CBNK (Capital Bancorp) Change In Receivables: $-4.3 Mil (TTM As of Jun. 2026)

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CBNK Capital Bancorp Inc CBNK
75 GF Score
Price $37.64
GF Value $32.42
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Capital Bancorp Change In Receivables?

Capital Bancorp CBNK -0.58% 75 Change In Receivables is $-4.3 Mil as of Jun. 2026. GuruFocus rates CBNK with a GF Score™ of 75/100 and a GF Value™ of $32.42 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Capital Bancorp's change in receivables for the quarter that ended in Jun. 2026 was $-2.6 Mil. It means Capital Bancorp's Accounts Receivable increased by $2.6 Mil from Mar. 2026 to Jun. 2026 .

Capital Bancorp's change in receivables for the fiscal year that ended in Dec. 2025 was $-0.0 Mil. It means Capital Bancorp's Accounts Receivable increased by $0.0 Mil from Dec. 2024 to Dec. 2025 .

Capital Bancorp's Accounts Receivable for the quarter that ended in Jun. 2026 was $19.4 Mil.

Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed. Capital Bancorp's Days Sales Outstanding for the three months ended in Jun. 2026 was 27.78.

In Ben Graham's calculation of liquidation value, Apple Inc's Accounts Receivable are only considered to be worth 75% of book value. Capital Bancorp's liquidation value for the three months ended in Jun. 2026 was $-2,957.0 Mil.


Capital Bancorp  (NAS:CBNK) Change In Receivables Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

Capital Bancorp's Days Sales Outstanding for the quarter that ended in Jun. 2026 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=19.429/63.815*91
=27.78

2. In Ben Graham's calculation of liquidation value, Capital Bancorp's accounts receivable are only considered to be worth 75% of book value:

Capital Bancorp's liquidation value for the quarter that ended in Jun. 2026 is calculated as:

Liquidation Value
=Cash, Cash Equivalents, Marketable Securities-Total Liabilities+(0.75 * Accounts Receivable)+(0.5 * Total Inventories)
=496.191-3467.733+0.75 * 19.429+0.5 * 0
=-2,957.0

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Capital Bancorp Change In Receivables Related Terms


Capital Bancorp Change In Receivables Historical Data

* Premium members only.

The historical data trend for Capital Bancorp's Change In Receivables can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Capital Bancorp Change In Receivables Chart

Capital Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Change In Receivables
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.23 -1.59 -2.01 -0.76 -0.03

Capital Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Change In Receivables Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.31 -3.86 2.32 -0.10 -2.63
CBNK
75GF Score
Capital Bancorp Inc CBNK
Change In Receivables is just one metric. See GF Score™, valuation, warning signs, and more.
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Capital Bancorp Change In Receivables Calculation

Change In Accounts Receivable relative to the previous period. It is any increase or decrease in the cash a company is owed by its customers.

Change In Receivables for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-4.3 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Change In Receivables →
What does a Change In Receivables of $-4.3 Mil mean?
Capital Bancorp (CBNK) has a Change In Receivables of $-4.3 Mil as of Jun. 2026. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Capital Bancorp and its competitors.
Is Capital Bancorp's Change In Receivables too high?
Capital Bancorp's current Change In Receivables is $-4.3 Mil. Overall, Capital Bancorp has a GF Score™ of 75/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Capital Bancorp's Change In Receivables compare to KRNY and UNTY?
Capital Bancorp's Change In Receivables of $-4.3 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Receivables for a Banks company?
A good Change In Receivables depends on the Banks industry context. However, Change In Receivables should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Receivables mean?
A high Change In Receivables can signal that a stock is expensive relative to its fundamentals. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Capital Bancorp and its competitors. Capital Bancorp's current Change In Receivables is $-4.3 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capital Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Capital Bancorp (CBNK) is currently considered Modestly Overvalued. The stock's GF Value™ is $32.42, compared to a current price of $37.64 — trading 16.1% above its estimated fair value. The current Change In Receivables is $-4.3 Mil. Capital Bancorp's overall GF Score™ is 75/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Receivables calculated?
Change In Receivables is calculated from a company's financial statements. For Capital Bancorp (CBNK), the current Change In Receivables is $-4.3 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Capital Bancorp (CBNK) Overvalued in 2026?

Based on GuruFocus' analysis, Capital Bancorp stock appears to be overvalued. The current stock price of $37.64 is trading 16.1% above its estimated GF Value™ of $32.42. GuruFocus considers Capital Bancorp to be Modestly Overvalued.

Key valuation signals for CBNK:

  • Change In Receivables: $-4.3 Mil
  • GF Value™: $32.42 vs. price of $37.64 (16.1% above fair value)
  • GF Score™: 75/100 with 4 warning signs

No single metric tells the full story. See the CBNK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Capital Bancorp Business Description

Address 2275 Research Boulevard, Suite 600, Rockville, MD, USA, 20850
Capital Bancorp Inc is a bank holding company. The company through its holdings operates as a commercial-focused community bank that serves businesses, not-for-profit associations, and entrepreneurs throughout the region. The bank operates through four divisions including Commercial Banking, Capital Bank Home Loans, OpenSky, and Windsor Advantage. The company generates majority revenue from the Commercial bank sector. Commercial Banking division focuses on providing personalized service to commercial clients throughout the operations supplemented by lending outside primary market as well as engaging in government guaranteed lending on a national basis.
75GF Score

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Change In Receivables is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$37.64
Price
$32.42
GF Value