CBNK (Capital Bancorp) ROE % Adjusted to Book Value: 10.05% (As of Mar. 2026)


CBNK Capital Bancorp Inc CBNK
75 GF Score
Price $35.12
GF Value $31.54
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Capital Bancorp ROE % Adjusted to Book Value?

Capital Bancorp CBNK -0.07% 75 ROE % Adjusted to Book Value is 10.05% as of Mar. 2026. GuruFocus rates CBNK with a GF Score™ of 75/100 and a GF Value™ of $31.54 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Capital Bancorp's ROE % for the quarter that ended in Mar. 2026 was 11.86%. Capital Bancorp's PB Ratio for the quarter that ended in Mar. 2026 was 1.18. Capital Bancorp's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 10.05%.


Capital Bancorp ROE % Adjusted to Book Value Related Terms


Capital Bancorp ROE % Adjusted to Book Value Historical Data

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The historical data trend for Capital Bancorp's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Capital Bancorp ROE % Adjusted to Book Value Chart

Capital Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.10 13.30 11.35 7.57 13.14

Capital Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.02 9.54 11.60 13.13 10.05

CBNK vs SFST, BWB, KRNY: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, Capital Bancorp's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Capital Bancorp ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Capital Bancorp's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Capital Bancorp's ROE % Adjusted to Book Value falls into.


CBNK
75GF Score
Capital Bancorp Inc CBNK
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Capital Bancorp ROE % Adjusted to Book Value Calculation

Capital Bancorp's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=15.11% / 1.15
=13.14%

Capital Bancorp's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=11.86% / 1.18
=10.05%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 10.05% mean?
Capital Bancorp (CBNK) has a ROE % Adjusted to Book Value of 10.05% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Capital Bancorp and its competitors.
Is Capital Bancorp's ROE % Adjusted to Book Value too high?
Capital Bancorp's current ROE % Adjusted to Book Value is 10.05%. Overall, Capital Bancorp has a GF Score™ of 75/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Capital Bancorp's ROE % Adjusted to Book Value compare to SFST and BWB?
Capital Bancorp's ROE % Adjusted to Book Value of 10.05% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Capital Bancorp and its competitors. Capital Bancorp's current ROE % Adjusted to Book Value is 10.05%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capital Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Capital Bancorp (CBNK) is currently considered Modestly Overvalued. The stock's GF Value™ is $31.54, compared to a current price of $35.12 — trading 11.4% above its estimated fair value. The current ROE % Adjusted to Book Value is 10.05%. Capital Bancorp's overall GF Score™ is 75/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Capital Bancorp (CBNK), the current ROE % Adjusted to Book Value is 10.05% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Capital Bancorp (CBNK) Overvalued in 2026?

Based on GuruFocus' analysis, Capital Bancorp stock appears to be overvalued. The current stock price of $35.12 is trading 11.4% above its estimated GF Value™ of $31.54. GuruFocus considers Capital Bancorp to be Modestly Overvalued.

Key valuation signals for CBNK:

  • ROE % Adjusted to Book Value: 10.05%
  • GF Value™: $31.54 vs. price of $35.12 (11.4% above fair value)
  • GF Score™: 75/100 with 4 warning signs

No single metric tells the full story. See the CBNK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Capital Bancorp Business Description

Address 2275 Research Boulevard, Suite 600, Rockville, MD, USA, 20850
Capital Bancorp Inc is a bank holding company. The company through its holdings operates as a commercial-focused community bank that serves businesses, not-for-profit associations, and entrepreneurs throughout the region. The bank operates through four divisions including Commercial Banking, Capital Bank Home Loans, OpenSky, and Windsor Advantage. The company generates majority revenue from the Commercial bank sector. Commercial Banking division focuses on providing personalized service to commercial clients throughout the operations supplemented by lending outside primary market as well as engaging in government guaranteed lending on a national basis.
75GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$35.12
Price
$31.54
GF Value