. Through its banking subsidiary, it provides a full range of banking services in its primary market areas of Jefferson and Mobile Counties, Alabama, Davidson and Williamson Counties, Tennessee, and Mecklenburg County, North Carolina, as well as the surrounding areas. Additionally, the group also offers wealth management and advisory services related to retirement planning, philanthropic strategies, risk assessment, and generational planning.
75GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$40.00
Price
$40.59
GF Value