Kreon Financial Services (BOM:530139) Days Payable: 6.08 (As of Jun. 2026) — 88% Below Median

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BOM:530139 Kreon Financial Services Ltd BOM:530139
61 GF Score
Price ₹82.50
GF Value ₹67.38
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Kreon Financial Services Days Payable?

Kreon Financial Services BOM:530139 -1.98% 61 Days Payable is 6.08 as of Jun. 2026, which is 88% below its 10-year median of 52.37. GuruFocus rates BOM:530139 with a GF Score™ of 61/100 and a GF Value™ of ₹67.38 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 303 Credit Services companies, Kreon Financial Services ranks worse than 75.91% on this metric.

Kreon Financial Services's average Accounts Payable for the three months ended in Jun. 2026 was ₹2.2 Mil. Kreon Financial Services's Cost of Goods Sold for the three months ended in Jun. 2026 was ₹33.7 Mil. Hence, Kreon Financial Services's Days Payable for the three months ended in Jun. 2026 was 6.08.

The historical rank and industry rank for Kreon Financial Services's Days Payable or its related term are showing as below:

BOM:530139' s Days Payable Range Over the Past 10 Years
Min: 8.4   Med: 52.37   Max: 184.31
Current: 8.4

During the past 13 years, Kreon Financial Services's highest Days Payable was 184.31. The lowest was 8.40. And the median was 52.37.

BOM:530139's Days Payable is ranked worse than
75.91% of 303 companies
in the Credit Services industry
Industry Median: 32.75 vs BOM:530139: 8.40

Kreon Financial Services's Days Payable declined from Jun. 2025 (11.91) to Jun. 2026 (6.08). It may suggest that Kreon Financial Services accelerated paying its suppliers.


Kreon Financial Services Days Payable Historical Data

* Premium members only.

The historical data trend for Kreon Financial Services's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kreon Financial Services Days Payable Chart

Kreon Financial Services Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Days Payable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 62.86 13.94 14.74 10.82 8.97

Kreon Financial Services Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.91 0.00 0.00 6.77 6.08

BOM:530139 vs V, MA, AXP: Days Payable Comparison

For the Credit Services subindustry, Kreon Financial Services's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kreon Financial Services Days Payable vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Kreon Financial Services's Days Payable distribution charts can be found below:

* The bar in red indicates where Kreon Financial Services's Days Payable falls into.


BOM:530139
61GF Score
Kreon Financial Services Ltd BOM:530139
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
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Kreon Financial Services Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Kreon Financial Services's Days Payable for the fiscal year that ended in Mar. 2026 is calculated as

Days Payable (A: Mar. 2026 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Mar. 2025 ) + Accounts Payable (A: Mar. 2026 )) / count ) / Cost of Goods Sold (A: Mar. 2026 )*Days in Period
=( (3.494 + 2.246) / 2 ) / 116.747*365
=2.87 / 116.747*365
=8.97

Kreon Financial Services's Days Payable for the quarter that ended in Jun. 2026 is calculated as:

Days Payable (Q: Jun. 2026 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Mar. 2026 ) + Accounts Payable (Q: Jun. 2026 )) / count ) / Cost of Goods Sold (Q: Jun. 2026 )*Days in Period
=( (2.246 + 0) / 1 ) / 33.697*365 / 4
=2.246 / 33.697*365 / 4
=6.08

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 6.08 mean?
Kreon Financial Services (BOM:530139) has a Days Payable of 6.08 as of Jun. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Kreon Financial Services and its competitors. This is 88% below median its historical median of 52.37. Over the past decade, Kreon Financial Services' Days Payable has ranged from 8.40 to 184.31. According to the industry distribution chart, Kreon Financial Services ranks #230 out of 303 companies in the Credit Services industry, placing it in the top 75.9%.
Is Kreon Financial Services' Days Payable too high?
Kreon Financial Services' current Days Payable of 6.08 is 88% below median its 10-year median of 52.37. Over the past 10 years, this metric has ranged from a low of 8.40 to a high of 184.31. The Credit Services industry median Days Payable is 32.75. Kreon Financial Services' value of 6.08 is 81.4% below this industry median. Based on the distribution chart, Kreon Financial Services ranks #230 out of 303 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Kreon Financial Services has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Kreon Financial Services' Days Payable compare to V and MA?
According to the Credit Services industry distribution chart, Kreon Financial Services ranks #230 out of 303 companies for Days Payable. This places Kreon Financial Services in the lower half of its industry. The industry median Days Payable is 32.75. Kreon Financial Services' value of 6.08 is 81.4% below this benchmark. Historically, Kreon Financial Services' own Days Payable has ranged from 8.40 to 184.31 over the past decade. While the company's 10-year median is 52.37 vs. the industry median of 32.75, Kreon Financial Services has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Credit Services company?
The median Days Payable among Credit Services companies is 32.75, based on 303 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kreon Financial Services's current Days Payable of 6.08 is 81.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Kreon Financial Services and its competitors. For the Credit Services industry, the median Days Payable is 32.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kreon Financial Services's current Days Payable is 6.08, which is 88% below median its own 10-year median of 52.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kreon Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Kreon Financial Services (BOM:530139) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹67.38, compared to a current price of ₹82.50 — trading 22.4% above its estimated fair value. The current Days Payable is 6.08, which is 88% below median its 10-year median of 52.37 and 81.4% below the Credit Services industry median of 32.75. Kreon Financial Services' overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Kreon Financial Services (BOM:530139), the current Days Payable is 6.08 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kreon Financial Services (BOM:530139) Overvalued in 2026?

Based on GuruFocus' analysis, Kreon Financial Services stock appears to be overvalued. The current stock price of ₹82.50 is trading 22.4% above its estimated GF Value™ of ₹67.38. GuruFocus considers Kreon Financial Services to be Modestly Overvalued.

Key valuation signals for BOM:530139:

  • Days Payable: 6.08 (88% below median its 10-year median of 52.37)
  • GF Value™: ₹67.38 vs. price of ₹82.50 (22.4% above fair value)
  • GF Score™: 61/100 with 4 warning signs
  • Industry Position: 81.4% below the Credit Services median (#230 of 303)

No single metric tells the full story. See the BOM:530139 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kreon Financial Services Business Description

Address No. 26, 22nd Street, Rathinam Nagar, Thiruvanmiyur, Chennai, TN, IND, 600 041
Kreon Financial Services Ltd is an investment company. It is engaged in financing activities along with investing in long-term and short-term projects, securities, and debt-related instruments. The company's segment includes the Commercial Lending Division and Digital Lending Division -StuCred. It generates maximum revenue from the Digital Lending Division -StuCred segment.
61GF Score

Get the complete analysis for BOM:530139

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹82.50
Price
₹67.38
GF Value