OAKC (Oakworth Capital) Long-Term Debt: $188.32 Mil (As of Jun. 2026)

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OAKC Oakworth Capital Inc OAKC
68 GF Score
Price $41.25
GF Value $40.10
Valuation Fairly Valued
! 2 Warning Signs
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What is Oakworth Capital Long-Term Debt?

Oakworth Capital OAKC +0.12% 68 Long-Term Debt is $188.32 Mil as of Jun. 2026. GuruFocus rates OAKC with a GF Score™ of 68/100 and a GF Value™ of $40.10 (Fairly Valued). The stock has 2 warning signs investors should review.

Oakworth Capital's Long-Term Debt for the quarter that ended in Jun. 2026 was $188.32 Mil.

Oakworth Capital's quarterly Long-Term Debt increased from Dec. 2025 ($34.39 Mil) to Mar. 2026 ($78.30 Mil) and increased from Mar. 2026 ($78.30 Mil) to Jun. 2026 ($188.32 Mil).

Oakworth Capital's annual Long-Term Debt increased from Dec. 2023 ($34.20 Mil) to Dec. 2024 ($34.30 Mil) and increased from Dec. 2024 ($34.30 Mil) to Dec. 2025 ($34.39 Mil).

Oakworth Capital  (OTCPK:OAKC) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Oakworth Capital Long-Term Debt Related Terms

Oakworth Capital Long-Term Debt Historical Data

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The historical data trend for Oakworth Capital's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Oakworth Capital Long-Term Debt Chart

Oakworth Capital Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial 0.00 34.11 34.20 34.30 34.39

Oakworth Capital Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 118.79 58.81 34.39 78.30 188.32
OAKC
68GF Score
Oakworth Capital Inc OAKC
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of $188.32 Mil mean?
Oakworth Capital (OAKC) has a Long-Term Debt of $188.32 Mil as of Jun. 2026.
Is Oakworth Capital's Long-Term Debt too high?
Oakworth Capital's current Long-Term Debt is $188.32 Mil. Overall, Oakworth Capital has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Oakworth Capital's Long-Term Debt compare to OVBC and SOME?
Oakworth Capital's Long-Term Debt of $188.32 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Banks company?
A good Long-Term Debt depends on the Banks industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Oakworth Capital's current Long-Term Debt is $188.32 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oakworth Capital stock overvalued right now?
Based on GuruFocus' analysis, Oakworth Capital (OAKC) is currently considered Fairly Valued. The stock's GF Value™ is $40.10, compared to a current price of $41.25 — trading 2.9% above its estimated fair value. The current Long-Term Debt is $188.32 Mil. Oakworth Capital's overall GF Score™ is 68/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Oakworth Capital (OAKC), the current Long-Term Debt is $188.32 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Oakworth Capital (OAKC) Overvalued in 2026?

Based on GuruFocus' analysis, Oakworth Capital stock appears to be overvalued. The current stock price of $41.25 is trading 2.9% above its estimated GF Value™ of $40.10. GuruFocus considers Oakworth Capital to be Fairly Valued.

Key valuation signals for OAKC:

  • Long-Term Debt: $188.32 Mil
  • GF Value™: $40.10 vs. price of $41.25 (2.9% above fair value)
  • GF Score™: 68/100 with 2 warning signs

No single metric tells the full story. See the OAKC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Oakworth Capital Business Description

Address 850 Shades Creek Parkway, Suite 200, Mountain Brook, Birmingham, AL, USA, 35209
Oakworth Capital Inc is a bank holding company. Through its banking subsidiary, it provides a full range of banking services in its primary market areas of Jefferson and Mobile Counties, Alabama, Davidson and Williamson Counties, Tennessee, and Mecklenburg County, North Carolina, as well as the surrounding areas. Additionally, the group also offers wealth management and advisory services related to retirement planning, philanthropic strategies, risk assessment, and generational planning.
68GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$41.25
Price
$40.10
GF Value