OAKC (Oakworth Capital) Tariff Resilience Score: 8/10 (As of Jul. 22, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OAKC Oakworth Capital Inc OAKC
69 GF Score
Price $40.40
GF Value $39.93
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is Oakworth Capital Tariff Resilience Score?

Oakworth Capital OAKC +0.12% 69 Tariff Resilience Score is 8 as of Jul. 22, 2026. GuruFocus rates OAKC with a GF Score™ of 69/100 and a GF Value™ of $39.93 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,601 Banks companies, Oakworth Capital ranks better than 78.7% on this metric.

Oakworth Capital has the Tariff Resilience Score of 8, which implies that the company might have Highly Resilient.

Oakworth Capital has Oakworth Capital Inc's operations are primarily domestic financial services, with minimal direct exposure to international trade tariffs, enhancing its resilience.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Oakworth Capital might have Highly Resilient.


Oakworth Capital  (OTCPK:OAKC) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Oakworth Capital Tariff Resilience Score Related Terms


OAKC vs BVFL, EBMT, LYBC: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, Oakworth Capital's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Oakworth Capital Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, Oakworth Capital's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Oakworth Capital's Tariff Resilience Score falls into.


OAKC
69GF Score
Oakworth Capital Inc OAKC
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
What does a Tariff Resilience Score of 8 mean?
Oakworth Capital (OAKC) has a Tariff Resilience Score of 8 as of Jul. 22, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Oakworth Capital ranks #341 out of 1601 companies in the Banks industry, placing it in the top 21.3%.
Is Oakworth Capital's Tariff Resilience Score too high?
Oakworth Capital's current Tariff Resilience Score is 8. Based on the distribution chart, Oakworth Capital ranks #341 out of 1601 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Oakworth Capital has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Oakworth Capital's Tariff Resilience Score compare to BVFL and EBMT?
According to the Banks industry distribution chart, Oakworth Capital ranks #341 out of 1601 companies for Tariff Resilience Score. This places Oakworth Capital in the top 21% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Oakworth Capital's current Tariff Resilience Score is 8. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oakworth Capital stock overvalued right now?
Based on GuruFocus' analysis, Oakworth Capital (OAKC) is currently considered Fairly Valued. The stock's GF Value™ is $39.93, compared to a current price of $40.40 — trading 1.2% above its estimated fair value. The current Tariff Resilience Score is 8. Oakworth Capital's overall GF Score™ is 69/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Oakworth Capital (OAKC), the current Tariff Resilience Score is 8 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Oakworth Capital (OAKC) Overvalued in 2026?

Based on GuruFocus' analysis, Oakworth Capital stock appears to be overvalued. The current stock price of $40.40 is trading 1.2% above its estimated GF Value™ of $39.93. GuruFocus considers Oakworth Capital to be Fairly Valued.

Key valuation signals for OAKC:

  • Tariff Resilience Score: 8
  • GF Value™: $39.93 vs. price of $40.40 (1.2% above fair value)
  • GF Score™: 69/100 with 2 warning signs

No single metric tells the full story. See the OAKC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Oakworth Capital Business Description

Address 850 Shades Creek Parkway, Suite 200, Mountain Brook, Birmingham, AL, USA, 35209
Oakworth Capital Inc is a bank holding company. Through its banking subsidiary, it provides a full range of banking services in its primary market areas of Jefferson and Mobile Counties, Alabama, Davidson and Williamson Counties, Tennessee, and Mecklenburg County, North Carolina, as well as the surrounding areas. Additionally, the group also offers wealth management and advisory services related to retirement planning, philanthropic strategies, risk assessment, and generational planning.
69GF Score

Get the complete analysis for OAKC

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$40.40
Price
$39.93
GF Value