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Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.
3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. Capital Bancorp's current 3-Year Share Buyback Ratio was -5.00%.
The historical rank and industry rank for Capital Bancorp's 3-Year Share Buyback Ratio or its related term are showing as below:
CBNK'
s 3-Year Share Buyback Ratio Range Over the Past 10 Years
Min: -6.1 Med: -1.4 Max: -0.4
Current: -5
During the past 13 years, Capital Bancorp's highest 3-Year Share Buyback Ratio was -0.40%. The lowest was -6.10%. And the median was -1.40%.
CBNK's 3-Year Share Buyback Ratio is ranked worse than 79.05% of 1031
companies
in the Banks industry
Industry Median: -0.2
vs CBNK: -5.00
Capital Bancorp (NAS:CBNK) 3-Year Share Buyback Ratio Explanation
A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.
Be Aware
Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.
Capital Bancorp 3-Year Share Buyback Ratio Related Terms
CBNK vs FBIZ, BWB, GCBC: 3-Year Share Buyback Ratio Comparison
For the Banks - Regional subindustry, Capital Bancorp's 3-Year Share Buyback Ratio, along with its competitors' market caps and 3-Year Share Buyback Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Capital Bancorp 3-Year Share Buyback Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Capital Bancorp's 3-Year Share Buyback Ratio distribution charts can be found below:
* The bar in red indicates where Capital Bancorp's 3-Year Share Buyback Ratio falls into.
Capital Bancorp 3-Year Share Buyback Ratio Calculation
This is the annualized percentage change in shares outstanding from three years ago to the current year. The annualized percentage change is calculated with expontential compound based on the latest four years of annual data on Shares Outstanding (EOP).
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Share Buyback Ratio of -5.00 mean?
Capital Bancorp (CBNK) has a 3-Year Share Buyback Ratio of -5.00 as of Jun. 2026. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Capital Bancorp and its competitors. According to the industry distribution chart, Capital Bancorp ranks #815 out of 1031 companies in the Banks industry, placing it in the top 79%.
Is Capital Bancorp's 3-Year Share Buyback Ratio too high?
Capital Bancorp's current 3-Year Share Buyback Ratio is -5.00. Based on the distribution chart, Capital Bancorp ranks #815 out of 1031 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Capital Bancorp has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Capital Bancorp's 3-Year Share Buyback Ratio compare to FBIZ and BWB?
According to the Banks industry distribution chart, Capital Bancorp ranks #815 out of 1031 companies for 3-Year Share Buyback Ratio. This places Capital Bancorp in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Share Buyback Ratio for a Banks company?
A good 3-Year Share Buyback Ratio depends on the Banks industry context. However, 3-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Share Buyback Ratio mean?
A high 3-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Capital Bancorp and its competitors. Capital Bancorp's current 3-Year Share Buyback Ratio is -5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capital Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Capital Bancorp (CBNK) is currently considered Fairly Valued. The stock's GF Value™ is $33.11, compared to a current price of $35.87 — trading 8.3% above its estimated fair value. The current 3-Year Share Buyback Ratio is -5.00. Capital Bancorp's overall GF Score™ is 76/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Share Buyback Ratio calculated?
3-Year Share Buyback Ratio is calculated from a company's financial statements. For Capital Bancorp (CBNK), the current 3-Year Share Buyback Ratio is -5.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Capital Bancorp (CBNK) Overvalued in 2026?
Based on GuruFocus' analysis, Capital Bancorp stock appears to be overvalued.
The current stock price of $35.87 is trading 8.3% above its estimated GF Value™ of $33.11.
GuruFocus considers Capital Bancorp to be Fairly Valued.
Key valuation signals for CBNK:
3-Year Share Buyback Ratio: -5.00
GF Value™: $33.11 vs. price of $35.87 (8.3% above fair value)
No single metric tells the full story. See the CBNK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Capital Bancorp Inc is a bank holding company. The company through its holdings operates as a commercial-focused community bank that serves businesses, not-for-profit associations, and entrepreneurs throughout the region. The bank operates through four divisions including Commercial Banking, Capital Bank Home Loans, OpenSky, and Windsor Advantage. The company generates majority revenue from the Commercial bank sector. Commercial Banking division focuses on providing personalized service to commercial clients throughout the operations supplemented by lending outside primary market as well as engaging in government guaranteed lending on a national basis.
76GF Score
Get the complete analysis for CBNK
3-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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