Kreon Financial Services (BOM:530139) ROE % Adjusted to Book Value: 2.91% (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:530139 Kreon Financial Services Ltd BOM:530139
65 GF Score
Price ₹81.90
GF Value ₹71.24
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Kreon Financial Services ROE % Adjusted to Book Value?

Kreon Financial Services BOM:530139 +2.45% 65 ROE % Adjusted to Book Value is 2.91% as of Mar. 2026. GuruFocus rates BOM:530139 with a GF Score™ of 65/100 and a GF Value™ of ₹71.24 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Kreon Financial Services's ROE % for the quarter that ended in Mar. 2026 was 4.02%. Kreon Financial Services's PB Ratio for the quarter that ended in Mar. 2026 was 1.38. Kreon Financial Services's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 2.91%.


Kreon Financial Services ROE % Adjusted to Book Value Related Terms


Kreon Financial Services ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Kreon Financial Services's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kreon Financial Services ROE % Adjusted to Book Value Chart

Kreon Financial Services Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.28 11.36 0.97 -9.08 15.70

Kreon Financial Services Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -7.13 0.00 11.12 0.00 2.91

BOM:530139 vs V, MA, AXP: ROE % Adjusted to Book Value Comparison

For the Credit Services subindustry, Kreon Financial Services's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kreon Financial Services ROE % Adjusted to Book Value vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Kreon Financial Services's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Kreon Financial Services's ROE % Adjusted to Book Value falls into.


BOM:530139
65GF Score
Kreon Financial Services Ltd BOM:530139
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Kreon Financial Services ROE % Adjusted to Book Value Calculation

Kreon Financial Services's ROE % Adjusted to Book Value for the fiscal year that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=21.66% / 1.38
=15.70%

Kreon Financial Services's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=4.02% / 1.38
=2.91%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 2.91% mean?
Kreon Financial Services (BOM:530139) has a ROE % Adjusted to Book Value of 2.91% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Kreon Financial Services and its competitors.
Is Kreon Financial Services' ROE % Adjusted to Book Value too high?
Kreon Financial Services' current ROE % Adjusted to Book Value is 2.91%. Overall, Kreon Financial Services has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Kreon Financial Services' ROE % Adjusted to Book Value compare to V and MA?
Kreon Financial Services' ROE % Adjusted to Book Value of 2.91% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Credit Services company?
A good ROE % Adjusted to Book Value depends on the Credit Services industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Kreon Financial Services and its competitors. Kreon Financial Services's current ROE % Adjusted to Book Value is 2.91%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kreon Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Kreon Financial Services (BOM:530139) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹71.24, compared to a current price of ₹81.90 — trading 15% above its estimated fair value. The current ROE % Adjusted to Book Value is 2.91%. Kreon Financial Services' overall GF Score™ is 65/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Kreon Financial Services (BOM:530139), the current ROE % Adjusted to Book Value is 2.91% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kreon Financial Services (BOM:530139) Overvalued in 2026?

Based on GuruFocus' analysis, Kreon Financial Services stock appears to be overvalued. The current stock price of ₹81.90 is trading 15% above its estimated GF Value™ of ₹71.24. GuruFocus considers Kreon Financial Services to be Modestly Overvalued.

Key valuation signals for BOM:530139:

  • ROE % Adjusted to Book Value: 2.91%
  • GF Value™: ₹71.24 vs. price of ₹81.90 (15% above fair value)
  • GF Score™: 65/100 with 4 warning signs

No single metric tells the full story. See the BOM:530139 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kreon Financial Services Business Description

Address No. 26, 22nd Street, Rathinam Nagar, Thiruvanmiyur, Chennai, TN, IND, 600 041
Kreon Financial Services Ltd is an investment company. It is engaged in financing activities along with investing in long-term and short-term projects, securities, and debt-related instruments. The company's segment includes the Commercial Lending Division and Digital Lending Division -StuCred. It generates maximum revenue from the Digital Lending Division -StuCred segment.
65GF Score

Get the complete analysis for BOM:530139

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹81.90
Price
₹71.24
GF Value