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Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Kreon Financial Services's annualizedNet Income for the quarter that ended in Jun. 2026 was ₹176.5 Mil. Kreon Financial Services's average total tangible assets for the quarter that ended in Jun. 2026 was ₹754.7 Mil. Therefore, Kreon Financial Services's annualized Return-on-Tangible-Asset for the quarter that ended in Jun. 2026 was 23.39%.
The historical rank and industry rank for Kreon Financial Services's Return-on-Tangible-Asset or its related term are showing as below:
BOM:530139'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -43.25 Med: -0.32 Max: 18.93
Current: 11.33
During the past 13 years, Kreon Financial Services's highest Return-on-Tangible-Asset was 18.93%. The lowest was -43.25%. And the median was -0.32%.
BOM:530139's Return-on-Tangible-Asset is ranked better than 93.98% of 548
companies
in the Credit Services industry
Industry Median: 2.03
vs BOM:530139: 11.33
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Kreon Financial Services Return-on-Tangible-Asset Related Terms
Kreon Financial Services Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Kreon Financial Services's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:530139 vs V, MA, AXP: Return-on-Tangible-Asset Comparison
For the Credit Services subindustry, Kreon Financial Services's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kreon Financial Services Return-on-Tangible-Asset vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Kreon Financial Services's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Kreon Financial Services's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Jun. 2026) net income data.
What does a Return-on-Tangible-Asset of 23.39% mean?
Kreon Financial Services (BOM:530139) has a Return-on-Tangible-Asset of 23.39% as of Jun. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Kreon Financial Services and its competitors. According to the industry distribution chart, Kreon Financial Services ranks #33 out of 548 companies in the Credit Services industry, placing it in the top 6%.
Is Kreon Financial Services' Return-on-Tangible-Asset too high?
Kreon Financial Services' current Return-on-Tangible-Asset is 23.39%. The Credit Services industry median Return-on-Tangible-Asset is 2.03. Kreon Financial Services' value of 23.39% is 1052.2% above this industry median. Based on the distribution chart, Kreon Financial Services ranks #33 out of 548 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Kreon Financial Services has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Kreon Financial Services' Return-on-Tangible-Asset compare to V and MA?
According to the Credit Services industry distribution chart, Kreon Financial Services ranks #33 out of 548 companies for Return-on-Tangible-Asset. This places Kreon Financial Services in the top 6% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Asset is 2.03. Kreon Financial Services' value of 23.39% is 1052.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Credit Services company?
The median Return-on-Tangible-Asset among Credit Services companies is 2.03, based on 548 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kreon Financial Services's current Return-on-Tangible-Asset of 23.39% is 1052.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Kreon Financial Services and its competitors. For the Credit Services industry, the median Return-on-Tangible-Asset is 2.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kreon Financial Services's current Return-on-Tangible-Asset is 23.39%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kreon Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Kreon Financial Services (BOM:530139) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹67.73, compared to a current price of ₹83.90 — trading 23.9% above its estimated fair value. The current Return-on-Tangible-Asset is 23.39% and 1052.2% above the Credit Services industry median of 2.03. Kreon Financial Services' overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Kreon Financial Services (BOM:530139), the current Return-on-Tangible-Asset is 23.39% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Kreon Financial Services (BOM:530139) Overvalued in 2026?
Based on GuruFocus' analysis, Kreon Financial Services stock appears to be overvalued.
The current stock price of ₹83.90 is trading 23.9% above its estimated GF Value™ of ₹67.73.
GuruFocus considers Kreon Financial Services to be Modestly Overvalued.
Key valuation signals for BOM:530139:
Return-on-Tangible-Asset: 23.39%
GF Value™: ₹67.73 vs. price of ₹83.90 (23.9% above fair value)
Industry Position: 1052.2% above the Credit Services median (#33 of 548)
No single metric tells the full story. See the BOM:530139 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Kreon Financial Services Ltd is an investment company. It is engaged in financing activities along with investing in long-term and short-term projects, securities, and debt-related instruments. The company's segment includes the Commercial Lending Division and Digital Lending Division -StuCred. It generates maximum revenue from the Digital Lending Division -StuCred segment.
58GF Score
Get the complete analysis for BOM:530139
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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