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Kreon Financial ServicesBOM:530139 -0.62%60 Gross Margin % is 70.39% as of Jun. 2026, which is 30% above its 10-year median of 54.25. GuruFocus rates BOM:530139 with a GF Score™ of 60/100 and a GF Value™ of ₹67.62 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 389 Credit Services companies, Kreon Financial Services ranks better than 69.67% on this metric.
Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.
Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %
1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key
Kreon Financial Services had a gross margin of 70.39% for the quarter that ended in Jun. 2026 => Durable competitive advantage
Be Aware
If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.
Kreon Financial Services Gross Margin % Related Terms
Kreon Financial Services Gross Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:530139 vs V, MA, AXP: Gross Margin % Comparison
For the Credit Services subindustry, Kreon Financial Services's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kreon Financial Services Gross Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Kreon Financial Services's Gross Margin % distribution charts can be found below:
* The bar in red indicates where Kreon Financial Services's Gross Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.
Kreon Financial Services (BOM:530139) has a Gross Margin % of 70.39% as of Jun. 2026. Gross margin is the ratio of total gross profit to net sales. View historical data on Kreon Financial Services and its competitors. This is 30% above median its historical median of 54.25. According to the industry distribution chart, Kreon Financial Services ranks #118 out of 389 companies in the Credit Services industry, placing it in the top 30.3%.
Is Kreon Financial Services' Gross Margin % too high?
Kreon Financial Services' current Gross Margin % of 70.39% is 30% above median its 10-year median of 54.25. The Credit Services industry median Gross Margin % is 50.93. Kreon Financial Services' value of 70.39% is 38.2% above this industry median. Based on the distribution chart, Kreon Financial Services ranks #118 out of 389 companies in the Credit Services industry, which is above the industry midpoint. Overall, Kreon Financial Services has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Kreon Financial Services' Gross Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Kreon Financial Services ranks #118 out of 389 companies for Gross Margin %. This puts Kreon Financial Services in the upper half of its industry. The industry median Gross Margin % is 50.93. Kreon Financial Services' value of 70.39% is 38.2% above this benchmark. While the company's 10-year median is 54.25 vs. the industry median of 50.93, Kreon Financial Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for a Credit Services company?
The median Gross Margin % among Credit Services companies is 50.93, based on 389 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kreon Financial Services's current Gross Margin % of 70.39% is 38.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on Kreon Financial Services and its competitors. For the Credit Services industry, the median Gross Margin % is 50.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kreon Financial Services's current Gross Margin % is 70.39%, which is 30% above median its own 10-year median of 54.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kreon Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Kreon Financial Services (BOM:530139) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹67.62, compared to a current price of ₹83.47 — trading 23.4% above its estimated fair value. The current Gross Margin % is 70.39%, which is 30% above median its 10-year median of 54.25 and 38.2% above the Credit Services industry median of 50.93. Kreon Financial Services' overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For Kreon Financial Services (BOM:530139), the current Gross Margin % is 70.39% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Kreon Financial Services (BOM:530139) Overvalued in 2026?
Based on GuruFocus' analysis, Kreon Financial Services stock appears to be overvalued.
The current stock price of ₹83.47 is trading 23.4% above its estimated GF Value™ of ₹67.62.
GuruFocus considers Kreon Financial Services to be Modestly Overvalued.
Key valuation signals for BOM:530139:
Gross Margin %: 70.39% (30% above median its 10-year median of 54.25)
GF Value™: ₹67.62 vs. price of ₹83.47 (23.4% above fair value)
Industry Position: 38.2% above the Credit Services median (#118 of 389)
No single metric tells the full story. See the BOM:530139 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Kreon Financial Services Ltd is an investment company. It is engaged in financing activities along with investing in long-term and short-term projects, securities, and debt-related instruments. The company's segment includes the Commercial Lending Division and Digital Lending Division -StuCred. It generates maximum revenue from the Digital Lending Division -StuCred segment.
60GF Score
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Gross Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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